Community Trust Bancorp's Q2 net income jumps 28% to record high
Overview
Community Trust Bancorp Q2 net income rises to $24.9 mln, record earnings
EPS for Q2 2025 at $1.38, up from $1.09 in Q2 2024
Net interest income increases 18.3% yr/yr, reflecting strong financial performance
Result Drivers
NET INTEREST INCOME - Increased by 18.3% year-over-year, driven by higher net interest margin and increased earning assets
CREDIT LOSS PROVISION - Decreased by $1.5 million from prior quarter, contributing to improved net income
NONINTEREST INCOME - Rose by 8.6% from prior quarter, supported by higher deposit-related fees and trust revenue
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 EPS |
| $1.38 |
|
Q2 Net Income |
| $24.90 mln |
|
Q2 Net Interest Income |
| $54.04 mln |
|
Q2 Credit Loss Provision |
| $2.1 mln |
|
Q2 Net Interest Margin |
| 3.6% |
|
Analyst Coverage
The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 2 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for Community Trust Bancorp Inc is $56.50, about 4.6% above its July 15 closing price of $53.88
The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago
Press Release: ID:nBwcgP11La
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