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Usio Inc

USIO

1.490USD

+0.015+1.02%

Close 11/05, 16:00（ET）Quotes delayed by 15 min

39.45MMarket Cap

13.70P/E TTM



Usio Inc

1.490

+0.015+1.02%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Usio Inc

Currency: USD Updated: 2025-11-05

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Usio Inc's Score

Industry at a Glance

Industry Ranking

102 / 160

Overall Ranking

279 / 4616

Industry

Professional & Commercial Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Buy

Current Rating

5.125

Target Price

+247.46%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Usio Inc Highlights

StrengthsRisks

Usio, Inc. is a cloud-based, Fintech payment processor. It serves multiple industry verticals with technology that facilitates payment acceptance and funds disbursement in a single, full-stack ecosystem. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card and electronic billing products and services to businesses, merchants and consumers. Through its Prepaid Debit Card platform, it offers a variety of prepaid card products, such as reloadable, incentive, promotional and corporate card programs. It provides integrated electronic payment processing services to merchants and businesses, including credit and debit card-based processing services and electronic funds transfer via the ACH network. Its card-based processing services enable merchants to process both traditional card-present, tap-and-pay, or swipe transactions, and card-not-present transactions. Its UsioCard platform supports Apple Pay, Samsung Pay and Google Pay.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 19.45% year-on-year.

Growing

The company is in a growing phase, with the latest annual income totaling USD 82.93M.

Turnaround to Profit

The company's performance has turned profitable, with the latest annual net income of USD .

Overvalued

The company’s latest PE is 13.92, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 6.92M shares, decreasing 32.28% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 403.94K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-05

The company's current financial score is 6.01, which is lower than the Professional & Commercial Services industry's average of 7.31. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 19.96M, representing a year-over-year decrease of 0.59%, while its net profit experienced a year-over-year decrease of 585.69%.

Score

Industry at a Glance

Previous score

6.01

Change



Financials

5.81

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

6.55

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

5.88

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

4.74

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.09

Key Metrics

Free cash flow

No Data

Usio Inc's Company Valuation

Currency: USD Updated: 2025-11-05

The company’s current valuation score is 8.02, which is higher than the Professional & Commercial Services industry's average of 7.13. Its current P/E ratio is 13.92, which is 51.18% below the recent high of 21.04 and 873.43% above the recent low of -107.64.

Score

Industry at a Glance

Previous score

8.02

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 102/160

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-05

The company’s current earnings forecast score is 7.20, which is lower than the Professional & Commercial Services industry's average of 7.66. The average price target for Usio Inc is 5.25, with a high of 6.00 and a low of 4.00.

Score

Industry at a Glance

Previous score

7.20

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Buy

Current Rating

5.125

Target Price

+247.46%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Usio Inc

USIO

Block Inc

XYZ

PayPal Holdings Inc

PYPL

Visa Inc

Fiserv Inc

Global Payments Inc

GPN

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-05

The company’s current price momentum score is 6.42, which is lower than the Professional & Commercial Services industry's average of 7.17. Sideways: Currently, the stock price is trading between the resistance level at 1.55 and the support level at 1.40, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.01

Change

0.41

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.017

Neutral

RSI(14)

56.638

Neutral

STOCH(KDJ)(9,3,3)

76.969

Neutral

ATR(14)

0.050

Low Volatility

CCI(14)

132.815

Buy

Williams %R

20.000

Buy

TRIX(12,20)

0.046

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

1.467

Buy

MA10

1.457

Buy

MA20

1.438

Buy

MA50

1.448

Buy

MA100

1.526

Sell

MA200

1.556

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-05

The company’s current institutional recognition score is 3.00, which is lower than the Professional & Commercial Services industry's average of 6.93. The latest institutional shareholding proportion is 26.10%, representing a quarter-over-quarter decrease of 41.96%. The largest institutional shareholder is The Vanguard, holding a total of 1.01M shares, representing 3.82% of shares outstanding, with 0.43% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Hoch (Louis A)

3.24M

+10.22%

Whittier Trust Company

2.81M

The Vanguard Group, Inc.

Star Investors

1.01M

Perkins Capital Management, Inc.

991.69K

-0.40%

Frost (Houston Korth)

717.11K

+7.50%

Carter (Gregory M)

454.08K

+12.37%

Perritt Capital Management, Inc.

415.20K

-9.38%

Jacob Asset Management of New York, LLC

410.10K

+8.18%

Renaissance Technologies LLC

Star Investors

403.94K

+15.14%

White (Michael Joseph)

266.54K

+23.09%

Risk Assessment

Currency: USD Updated: 2025-11-05

The company’s current risk assessment score is 3.05, which is lower than the Professional & Commercial Services industry's average of 5.57. The company's beta value is 1.41. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.