Financial services firm Enova Q2 revenue beats estimates
Overview
Enova Q2 2025 revenue grows 22% yr/yr, beating analyst expectations
Adjusted EPS for Q2 2025 rises 46%, beating consensus
David Fisher, Enova's Chairman and CEO to transition to the role of Executive Chairman, effective January 1, 2026
Result Drivers
ORIGINATIONS GROWTH - Enova reports a 28% increase in originations, driving revenue growth
STRONG CREDIT PERFORMANCE - Consolidated credit performance remains robust with a net charge-off ratio of 8.1%
TECHNOLOGY PLATFORM - Advanced technology and analytics platform credited for supporting growth, per CFO Steve Cunningham
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Revenue | Beat | $764.04 mln | $756.60 mln (8 Analysts) |
Q2 Adjusted EPS | Beat | $3.23 | $2.98 (7 Analysts) |
Q2 EPS |
| $2.86 |
|
Q2 Net Income |
| $76.15 mln |
|
Q2 Adjusted EBITDA | Beat | $203 mln | $195.20 mln (3 Analysts) |
Q2 Operating Income |
| $184.11 mln |
|
Q2 Pretax Profit |
| $101.05 mln |
|
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 7 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the consumer lending peer group is "buy"
Wall Street's median 12-month price target for Enova International Inc is $132.00, about 10.9% above its July 23 closing price of $117.63
The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 8 three months ago
Press Release: ID:nPn9L2mJHa
Related Articles
Coca Cola (KO) Q4 Earnings Preview: Look for the Upside in the AI Initiatives, not in the Revenue and the EPS
Coca-Cola (KO) enters its fourth-quarter 2025 earnings call tomorrow with significant momentum. However, a fundamental shift is occurring.
Warsh’s Fed Era Signals a Death Knell for QE, Jolting the $30 Trillion Treasury Market
With Warsh’s nomination, his past proposals for governing the Federal Reserve are being brought to the forefront. A central issue is the formulation of a new "1951 Accord" to restructure the relationship between the Fed and the Treasury. Analysts suggest such a move could impact the $30 trillion Tre
Amazon Stock Predictions for 2026 to 2030: Will They Exceed Expectations and Achieve Major Long-Term Goals?
TradingKey - As we head into 2026, many investors are questioning where Amazon (AMZN) fits into the technology world.
A Crash After a Surge: Why Silver Lost 40% in a Week?
TradingKey - Spot silver (XAGUSD) prices continue to decline. Silver plunged 20% on Thursday, breaking below $71 per ounce, with the sell-off intensifying on Friday as prices fell further below $64. Compared to the all-time high set on January 29, silver prices have retraced more than 40%, wiping out nearly all gains accumulated over the previous month.
