Third Coast Bancshares Q2 EPS rises
Overview
Third Coast Bancshares fiscal Q2 EPS hits record-high $0.96, net income $16.7 mln
Net interest margin improves to 4.22% in fiscal Q2, driven by loan yields
Co completed $100 million and $150 million commercial real estate loan securitizations
Result Drivers
NET INTEREST INCOME - Increased 15.4% from Q1 2025 due to higher loan yields and successful loan securitizations
EFFICIENCY IMPROVEMENT - Efficiency ratio improved to 55.45% in Q2 2025, reflecting better operational discipline
LOAN GROWTH - Gross loans grew to $4.08 bln, driven by commercial and industrial loans
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 EPS |
| $0.96 |
|
Q2 Net Income |
| $16.75 mln |
|
Q2 Net Interest Income |
| $49.37 mln |
|
Q2 Loan Loss Provision |
| $2.13 mln |
|
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 1 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Third Coast Bancshares Inc is $38.00, about 5.8% above its July 22 closing price of $35.80
The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 10 three months ago
Press Release: ID:nPn68MZBla
Related Articles
Coca Cola (KO) Q4 Earnings Preview: Look for the Upside in the AI Initiatives, not in the Revenue and the EPS
Coca-Cola (KO) enters its fourth-quarter 2025 earnings call tomorrow with significant momentum. However, a fundamental shift is occurring.
Warsh’s Fed Era Signals a Death Knell for QE, Jolting the $30 Trillion Treasury Market
With Warsh’s nomination, his past proposals for governing the Federal Reserve are being brought to the forefront. A central issue is the formulation of a new "1951 Accord" to restructure the relationship between the Fed and the Treasury. Analysts suggest such a move could impact the $30 trillion Tre
Amazon Stock Predictions for 2026 to 2030: Will They Exceed Expectations and Achieve Major Long-Term Goals?
TradingKey - As we head into 2026, many investors are questioning where Amazon (AMZN) fits into the technology world.
A Crash After a Surge: Why Silver Lost 40% in a Week?
TradingKey - Spot silver (XAGUSD) prices continue to decline. Silver plunged 20% on Thursday, breaking below $71 per ounce, with the sell-off intensifying on Friday as prices fell further below $64. Compared to the all-time high set on January 29, silver prices have retraced more than 40%, wiping out nearly all gains accumulated over the previous month.
