Affinity Bancshares Q2 net income rises
Overview
Affinity Bancshares Q2 net income rises to $2.2 mln from $1.0 mln yr ago
Net interest income increased to $7.8 mln, driven by higher loan income
Total assets grew to $933.8 mln at June 30, 2025, supported by loan and deposit growth
Result Drivers
NET INTEREST INCOME - Increase driven by higher interest income on loans and interest-earning deposits, partially offset by increases in deposit and a decrease in interest income on investment securities
NONINTEREST EXPENSES - Decrease attributed to lower fees, positively impacting net income
NONINTEREST INCOME - Decline due to reduced service charges and absence of real estate sale gains from previous year
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 EPS |
| $0.33 |
|
Q2 Net Income |
| $2.15 mln |
|
Q2 Net Interest Income |
| $7.78 mln |
|
Q2 Net Interest Margin |
| 3.57% |
|
Press Release: ID:nBw42twv7a
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