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TowneBank

TOWN

35.870USD

-0.520-1.43%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

2.71BMarket Cap

15.58P/E TTM



TowneBank

35.870

-0.520-1.43%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

93 / 400

Overall Ranking

207 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 4 analysts

Buy

Current Rating

41.250

Target Price

+13.36%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

TowneBank offers a full range of banking and other financial services. The Company's financial services include banking, mortgage, insurance, resort property management, and investments. Its segments include Banking, Realty and Insurance. Banking segment provides loan and deposit services to retail and commercial customers and also provides a variety of investment and asset management services. Its personal banking services include personal checking, personal lending and personal savings. Its business banking services include business lending, business checking and online banking and treasury services. Realty segment provides resort property management services and originations of a variety of mortgage loans. Insurance segment provides a full line of commercial and consumer insurance products and financial services, as well as employee benefit services. It operates over 50 banking offices throughout Hampton Roads and Central Virginia, as well as Northeastern and Central North Carolina.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 46.43%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.43%.

Overvalued

The company’s latest PB is 1.21, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 49.76M shares, decreasing 3.00% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 7.37M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 7.64, which is higher than the Banking Services industry's average of 7.06. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 181.60M, representing a year-over-year increase of 19.51%, while its net profit experienced a year-over-year increase of 9.38%.

Score

Industry at a Glance

Previous score

7.64

Change



Financials

6.75

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.66

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.96

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.84

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.99

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 15.73, which is -3.48% below the recent high of 15.19 and 25.90% above the recent low of 11.66.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 93/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 7.50, which is higher than the Banking Services industry's average of 7.39. The average price target for TowneBank is 41.50, with a high of 42.00 and a low of 40.00.

Score

Industry at a Glance

Previous score

7.50

Change

Support & Resistance

No Data

Analyst Rating

Based on 4 analysts

Buy

Current Rating

41.250

Target Price

+13.36%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

TowneBank

TOWN

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

Wells Fargo & Co

WFC

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 7.26, which is lower than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 37.47 and the support level at 35.14, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.26

Change

-0.36

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.169

Neutral

RSI(14)

48.848

Neutral

STOCH(KDJ)(9,3,3)

51.167

Buy

ATR(14)

0.731

Low Volatility

CCI(14)

-1.977

Neutral

Williams %R

57.143

Sell

TRIX(12,20)

-0.045

Sell

StochRSI(14)

64.321

Buy

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

35.610

Buy

MA10

35.854

Buy

MA20

36.255

Sell

MA50

35.929

Sell

MA100

35.105

Buy

MA200

34.888

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 66.00%, representing a quarter-over-quarter decrease of 0.81%. The largest institutional shareholder is The Vanguard, holding a total of 7.37M shares, representing 9.07% of shares outstanding, with 8.29% decrease in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

7.36M

-1.11%

BlackRock Institutional Trust Company, N.A.

4.77M

-1.22%

T. Rowe Price Investment Management, Inc.

4.39M

+1.12%

Dimensional Fund Advisors, L.P.

4.33M

-0.16%

Victory Capital Management Inc.

2.58M

+19.93%

State Street Global Advisors (US)

1.95M

-9.35%

Lawson (John R. II)

1.98M

+0.10%

Geode Capital Management, L.L.C.

1.73M

+2.52%

Charles Schwab Investment Management, Inc.

820.66K

-2.92%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 6.11, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.86. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.