Wintrust beats Q2 revenue estimates; net income hits record

Overview

• Wintrust Q2 2025 revenue beats analyst expectations, driven by strong balance sheet growth

• Record quarterly net income of $195.5 mln, reflecting stable net interest margins

Outlook

• Wintrust expects stable net interest margin to drive income higher

• Company anticipates mid-to-high single digit loan growth in H2 2025

• Wintrust sees continued balance sheet growth boosting net interest income

• Company remains committed to conservative credit standards

Result Drivers

• NET INTEREST MARGIN - Stable net interest margin at 3.54% supported record net interest income

• NON-INTEREST INCOME - Wealth management and mortgage banking revenues increased

Key Details

Analyst Coverage

• The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 11 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

• The average consensus recommendation for the banks peer group is "buy"

• Wall Street's median 12-month price target for Wintrust Financial Corp is $141.00, about 4.9% above its July 18 closing price of $134.07

• The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release: ID:nGNXb5MQ2y