Visa Inc

V

326.890USD

+1.630+0.50%

Close 01/28, 16:00（ET）Quotes delayed by 15 min

Visa Inc's Score

Industry at a Glance

Industry Ranking

5 / 485

Overall Ranking

46 / 4538

Industry

Software & IT Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

49°C



Very Low

Very High

Neutral

Visa Inc Highlights

StrengthsRisks

Visa Inc. is a leading American multinational corporation specializing in payment card services, with its headquarters situated in San Francisco, California. The company facilitates electronic funds transfers globally, primarily through Visa-branded credit cards, debit cards, and prepaid cards.

Visa itself does not issue cards, extend credit, or establish rates and fees for consumers; instead, it provides financial institutions with Visa-branded payment products that these institutions utilize to offer credit, debit, prepaid, and cash access programs to their clients.

Founded in 1958 by Bank of America as the BankAmericard credit card program, Visa evolved in response to the rise of competitor Master Charge. In 1966, BofA began licensing the BankAmericard program to other financial institutions. By 1970, BofA relinquished direct control over the BankAmericard program, forming a cooperative with various BankAmericard issuer banks to assume its management. This cooperative was renamed Visa in 1976.

Virtually all Visa transactions worldwide are processed through the company’s proprietary VisaNet at one of four secure data centers located in Ashburn, Virginia, and Highlands Ranch, Colorado, in the United States; London, England; and Singapore. These facilities are fortified against natural disasters, crime, and terrorism, can operate autonomously from each other and external utilities if required, and are capable of handling up to 30,000 simultaneous transactions along with 100 billion computations per second.

As of 2015, Visa became the world's second-largest card payment organization, having been surpassed by China UnionPay in terms of the annual value of card payments processed and the number of cards issued. However, since UnionPay's size is mainly derived from its domestic market in China, Visa remains the dominant bankcard firm outside of China, holding a substantial 50% market share of total card payments globally.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 22.50% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 40.00B.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 23.34%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 23.34%.

Fairly Valued

The company’s latest PE is 31.83, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 1.53B shares, decreasing 0.76% quarter-over-quarter.

Held by Brandes Investmen

Star Investor Brandes Investmen holds 1.91K shares of this stock.

Analyst Rating

Based on 41 analysts

Buy

Current Rating

399.081

Target Price

+22.35%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of Visa Inc is 9.52, ranking 5 out of 485 in the Software & IT Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 10.72B, representing a year-over-year increase of 11.51%, while its net profit experienced a year-over-year increase of 3.93%.

Score

Industry at a Glance

Previous score

9.52

Change

0



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

7.76

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

9.84

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of Visa Inc is 6.82, ranking 355 out of 485 in the Software & IT Services industry. Its current P/E ratio is 31.83, which is 17.42% below the recent high of 37.38 and 14.76% above the recent low of 27.13.

Score

Industry at a Glance

Previous score

6.82

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 5/485

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of Visa Inc is 8.29, ranking 67 out of 485 in the Software & IT Services industry. The average price target is 400.00, with a high of 450.00 and a low of 310.45.

Score

Industry at a Glance

Previous score

8.29

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of Visa Inc is 6.74, ranking 255 out of 485 in the Software & IT Services industry. Currently, the stock price is trading between the resistance level at 348.73 and the support level at 311.67, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.90

Change

-0.16

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-01-27

The current institutional shareholding score of Visa Inc is 10.00, ranking 1 out of 485 in the Software & IT Services industry. The latest institutional shareholding proportion is 90.63%, representing a quarter-over-quarter increase of 0.75%. The largest institutional shareholder is The Vanguard, holding a total of 159.13M shares, representing 9.44% of shares outstanding, with 0.74% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

159.13M

-1.63%

BlackRock Institutional Trust Company, N.A.

91.56M

+0.19%

State Street Investment Management (US)

82.17M

+0.19%

Fidelity Management & Research Company LLC

44.92M

-13.52%

Geode Capital Management, L.L.C.

43.65M

+1.29%

T. Rowe Price Associates, Inc.

Star Investors

37.85M

-2.08%

TCI Fund Management Limited

28.06M

+47.15%

Capital World Investors

24.79M

+0.79%

Capital International Investors

21.27M

-0.06%

Norges Bank Investment Management (NBIM)

19.81M

+21.09%



1

2



The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Software & IT Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Visa Inc is 9.79, ranking 5 out of 485 in the Software & IT Services industry. The company's beta value is 0.79. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Visa Inc’s latest ESG disclosure is at an average level in the Software & IT Services industry, showing no material impact on overall risk.

Visa Inc

V

8.39 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Epam Systems Inc

EPAM

8.60 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Cognizant Technology Solutions Corp

CTSH

8.57 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

QXO Inc

QXO

8.57 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Akamai Technologies Inc

AKAM

8.46 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Microsoft Corp

MSFT

8.46 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment