Texas Capital Bancshares Q2 adjusted EPS beats estimates, loans up 10%
Overview
Regional lender Texas Capital fiscal Q2 adjusted EPS of $1.63 beats analyst expectations, per LSEG data
Company reports strong balance sheet growth; loans up 10% yr/yr
Texas Capital repurchased 317,860 shares, showing confidence in financial position
Outlook
Company sees durable results through financial services capabilities
Texas Capital's strategic actions enhance earnings power
Result Drivers
STRATEGIC ACTIONS - CEO Rob Holmes attributes enhanced earnings power to strategic actions taken over multiple years
LOAN GROWTH - Total loans increased by 10% year-over-year, contributing to strong financial performance
INVESTMENT BANKING FEES - Increase in non-interest income driven by higher investment banking and advisory fees
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Adjusted EPS | Beat | $1.63 | $1.29 (13 Analysts) |
Q2 EPS |
| $1.58 |
|
Q2 Net Income |
| $77.33 mln |
|
Q2 Net Interest Income |
| $253.40 mln |
|
Q2 Credit Loss Provision |
| $15 mln |
|
Q2 Net Interest Margin |
| 3.4% |
|
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 4 "strong buy" or "buy", 6 "hold" and 3 "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for Texas Capital Bancshares Inc is $78.00, about 9.8% below its July 16 closing price of $85.65
Press Release: ID:nGNX1CS8dn
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