Simmons beats Q2 adjusted EPS estimates; margin rises
Overview
Simmons Q2 revenue rises 8.6% to $214.2 mln, but misses analysts' expectations
However, adjusted EPS of $0.44 beats estimates
Net interest margin rises to 3.06%, fifth consecutive quarterly increase
Outlook
Company focuses on organic growth amid tariff volatility
Simmons sees strong loan pipeline supporting future growth
Company encouraged by positive momentum for second half of 2025
Result Drivers
NET INTEREST MARGIN - Increased for the fifth consecutive quarter, surpassing 3% ahead of co's expectations
DEPOSIT COSTS - Declined for the third consecutive quarter, contributing to profitability
LOAN PIPELINE - Remains strong despite muted overall balance sheet growth
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Revenue | Miss | $214.20 mln | $217.10 mln (6 Analysts) |
Q2 Adjusted EPS | Beat | $0.44 | $0.39 (6 Analysts) |
Q2 EPS |
| $0.43 |
|
Q2 Adjusted Net Income | Beat | $56.10 mln | $49.40 mln (6 Analysts) |
Q2 Net Income |
| $54.80 mln |
|
Q2 CET1 Capital Ratio |
| 12.4% |
|
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Simmons First National Corp is $21.00, about 7.2% above its July 16 closing price of $19.49
Press Release: ID:nPn8CT4nNa
Related Articles
Coca Cola (KO) Q4 Earnings Preview: Look for the Upside in the AI Initiatives, not in the Revenue and the EPS
Coca-Cola (KO) enters its fourth-quarter 2025 earnings call tomorrow with significant momentum. However, a fundamental shift is occurring.
Warsh’s Fed Era Signals a Death Knell for QE, Jolting the $30 Trillion Treasury Market
With Warsh’s nomination, his past proposals for governing the Federal Reserve are being brought to the forefront. A central issue is the formulation of a new "1951 Accord" to restructure the relationship between the Fed and the Treasury. Analysts suggest such a move could impact the $30 trillion Tre
Amazon Stock Predictions for 2026 to 2030: Will They Exceed Expectations and Achieve Major Long-Term Goals?
TradingKey - As we head into 2026, many investors are questioning where Amazon (AMZN) fits into the technology world.
A Crash After a Surge: Why Silver Lost 40% in a Week?
TradingKey - Spot silver (XAGUSD) prices continue to decline. Silver plunged 20% on Thursday, breaking below $71 per ounce, with the sell-off intensifying on Friday as prices fell further below $64. Compared to the all-time high set on January 29, silver prices have retraced more than 40%, wiping out nearly all gains accumulated over the previous month.
