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Usio Inc

USIO
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1.520USD
-0.070-4.40%
Close 05/15, 16:00ETQuotes delayed by 15 min
41.95MMarket Cap
LossP/E TTM

Usio Inc

1.520
-0.070-4.40%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Usio Inc

Currency: USD Updated: 2026-05-15

Key Insights

Usio Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is good.Its valuation is considered fairly valued, ranking 79 out of 157 in the Professional & Commercial Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 5.42.In the medium term, the stock price is expected to trend up.Despite strong stock market performance and technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Usio Inc's Score

Industry at a Glance

Industry Ranking
79 / 157
Overall Ranking
215 / 4482
Industry
Professional & Commercial Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Usio Inc Highlights

StrengthsRisks
Usio, Inc. is a FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions. The Company operates credit/debit and automated clearing house (ACH) payment processing platforms, as well as a card issuing platform to deliver convenient payment solutions and services to its clients. The Company, through its Usio Output Solutions division, offers services relating to electronic bill presentment, document composition, document decomposition and printing and mailing services. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card and electronic billing products and services to businesses, merchants and consumers. Through its Prepaid Debit Card platform, it offers a variety of prepaid card products, such as reloadable, incentive, promotional and corporate card programs. It provides integrated electronic payment processing services to merchants and businesses.
Growing
The company is in a growing phase, with the latest annual income totaling USD 85.39M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 85.39M.
Turnaround to Loss
The company's performance has turned to a loss, with the latest annual loss of USD .
Fairly Valued
The company’s latest PE is -18.99, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 8.12M shares, increasing 23.15% quarter-over-quarter.
Held by James Simons
Star Investor James Simons holds 406.14K shares of this stock.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
5.583
Target Price
+251.15%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-15

The current financial score of Usio Inc is 5.61, ranking 144 out of 157 in the Professional & Commercial Services industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 25.47M, representing a year-over-year increase of 15.71%, while its net profit experienced a year-over-year increase of 152.14%.

Score

Industry at a Glance

Previous score
5.61
Change
0

Financials

5.82

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.29

Operational Efficiency

6.78

Growth Potential

3.13

Shareholder Returns

7.03

Usio Inc's Company Valuation

Currency: USD Updated: 2026-05-15

The current valuation score of Usio Inc is 8.02, ranking 51 out of 157 in the Professional & Commercial Services industry. Its current P/E ratio is -18.99, which is -210.82% below the recent high of 21.04 and -466.95% above the recent low of -107.64.

Score

Industry at a Glance

Previous score
8.02
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 79/157
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-15

The current earnings forecast score of Usio Inc is 7.20, ranking 103 out of 157 in the Professional & Commercial Services industry. The average price target is 5.25, with a high of 6.00 and a low of 4.00.

Score

Industry at a Glance

Previous score
7.00
Change
0.2

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
5.583
Target Price
+251.15%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

82
Total
5
Median
9
Average
Company name
Ratings
Analysts
Usio Inc
USIO
4
PayPal Holdings Inc
PYPL
45
Block Inc
XYZ
45
Visa Inc
V
42
Fiserv Ord Shs
FISV
37
Fiserv Inc
FI
37
1
2
3
...
17

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-15

The current price momentum score of Usio Inc is 9.02, ranking 22 out of 157 in the Professional & Commercial Services industry. Currently, the stock price is trading between the resistance level at 1.73 and the support level at 1.24, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.24
Change
-0.22

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(2)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.062
Buy
RSI(14)
69.091
Neutral
STOCH(KDJ)(9,3,3)
72.706
Neutral
ATR(14)
0.085
High Vlolatility
CCI(14)
171.912
Buy
Williams %R
26.516
Buy
TRIX(12,20)
0.603
Sell
StochRSI(14)
66.890
Sell
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
1.390
Buy
MA10
1.351
Buy
MA20
1.268
Buy
MA50
1.219
Buy
MA100
1.289
Buy
MA200
1.377
Buy

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of Usio Inc is 3.00, ranking 116 out of 157 in the Professional & Commercial Services industry. The latest institutional shareholding proportion is 29.39%, representing a quarter-over-quarter increase of 96.32%. The largest institutional shareholder is James Simons, holding a total of 400.74K shares, representing 1.45% of shares outstanding, with 9.64% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Hoch (Louis A)
3.20M
+0.19%
National Services Inc.
2.41M
-1.16%
Frost (Houston Korth)
721.11K
+0.56%
Perkins Capital Management, Inc.
705.93K
-17.74%
Carter (Gregory M)
456.89K
+0.62%
Perritt Capital Management, Inc.
413.70K
--
Jacob Asset Management of New York, LLC
410.10K
--
Renaissance Technologies LLC
Star Investors
406.14K
-7.95%
1
2

Risk Assessment

Currency: USD Updated: 2026-05-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Professional & Commercial Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Usio Inc is 4.15, ranking 102 out of 157 in the Professional & Commercial Services industry. The company's beta value is 1.36. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
4.15
Change
0
Beta vs S&P 500 index
1.36
VaR
+5.94%
240-Day Maximum Drawdown
+44.59%
240-Day Volatility
+55.22%

Return

Best Daily Return
60 days
+21.37%
120 days
+21.37%
5 years
+37.22%
Worst Daily Return
60 days
-9.92%
120 days
-9.92%
5 years
-31.25%
Sharpe Ratio
60 days
+1.18
120 days
+0.55
5 years
-0.06

Risk Assessment

Maximum Drawdown
240 days
+44.59%
3 years
+59.46%
5 years
+87.29%
Return-to-Drawdown Ratio
240 days
+0.21
3 years
-0.13
5 years
-0.17
Skewness
240 days
+1.09
3 years
+1.90
5 years
+0.62

Volatility

Realised Volatility
240 days
+55.22%
5 years
+83.10%
Standardised True Range
240 days
+4.22%
5 years
+9.76%
Downside Risk-Adjusted Return
120 days
+107.53%
240 days
+107.53%
Maximum Daily Upside Volatility
60 days
+62.72%
Maximum Daily Downside Volatility
60 days
+50.32%

Liquidity

Average Turnover Rate
60 days
+0.20%
120 days
+0.21%
5 years
--
Turnover Deviation
20 days
-31.81%
60 days
-48.96%
120 days
-46.56%

Peer Comparison

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Usio Inc
Usio Inc
USIO
6.56 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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Barrett Business Services Inc
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8.43 /10
Score
Financial Health
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Korn Ferry
KFY
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
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Institutional Confidence
Risk Assessment
Ennis Inc
Ennis Inc
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8.35 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
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Institutional Confidence
Risk Assessment
Cimpress PLC
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8.34 /10
Score
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