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C&F Financial Q2 net income rises on loan growth

ReutersJul 24, 2025 2:09 PM


Overview

  • C&F Financial Q2 net income rises 54.3% to $7.8 mln, driven by loan growth

  • Earnings per share for Q2 increased to $2.37 from $1.50 year-over-year

  • Community banking and mortgage segments show strong performance, boosting overall results


Outlook

  • Company expects continued loan and deposit growth in community banking segment

  • C&F Financial optimistic about second half of 2025

  • Company expands into Southwest Virginia to strengthen market presence


Result Drivers

  • LOAN GROWTH - Community banking segment loans grew significantly, boosting interest income

  • MORTGAGE ORIGINATIONS - Increased mortgage loan originations drove higher gains on sales and fee income

  • CREDIT LOSS REVERSAL - Net reversal of provision for credit losses in community banking segment aided earnings


Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q2 Net Income

$7.77 mln

Q2 Basic EPS

$2.37

Q2 Dividend

$0.46

Press Release: ID:nGNX14qbJV

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