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TowneBank

TOWN

37.650USD

+0.560+1.51%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

2.97BMarket Cap

16.96P/E TTM



TowneBank

37.650

+0.560+1.51%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of TowneBank

Currency: USD Updated: 2026-02-06

Key Insights

TowneBank's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 81 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 41.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

TowneBank's Score

Industry at a Glance

Industry Ranking

81 / 397

Overall Ranking

134 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

TowneBank Highlights

StrengthsRisks

TowneBank offers a full range of banking and other financial services. The Company's segments include Banking, Mortgage, Resort Vacation Management, and Insurance. The Company's Banking segment provides loan and deposit services to retail and commercial customers and also provides a variety of investment and asset management services. Its personal banking services include personal checking, personal lending and personal savings. Its business banking services include business checking, and online banking & treasury services. Its Mortgage segment provides originations of a variety of mortgage loans. The Company's Resort Vacation Management segment provides vacation rentals of distinctive resort properties. Its Insurance segment provides a full line of commercial and consumer insurance products and financial services, as well as employee benefit services. The Company operates banking offices throughout Hampton Roads and Central Virginia, as well as Northeastern and Central North Carolina.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 23.85% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 46.43%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.43%.

Overvalued

The company’s latest PB is 1.23, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 48.40M shares, increasing 0.55% quarter-over-quarter.

Held by Chuck Royce

Star Investor Chuck Royce holds 603.65K shares of this stock.

Analyst Rating

Based on 4 analysts

Buy

Current Rating

41.000

Target Price

+10.54%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of TowneBank is 7.50, ranking 201 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 202.13M, representing a year-over-year increase of 26.11%, while its net profit experienced a year-over-year increase of 1.54%.

Score

Industry at a Glance

Previous score

7.48

Change

0.02



Financials

7.53

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

7.73

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

6.82

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.39

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.01

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

TowneBank's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of TowneBank is 5.98, ranking 377 out of 397 in the Banking Services industry. Its current P/E ratio is 16.96, which is 11.27% below the recent high of 18.87 and 49.19% above the recent low of 8.62.

Score

Industry at a Glance

Previous score

5.98

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 81/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of TowneBank is 7.50, ranking 138 out of 397 in the Banking Services industry. The average price target is 41.00, with a high of 42.00 and a low of 38.00.

Score

Industry at a Glance

Previous score

7.50

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts

Buy

Current Rating

41.000

Target Price

+10.54%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

TowneBank

TOWN

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of TowneBank is 9.33, ranking 128 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 39.01 and the support level at 35.06, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.13

Change

0.2

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.299

Buy

RSI(14)

65.362

Neutral

STOCH(KDJ)(9,3,3)

86.059

Buy

ATR(14)

1.095

High Vlolatility

CCI(14)

154.936

Buy

Williams %R

4.052

Overbought

TRIX(12,20)

0.248

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

36.808

Buy

MA10

36.298

Buy

MA20

35.778

Buy

MA50

34.933

Buy

MA100

34.311

Buy

MA200

34.652

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of TowneBank is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 52.53%, representing a quarter-over-quarter decrease of 10.93%. The largest institutional shareholder is The Vanguard, holding a total of 8.04M shares, representing 8.72% of shares outstanding, with 10.70% decrease in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

7.60M

+3.11%

BlackRock Institutional Trust Company, N.A.

4.69M

+1.25%

Dimensional Fund Advisors, L.P.

4.32M

+1.25%

T. Rowe Price Investment Management, Inc.

4.32M

+0.64%

State Street Investment Management (US)

2.12M

+5.66%

Victory Capital Management Inc.

2.12M

-18.36%

Lawson (John R. II)

1.98M

-0.29%

Geode Capital Management, L.L.C.

1.80M

+4.24%

Brown Advisory

1.49M

+22.43%

Charles Schwab Investment Management, Inc.

817.16K

+2.59%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of TowneBank is 9.41, ranking 16 out of 397 in the Banking Services industry. The company's beta value is 0.75. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.