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TFS Financial Corp

TFSL
13.830USD
+0.040+0.29%
Close 11/10, 16:00ETQuotes delayed by 15 min
3.88BMarket Cap
43.20P/E TTM

TFS Financial Corp

13.830
+0.040+0.29%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of TFS Financial Corp

Currency: USD Updated: 2025-11-10

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

TFS Financial Corp's Score

Industry at a Glance

Industry Ranking
75 / 407
Overall Ranking
132 / 4611
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 1 analysts
Hold
Current Rating
14.000
Target Price
+1.52%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

TFS Financial Corp Highlights

StrengthsRisks
TFS Financial Corporation is the holding company of Third Federal Savings and Loan Association of Cleveland (Association). The Association is a federally chartered savings and loan association, and its principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. The Association’s principal lending activity is the origination of up to 30-year fixed-rate and adjustable-rate, first mortgage loans to purchase or refinance residential real estate. The Association's loan portfolio includes residential mortgage loans, home equity loans and lines of credit and construction loans. The Association conducts its operations from its main office in Cleveland, Ohio, and from 37 additional, full-service branches and two loan production offices located throughout the states of Ohio and Florida. It provides savings products in all 50 states and first mortgage refinance loans in 27 states and the District of Columbia.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 293.40M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 348.82%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 348.82%.
Overvalued
The company’s latest PB is 2.05, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 257.70M shares, decreasing 0.00% quarter-over-quarter.
Held by James Simons
Star Investor James Simons holds 2.99M shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-10

The company's current financial score is 5.53, which is lower than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 78.87M, representing a year-over-year increase of 14.84%, while its net profit experienced a year-over-year increase of 45.42%.

Score

Industry at a Glance

Previous score
5.53
Change
0

Financials

5.53

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

5.05

Operational Efficiency

3.27

Growth Potential

7.47

Shareholder Returns

6.30

TFS Financial Corp's Company Valuation

Currency: USD Updated: 2025-11-10

The company’s current valuation score is 7.87, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 42.38, which is 35.05% below the recent high of 57.23 and 7.53% above the recent low of 39.19.

Score

Industry at a Glance

Previous score
7.87
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 75/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-10

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.41. The average price target for TFS Financial Corp is 14.00, with a high of 14.00 and a low of 14.00.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts
Hold
Current Rating
14.000
Target Price
+1.52%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
TFS Financial Corp
TFSL
1
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-10

The company’s current price momentum score is 9.03, which is higher than the Banking Services industry's average of 7.77. Sideways: Currently, the stock price is trading between the resistance level at 14.34 and the support level at 12.93, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.94
Change
0.09

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(1)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.085
Buy
RSI(14)
57.578
Neutral
STOCH(KDJ)(9,3,3)
82.086
Buy
ATR(14)
0.311
High Vlolatility
CCI(14)
131.740
Buy
Williams %R
14.379
Overbought
TRIX(12,20)
0.111
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
13.682
Buy
MA10
13.576
Buy
MA20
13.431
Buy
MA50
13.386
Buy
MA100
13.248
Buy
MA200
13.071
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-10

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 91.81%, representing a quarter-over-quarter increase of 0.06%. The largest institutional shareholder is The Vanguard, holding a total of 5.08M shares, representing 1.81% of shares outstanding, with 3.53% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Third Federal Savings & Loan Association of Cleveland
227.12M
--
The Vanguard Group, Inc.
Star Investors
5.16M
-1.31%
Renaissance Technologies LLC
Star Investors
2.99M
-5.30%
Dimensional Fund Advisors, L.P.
2.82M
+7.51%
BlackRock Institutional Trust Company, N.A.
2.44M
+9.54%
Lakewood Capital Management, LP
2.11M
+366.49%
Mellon Investments Corporation
1.45M
+3.75%
State Street Investment Management (US)
1.39M
+8.29%
Cramer Rosenthal McGlynn, LLC
1.22M
-12.43%
Geode Capital Management, L.L.C.
1.15M
+2.09%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-10

The company’s current risk assessment score is 9.47, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.74. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
9.47
Change
0
Beta vs S&P 500 index
0.74
VaR
+2.26%
240-Day Maximum Drawdown
+20.03%
240-Day Volatility
+23.36%

Return

Best Daily Return
60 days
+3.77%
120 days
+3.97%
5 years
+9.20%
Worst Daily Return
60 days
-3.94%
120 days
-3.94%
5 years
-6.53%
Sharpe Ratio
60 days
+0.96
120 days
+0.38
5 years
+0.19

Risk Assessment

Maximum Drawdown
240 days
+20.03%
3 years
+26.55%
5 years
+50.93%
Return-to-Drawdown Ratio
240 days
-0.24
3 years
-0.05
5 years
-0.08
Skewness
240 days
+0.51
3 years
+0.62
5 years
+0.57

Volatility

Realised Volatility
240 days
+23.36%
5 years
+23.59%
Standardised True Range
240 days
+1.91%
5 years
+2.30%
Downside Risk-Adjusted Return
120 days
+64.63%
240 days
+64.63%
Maximum Daily Upside Volatility
60 days
+16.78%
Maximum Daily Downside Volatility
60 days
+15.50%

Liquidity

Average Turnover Rate
60 days
+0.13%
120 days
+0.13%
5 years
--
Turnover Deviation
20 days
+15.18%
60 days
+16.42%
120 days
+14.73%

Peer Comparison

Banking Services
TFS Financial Corp
TFS Financial Corp
TFSL
7.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.97 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB Corp
FNB
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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