Oak Valley Q2 net income falls on higher deposit interest expense
Overview
Oak Valley Q2 net income falls to $5.6 mln from $5.9 mln a year ago
Net interest income rises to $18.2 mln, driven by loan growth and stable margins
Total deposits at $1.71 bln, down slightly from prior quarter, up yr/yr
Result Drivers
LOAN GROWTH - Increased loan portfolio and higher loan yields boosted net interest income
DEPOSIT COSTS - Rise in deposit interest expenses impacted net income compared to last year
OPERATING EXPENSES - Higher general operating costs due to servicing growing loan and deposit portfolios
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 EPS |
| $0.67 |
|
Q2 Net Income |
| $5.59 mln |
|
Q2 Net Interest Income |
| $18.15 mln |
|
Q2 Basic EPS |
| $0.68 |
|
Q2 Net Interest Margin |
| 4.1% |
|
Q2 Pretax Profit |
| $7.17 mln |
|
Press Release: ID:nGNX9XyvrG
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