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United Bancshares Q2 net income rises

ReutersJul 17, 2025 8:40 PM


Overview

  • United Bancshares fiscal Q2 net income rises to $3.1 mln, up from $1.8 mln

  • Co declares $0.23 dividend per share, yielding 3.44%

  • Net interest margin improves to 3.71%, up from 3.12% last year


Outlook

  • Company plans new digital platform rollout in Q1 2026


Result Drivers

  • LOAN GROWTH - Co reports $22.3 mln increase in loans, up 5.82% annualized from Dec 31, 2024

  • NET INTEREST MARGIN - Margin improved to 3.71% from 3.12% in Q2 2024

  • ASSET QUALITY - Stable asset quality metrics with historically low charge-offs


Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q2 Net Income

$3.10 mln

Q2 Dividend

$0.23

Q2 Net Interest Margin

3.7%

Press Release: ID:nPnbrqZNga

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