First Mid Bancshares' Q2 adjusted EPS beats estimates
Overview
First Mid Bancshares Q2 adjusted EPS beats analyst expectations, per LSEG data
Company reports record high net income for Q2 2025
Board increases quarterly dividend to $0.25 per share
Outlook
Company focuses on disciplined credit culture amid fluctuating macroeconomic environment
First Mid invests in technology platforms for future growth
Company does not provide specific financial guidance for upcoming periods
Result Drivers
NET INTEREST INCOME - Driven by higher yields on earning assets while maintaining funding costs, resulting in a 7.5% increase from Q1 2025
LOAN GROWTH - Total loans increased by $68.1 mln, with significant contributions from construction, land development, and agriculture operating lines
DEPOSIT GROWTH - Deposits rose by $59.8 mln, primarily from interest-bearing demand deposits, money market accounts, and time deposits
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Revenue | Miss | $5.39 mln | $61.50 mln (7 Analysts) |
Q2 Adjusted EPS | Beat | $0.99 | $0.92 (7 Analysts) |
Q2 EPS |
| $0.98 |
|
Q2 Adjusted Net Income | Beat | $23.70 mln | $22.10 mln (7 Analysts) |
Q2 Net Income |
| $23.44 mln |
|
Q2 Net Interest Income |
| $63.86 mln |
|
Q2 Dividend |
| $0.25 |
|
Q2 Pretax Profit |
| $30.13 mln |
|
Press Release: ID:nGNXbyh3MQ
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