Oregon Pacific Bancorp Q2 net income rises to $2 mln
Overview
Oregon Pacific Bancorp Q2 net income rises sequentially to $2.0 mln from $1.7 mln
Company's net interest margin expands to 3.85%, driven by higher loan yields
Loan growth of $8.9 mln and deposit growth of $4.4 mln in Q2
Outlook
Company remains mindful of current economic environment, believes local focus will drive future results
Result Drivers
NET INTEREST MARGIN EXPANSION - Driven by higher loan yields and reduced cost of funds
LOAN GROWTH - New and renewed loans contributed to increased portfolio yield
DEPOSIT GROWTH - Primarily centered in non-interest-bearing demand deposits
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Net Income |
| $2.01 mln |
|
Q2 Net Interest Income |
| $7.19 mln |
|
Q2 Net Interest Margin |
| 3.85% |
|
Q2 Pretax Profit |
| $2.63 mln |
|
Q2 Provision for Credit Losses |
| $164,000 |
|
Press Release: ID:nBw7XCfQta
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