SB Financial beats Q2 adjusted EPS estimates, net income up 23.7%
Overview
SB Financial Q2 adjusted EPS of $0.58 beats analysts' expectations
Net interest income rises 25.6% to $12.1 mln, driven by loan growth
Company reports 23.7% increase in net income to $3.9 mln
Outlook
Company did not provide specific guidance for future quarters or full year
Result Drivers
LOAN GROWTH - Strong loan growth contributed to a 25.6% increase in net interest income
MARBLEHEAD ACQUISITION - Acquisition strengthened liquidity and expanded market presence, boosting loan and deposit growth
NONINTEREST INCOME - Gains on mortgage loan sales and title insurance drove a 15.1% increase in noninterest income
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Operating Revenue |
| $17.18 mln |
|
Q2 Adjusted EPS | Beat | $0.58 | $0.54 (1 Analyst) |
Q2 EPS |
| $0.6 |
|
Q2 Net Income |
| $3.85 mln |
|
Q2 Net Interest Income |
| $12.13 mln |
|
Q2 Provision For Credit Losses |
| $597,000 |
|
Analyst Coverage
The one available analyst rating on the shares is "strong buy"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for SB Financial Group Inc is $23.00, about 14.1% above its July 23 closing price of $19.75
The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago
Press Release: ID:nGNX4FXrkw
Related Articles
Coca Cola (KO) Q4 Earnings Preview: Look for the Upside in the AI Initiatives, not in the Revenue and the EPS
Coca-Cola (KO) enters its fourth-quarter 2025 earnings call tomorrow with significant momentum. However, a fundamental shift is occurring.
Warsh’s Fed Era Signals a Death Knell for QE, Jolting the $30 Trillion Treasury Market
With Warsh’s nomination, his past proposals for governing the Federal Reserve are being brought to the forefront. A central issue is the formulation of a new "1951 Accord" to restructure the relationship between the Fed and the Treasury. Analysts suggest such a move could impact the $30 trillion Tre
Amazon Stock Predictions for 2026 to 2030: Will They Exceed Expectations and Achieve Major Long-Term Goals?
TradingKey - As we head into 2026, many investors are questioning where Amazon (AMZN) fits into the technology world.
A Crash After a Surge: Why Silver Lost 40% in a Week?
TradingKey - Spot silver (XAGUSD) prices continue to decline. Silver plunged 20% on Thursday, breaking below $71 per ounce, with the sell-off intensifying on Friday as prices fell further below $64. Compared to the all-time high set on January 29, silver prices have retraced more than 40%, wiping out nearly all gains accumulated over the previous month.
