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Visa Inc

V
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318.790USD
-2.490-0.78%
Close 05/08, 16:00ETQuotes delayed by 15 min
608.26BMarket Cap
27.76P/E TTM

Visa Inc

318.790
-2.490-0.78%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Visa Inc

Currency: USD Updated: 2026-05-08

Key Insights

Visa Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 5 out of 473 in the Software & IT Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 397.26.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Visa Inc's Score

Industry at a Glance

Industry Ranking
5 / 473
Overall Ranking
41 / 4494
Industry
Software & IT Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

48°C

Very Low
Very High
Neutral

Visa Inc Highlights

StrengthsRisks

Visa Inc. is a leading American multinational corporation specializing in payment card services, with its headquarters situated in San Francisco, California. The company facilitates electronic funds transfers globally, primarily through Visa-branded credit cards, debit cards, and prepaid cards.

Visa itself does not issue cards, extend credit, or establish rates and fees for consumers; instead, it provides financial institutions with Visa-branded payment products that these institutions utilize to offer credit, debit, prepaid, and cash access programs to their clients.

Founded in 1958 by Bank of America as the BankAmericard credit card program, Visa evolved in response to the rise of competitor Master Charge. In 1966, BofA began licensing the BankAmericard program to other financial institutions. By 1970, BofA relinquished direct control over the BankAmericard program, forming a cooperative with various BankAmericard issuer banks to assume its management. This cooperative was renamed Visa in 1976.

Virtually all Visa transactions worldwide are processed through the company’s proprietary VisaNet at one of four secure data centers located in Ashburn, Virginia, and Highlands Ranch, Colorado, in the United States; London, England; and Singapore. These facilities are fortified against natural disasters, crime, and terrorism, can operate autonomously from each other and external utilities if required, and are capable of handling up to 30,000 simultaneous transactions along with 100 billion computations per second.

As of 2015, Visa became the world's second-largest card payment organization, having been surpassed by China UnionPay in terms of the annual value of card payments processed and the number of cards issued. However, since UnionPay's size is mainly derived from its domestic market in China, Visa remains the dominant bankcard firm outside of China, holding a substantial 50% market share of total card payments globally.

High Growth
The company's revenue has grown steadily over the past 3 years, averaging 22.50% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 40.00B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 23.34%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 23.34%.
Undervalued
The company’s latest PE is 27.76, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 1.52B shares, decreasing 1.03% quarter-over-quarter.
Held by Brandes Investmen
Star Investor Brandes Investmen holds 1.87K shares of this stock.

Analyst Rating

Based on 42 analysts
Buy
Current Rating
397.256
Target Price
+21.54%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-08

The current financial score of Visa Inc is 9.26, ranking 7 out of 473 in the Software & IT Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 11.23B, representing a year-over-year increase of 17.05%, while its net profit experienced a year-over-year increase of 31.83%.

Score

Industry at a Glance

Previous score
9.26
Change
0

Financials

10.00

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

7.03

Operational Efficiency

10.00

Growth Potential

10.00

Shareholder Returns

9.28

Visa Inc's Company Valuation

Currency: USD Updated: 2026-05-08

The current valuation score of Visa Inc is 6.82, ranking 336 out of 473 in the Software & IT Services industry. Its current P/E ratio is 27.76, which is 34.66% below the recent high of 37.38 and 2.25% above the recent low of 27.13.

Score

Industry at a Glance

Previous score
6.82
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 5/473
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-08

The current earnings forecast score of Visa Inc is 8.29, ranking 71 out of 473 in the Software & IT Services industry. The average price target is 400.00, with a high of 450.00 and a low of 310.45.

