EU court says Polish WIBOR mortgage rate not inherently abusive
ReutersFeb 12, 2026 8:56 AM
WARSAW, Feb 12 (Reuters) - A mortgage contract clause containing a reference to the Warsaw Interbank Offered Rate (WIBOR) does not, in principle, create a significant imbalance between the bank and the consumer, the top EU court said on Thursday.
Polish banks, still dealing with the consequences of turmoil related to foreign currency mortgage loans, now face further challenges as customers question whether some elements of loans indexed to WIBOR could have been abusive.
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