Argenta and Helios launch 2025 Starter Homes round

By Rebecca Delaney

Jan 29 - (The Insurer) - Argenta Private Capital has launched the 2025 round of the Starter Homes investment programme, a joint venture with listed investment fund Helios.

Launched in January last year, Starter Homes offer investors access to Lloyd’s via a rental fee, without the need to own the underlying capacity.

Argenta added that renting, rather than buying capacity, during current market conditions also lowers the required capital commitment for new investors.

Clients can invest in a portfolio of syndicates, curated by Helios, for a single Lloyd’s year of account, providing access to diversified business classes without exposure to historic back years.

Investors in the round can take advantage of any new syndicates that launch during 2025 within their Starter Home vehicle.

Capital requirements begin at 21 percent in year one, reaching 50 percent of capacity by year three.

The Starter Homes programme allows potential investors to commit capital up until 30 June or later, subject to Helios’ agreement, meaning that the investment timetable thus bypasses the time constraints of the traditional Lloyd’s capacity auctions, which conclude in November each year.

“Returns at Lloyd’s continue to outperform global trends and most indices,” commented Robert Flach, managing director of Argenta Private Capital.

“Our Starter Home initiative with Helios was designed to do just that: broaden access to Lloyd’s to new investors. After the remarkable success of the first round, I am therefore pleased to announce the second iteration of the product.”

Kate Tongue, director at Argenta, added: “Investing at Lloyd’s remains a highly attractive proposition for individuals and comes with defined tax incentives. We are very pleased indeed that we can today announce this next round of Starter Homes, and continue to broaden access to Lloyd’s to a growing numbers of private investors.”