Score

Industry at a Glance

Previous score
8.29
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 42 analysts
Buy
Current Rating
397.256
Target Price
+21.54%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

82
Total
5
Median
9
Average
Company name
Ratings
Analysts
Visa Inc
V
42
PayPal Holdings Inc
PYPL
45
Block Inc
XYZ
45
Fiserv Ord Shs
FISV
36
Fiserv Inc
FI
36
Global Payments Inc
GPN
33
1
2
3
...
17

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-08

The current price momentum score of Visa Inc is 7.22, ranking 240 out of 473 in the Software & IT Services industry. Currently, the stock price is trading between the resistance level at 339.73 and the support level at 300.09, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.37
Change
-0.15

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(2)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
0.446
Buy
RSI(14)
52.828
Neutral
STOCH(KDJ)(9,3,3)
37.227
Sell
ATR(14)
7.828
Low Volatility
CCI(14)
-2.898
Neutral
Williams %R
61.873
Sell
TRIX(12,20)
0.224
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
321.550
Sell
MA10
321.943
Sell
MA20
317.084
Buy
MA50
311.509
Buy
MA100
322.895
Sell
MA200
331.964
Sell

Institutional Confidence

Currency: USD Updated: 2026-05-08

The current institutional shareholding score of Visa Inc is 10.00, ranking 1 out of 473 in the Software & IT Services industry. The latest institutional shareholding proportion is 91.62%, representing a quarter-over-quarter increase of 0.91%. The largest institutional shareholder is The Vanguard, holding a total of 153.76M shares, representing 9.26% of shares outstanding, with 1.14% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
160.18M
+0.65%
BlackRock Institutional Trust Company, N.A.
90.97M
-0.64%
State Street Investment Management (US)
82.80M
+0.76%
Geode Capital Management, L.L.C.
44.04M
+0.89%
Fidelity Management & Research Company LLC
43.06M
-4.13%
T. Rowe Price Associates, Inc.
Star Investors
38.61M
+2.02%
TCI Fund Management Limited
27.72M
-1.19%
Capital World Investors
24.48M
-1.27%
Capital International Investors
21.52M
+1.15%
Morgan Stanley Smith Barney LLC
18.83M
+0.24%
1
2

Risk Assessment

Currency: USD Updated: 2026-05-08

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Software & IT Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Visa Inc is 9.79, ranking 3 out of 473 in the Software & IT Services industry. The company's beta value is 0.78. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Visa Inc’s latest ESG disclosure leads the Software & IT Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Score

Industry at a Glance

Previous score
9.79
Change
0
Beta vs S&P 500 index
0.78
VaR
+2.33%
240-Day Maximum Drawdown
+20.84%
240-Day Volatility
+22.50%

Return

Best Daily Return
60 days
+8.26%
120 days
+8.26%
5 years
+10.60%
Worst Daily Return
60 days
-4.50%
120 days
-4.50%
5 years
-7.74%
Sharpe Ratio
60 days
-0.33
120 days
-0.39
5 years
+0.36

Risk Assessment

Maximum Drawdown
240 days
+20.84%
3 years
+20.84%
5 years
+28.34%
Return-to-Drawdown Ratio
240 days
-0.47
3 years
+0.65
5 years
+0.21
Skewness
240 days
+0.50
3 years
+0.02
5 years
+0.31

Volatility

Realised Volatility
240 days
+22.50%
5 years
+24.70%
Standardised True Range
240 days
+1.99%
5 years
+1.61%
Downside Risk-Adjusted Return
120 days
-61.27%
240 days
-61.27%
Maximum Daily Upside Volatility
60 days
+23.20%
Maximum Daily Downside Volatility
60 days
+25.75%

Liquidity

Average Turnover Rate
60 days
+0.34%
120 days
+0.34%
5 years
--
Turnover Deviation
20 days
-10.99%
60 days
+0.76%
120 days
+1.01%

Peer Comparison

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Visa Inc
Visa Inc
V
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
VeriSign, Inc
VeriSign, Inc
VRSN
8.54 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synopsys Inc
Synopsys Inc
SNPS
8.53 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Progress Software Corp
Progress Software Corp
PRGS
8.51 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GoDaddy Inc
GoDaddy Inc
GDDY
8.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Akamai Technologies Inc
Akamai Technologies Inc
AKAM
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
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