
Overview
United Bancshares fiscal Q2 net income rises to $3.1 mln, up from $1.8 mln
Co declares $0.23 dividend per share, yielding 3.44%
Net interest margin improves to 3.71%, up from 3.12% last year
Outlook
Company plans new digital platform rollout in Q1 2026
Result Drivers
LOAN GROWTH - Co reports $22.3 mln increase in loans, up 5.82% annualized from Dec 31, 2024
NET INTEREST MARGIN - Margin improved to 3.71% from 3.12% in Q2 2024
ASSET QUALITY - Stable asset quality metrics with historically low charge-offs
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Net Income |
| $3.10 mln |
|
Q2 Dividend |
| $0.23 |
|
Q2 Net Interest Margin |
| 3.7% |
|
Press Release: ID:nPnbrqZNga