Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.006
Buy
RSI(14)
56.981
Neutral
STOCH(KDJ)(9,3,3)
55.403
Sell
ATR(14)
0.354
Low Volatility
CCI(14)
8.900
Neutral
Williams %R
44.884
Buy
TRIX(12,20)
0.416
Sell
StochRSI(14)
0.000
Sell
Waterstone Financial Inc
WSBF16.580USD
-0.120-0.72%
Close 12/22, 16:00（ET）Quotes delayed by 15 min
307.13MMarket Cap
12.52P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Waterstone Financial Inc
Currency: USD Updated: 2025-12-22Key Insights
Waterstone Financial Inc's fundamentals are relatively very healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 186/404 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Waterstone Financial Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
0
analysts
--
Current Rating
0.000
Target Price
0.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Waterstone Financial Inc Highlights
StrengthsRisks
Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank SSB (the Bank). The Bank offers a comprehensive suite of personal and business banking products and operates approximately 14 branch locations across southeastern Wisconsin. Its segments include community banking and mortgage banking. The community banking segment provides consumer and business banking products and services to customers. Consumer products include loan products, deposit products, and personal investment services. Business banking products include loans for working capital, inventory and general corporate use, commercial real estate construction loans, and deposit accounts. The mortgage banking segment operates through Waterstone Mortgage Corporation, which consists of originating residential mortgage loans primarily for sale in the secondary market. It has nine branch offices in Milwaukee County, four branch offices in Waukesha County and one branch office in Washington County.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 59.39%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 59.39%.
Overvalued
The company’s latest PB is 0.89, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 9.41M shares, decreasing 10.49% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 1.51K shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-22The current financial score of Waterstone Financial Inc is 8.21, ranking 142/404 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 34.86M, representing a year-over-year increase of 9.72%, while its net profit experienced a year-over-year increase of 67.64%.
Score
Financials
8.17
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
8.75
Operational Efficiency
8.42
Growth Potential
7.17
Shareholder Returns
8.52
Waterstone Financial Inc's Company Valuation
Currency: USD Updated: 2025-12-22The current valuation score of Waterstone Financial Inc is 6.68, ranking 340/404 in the Banking Services industry. Its current P/E ratio is 12.52, which is 146.25% below the recent high of 30.83 and 11.82% above the recent low of 11.04.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 186/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-22No earnings forecast score is currently available for Waterstone Financial Inc. The Banking Services industry's average is 7.43.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
No Data
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-22The current price momentum score of Waterstone Financial Inc is 8.77, ranking 214/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 17.39 and the support level at 15.63, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
16.890
Sell
MA10
16.864
Sell
MA20
16.371
Buy
MA50
15.676
Buy
MA100
15.209
Buy
MA200
14.166
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-22The current institutional shareholding score of Waterstone Financial Inc is 5.00, ranking 157/404 in the Banking Services industry. The latest institutional shareholding proportion is 50.97%, representing a quarter-over-quarter decrease of 29.46%. The largest institutional shareholder is James Simons, holding a total of 1.15M shares, representing 6.24% of shares outstanding, with 2.96% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
WaterStone Bank Employee Stock Ownership Plan
Dimensional Fund Advisors, L.P.
BlackRock Institutional Trust Company, N.A.
Gordon (Douglas S)
State Street Investment Management (US)
Geode Capital Management, L.L.C.
Bridgeway Capital Management, LLC
C.S. McKee
1
2
Risk Assessment
Currency: USD Updated: 2025-12-22The current risk assessment score of Waterstone Financial Inc is 6.09, ranking 234/404 in the Banking Services industry. The company's beta value is 0.79. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.79
VaR
+2.42%
240-Day Maximum Drawdown
+19.59%
240-Day Volatility
+29.77%
Return
Best Daily Return
60 days
+3.58%
120 days
+6.72%
5 years
+10.42%
Worst Daily Return
60 days
-2.86%
120 days
-2.86%
5 years
-9.97%
Sharpe Ratio
60 days
+0.93
120 days
+1.63
5 years
+0.17
Risk Assessment
Maximum Drawdown
240 days
+19.59%
3 years
+39.48%
5 years
+55.60%
Return-to-Drawdown Ratio
240 days
+1.55
3 years
+0.02
5 years
-0.06
Skewness
240 days
+0.15
3 years
+0.45
5 years
+0.14
Volatility
Realised Volatility
240 days
+29.77%
5 years
+27.73%
Standardised True Range
240 days
+2.09%
5 years
+2.20%
Downside Risk-Adjusted Return
120 days
+316.94%
240 days
+316.94%
Maximum Daily Upside Volatility
60 days
+14.29%
Maximum Daily Downside Volatility
60 days
+16.64%
Liquidity
Average Turnover Rate
60 days
+0.25%
120 days
+0.26%
5 years
--
Turnover Deviation
20 days
+1.08%
60 days
-1.91%
120 days
+2.63%
Peer Comparison
Banking Services
Waterstone Financial Inc
WSBF
5.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.82 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Waterstone Financial Inc?
The TradingKey Stock Score provides a comprehensive assessment of Waterstone Financial Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Waterstone Financial Inc’s performance and outlook.
How do we generate the financial health score of Waterstone Financial Inc?
To generate the financial health score of Waterstone Financial Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Waterstone Financial Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Waterstone Financial Inc.
How do we generate the company valuation score of Waterstone Financial Inc?
To generate the company valuation score of Waterstone Financial Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Waterstone Financial Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Waterstone Financial Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Waterstone Financial Inc.
How do we generate the earnings forecast score of Waterstone Financial Inc?
To calculate the earnings forecast score of Waterstone Financial Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Waterstone Financial Inc’s future.
How do we generate the price momentum score of Waterstone Financial Inc?
When generating the price momentum score for Waterstone Financial Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Waterstone Financial Inc’s prices. A higher score indicates a more stable short-term price trend for Waterstone Financial Inc.
How do we generate the institutional confidence score of Waterstone Financial Inc?
To generate the institutional confidence score of Waterstone Financial Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Waterstone Financial Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Waterstone Financial Inc.
How do we generate the risk management score of Waterstone Financial Inc?
To assess the risk management score of Waterstone Financial Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Waterstone Financial Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Waterstone Financial Inc.
