Central Pacific Financial's Q2 net income rises to $18.3 mln
Overview
Central Pacific Q2 net income rises to $18.3 mln, up from last quarter
Net interest income increases 3.6% from Q1, driven by higher yields
Efficiency ratio improves to 60.36%, reflecting better cost management
Outlook
Central Pacific Financial emphasizes strong asset quality supporting future growth
Result Drivers
NET INTEREST INCOME - Driven by higher yields on loans and investment securities, combined with lower rates on deposits
CREDIT LOSS PROVISION - Increased due to higher off-balance sheet credit exposure from new loan commitments
OPERATING INCOME - Rise attributed to higher bank-owned life insurance income
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 EPS |
| $0.67 |
|
Q2 Net Income |
| $18.27 mln |
|
Q2 Net Interest Income |
| $59.80 mln |
|
Q2 ROE |
| 13.0% |
|
Analyst Coverage
The one available analyst rating on the shares is "hold"
The average consensus recommendation for the banks peer group is "buy."
The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 10 three months ago
Press Release: ID:nBw10jy4Ra
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