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TowneBank

TOWN
33.160USD
-0.240-0.72%
Close 03/27, 16:00ETQuotes delayed by 15 min
1.03BMarket Cap
14.94P/E TTM

TowneBank

33.160
-0.240-0.72%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of TowneBank

Currency: USD Updated: 2026-03-27

Key Insights

TowneBank's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 89 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 39.25.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

TowneBank's Score

Industry at a Glance

Industry Ranking
89 / 400
Overall Ranking
155 / 4542
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

TowneBank Highlights

StrengthsRisks
TowneBank offers a full range of banking and other financial services. The Company's segments include Banking, Mortgage, Resort Vacation Management, and Insurance. The Company's Banking segment provides loan and deposit services to retail and commercial customers and also provides a variety of investment and asset management services. Its personal banking services include personal checking, personal lending and personal savings. Its business banking services include business checking, and online banking & treasury services. Its Mortgage segment provides originations of a variety of mortgage loans. The Company's Resort Vacation Management segment provides vacation rentals of distinctive resort properties. Its Insurance segment provides a full line of commercial and consumer insurance products and financial services, as well as employee benefit services. The Company operates banking offices throughout Hampton Roads and Central Virginia, as well as Northeastern and Central North Carolina.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.85% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 46.43%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.43%.
Fairly Valued
The company’s latest PB is 1.08, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 48.43M shares, increasing 0.62% quarter-over-quarter.
Held by HOTCHKIS & WILEY
Star Investor HOTCHKIS & WILEY holds 182.01K shares of this stock.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
39.250
Target Price
+17.51%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of TowneBank is 7.50, ranking 200 out of 400 in the Banking Services industry. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 202.13M, representing a year-over-year increase of 26.11%, while its net profit experienced a year-over-year increase of 1.54%.

Score

Industry at a Glance

Previous score
7.62
Change
-0.12

Financials

7.53

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

7.73

Operational Efficiency

6.82

Growth Potential

7.39

Shareholder Returns

8.01

TowneBank's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of TowneBank is 5.98, ranking 373 out of 400 in the Banking Services industry. Its current P/E ratio is 14.94, which is 26.34% below the recent high of 18.87 and 42.31% above the recent low of 8.62.

Score

Industry at a Glance

Previous score
5.98
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 89/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of TowneBank is 7.50, ranking 139 out of 400 in the Banking Services industry. The average price target is 41.00, with a high of 42.00 and a low of 38.00.

Score

Industry at a Glance

Previous score
7.50
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
39.250
Target Price
+17.51%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

307
Total
4
Median
5
Average
Company name
Ratings
Analysts
TowneBank
TOWN
4
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of TowneBank is 7.12, ranking 158 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 34.70 and the support level at 31.85, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.22
Change
-0.1

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(5)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
0.218
Neutral
RSI(14)
43.053
Neutral
STOCH(KDJ)(9,3,3)
70.887
Neutral
ATR(14)
0.789
Low Volatility
CCI(14)
41.405
Neutral
Williams %R
50.500
Neutral
TRIX(12,20)
-0.278
Sell
StochRSI(14)
7.192
Sell
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
33.270
Sell
MA10
32.999
Buy
MA20
33.296
Sell
MA50
34.867
Sell
MA100
34.366
Sell
MA200
34.686
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of TowneBank is 5.00, ranking 152 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 52.58%, representing a quarter-over-quarter decrease of 10.85%. The largest institutional shareholder is The Vanguard, holding a total of 8.04M shares, representing 8.73% of shares outstanding, with 10.64% decrease in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
7.60M
+3.11%
BlackRock Institutional Trust Company, N.A.
4.69M
+1.25%
Dimensional Fund Advisors, L.P.
4.32M
+1.25%
T. Rowe Price Investment Management, Inc.
4.32M
+0.64%
State Street Investment Management (US)
2.12M
+5.66%
Victory Capital Management Inc.
2.12M
-18.36%
Lawson (John R. II)
1.98M
-0.29%
Geode Capital Management, L.L.C.
1.80M
+4.24%
Brown Advisory
1.49M
+22.43%
Charles Schwab Investment Management, Inc.
817.16K
+2.59%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of TowneBank is 9.41, ranking 16 out of 400 in the Banking Services industry. The company's beta value is 0.75. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
9.41
Change
0
Beta vs S&P 500 index
0.74
VaR
+2.56%
240-Day Maximum Drawdown
+14.93%
240-Day Volatility
+25.21%

Return

Best Daily Return
60 days
+3.84%
120 days
+3.84%
5 years
+11.94%
Worst Daily Return
60 days
-4.03%
120 days
-4.03%
5 years
-8.97%
Sharpe Ratio
60 days
-0.10
120 days
-0.17
5 years
+0.27

Risk Assessment

Maximum Drawdown
240 days
+14.93%
3 years
+19.19%
5 years
+37.75%
Return-to-Drawdown Ratio
240 days
+0.55
3 years
+0.93
5 years
+0.02
Skewness
240 days
+0.18
3 years
+0.57
5 years
+0.39

Volatility

Realised Volatility
240 days
+25.21%
5 years
+30.15%
Standardised True Range
240 days
+2.31%
5 years
+2.35%
Downside Risk-Adjusted Return
120 days
-25.55%
240 days
-25.55%
Maximum Daily Upside Volatility
60 days
+19.12%
Maximum Daily Downside Volatility
60 days
+20.09%

Liquidity

Average Turnover Rate
60 days
+0.39%
120 days
+0.37%
5 years
--
Turnover Deviation
20 days
+31.08%
60 days
+15.53%
120 days
+11.80%

Peer Comparison

Banking Services
TowneBank
TowneBank
TOWN
7.14 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
International Bancshares Corp
International Bancshares Corp
IBOC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OFG Bancorp
OFG Bancorp
OFG
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM Corp
SLM
8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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