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TFS Financial Corp

TFSL
13.605USD
-0.095-0.69%
Close 03/27, 16:00ETQuotes delayed by 15 min
4.20BMarket Cap
42.45P/E TTM

TFS Financial Corp

13.605
-0.095-0.69%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of TFS Financial Corp

Currency: USD Updated: 2026-03-26

Key Insights

TFS Financial Corp's fundamentals are relatively stable, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 105 out of 401 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 14.50.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

TFS Financial Corp's Score

Industry at a Glance

Industry Ranking
105 / 401
Overall Ranking
164 / 4546
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

TFS Financial Corp Highlights

StrengthsRisks
TFS Financial Corporation is the holding company of Third Federal Savings and Loan Association of Cleveland (Association). The Association is a federally chartered savings and loan association, and its principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. The Association’s principal lending activity is the origination of up to 30-year fixed-rate and adjustable-rate, first mortgage loans to purchase or refinance residential real estate. The Association's loan portfolio includes residential mortgage loans, home equity loans and lines of credit and construction loans. The Association conducts its operations from its main office in Cleveland, Ohio, and from 37 additional, full-service branches and two loan production offices located throughout the states of Ohio and Florida. It provides savings products in all 50 states and first mortgage refinance loans in 27 states and the District of Columbia.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 293.40M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 66.67%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 66.67%.
Overvalued
The company’s latest PB is 2.02, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 259.36M shares, decreasing 0.31% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 6.81K shares of this stock.

Analyst Rating

Based on 2 analysts
Hold
Current Rating
14.500
Target Price
+6.62%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-26

The current financial score of TFS Financial Corp is 5.74, ranking 296 out of 401 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 77.27M, representing a year-over-year increase of 13.50%, while its net profit experienced a year-over-year increase of 0.74%.

Score

Industry at a Glance

Previous score
5.74
Change
0

Financials

5.50

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.47

Operational Efficiency

4.84

Growth Potential

6.44

Shareholder Returns

6.43

TFS Financial Corp's Company Valuation

Currency: USD Updated: 2026-03-26

The current valuation score of TFS Financial Corp is 7.87, ranking 178 out of 401 in the Banking Services industry. Its current P/E ratio is 42.72, which is 33.98% below the recent high of 57.23 and 8.26% above the recent low of 39.19.

Score

Industry at a Glance

Previous score
7.87
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 105/401
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-26

The current earnings forecast score of TFS Financial Corp is 6.00, ranking 279 out of 401 in the Banking Services industry. The average price target is 14.00, with a high of 14.00 and a low of 14.00.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts
Hold
Current Rating
14.500
Target Price
+6.62%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

307
Total
4
Median
5
Average
Company name
Ratings
Analysts
TFS Financial Corp
TFSL
2
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-26

The current price momentum score of TFS Financial Corp is 7.03, ranking 270 out of 401 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 14.36 and the support level at 13.12, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.93
Change
0.1

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(5)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
0.061
Neutral
RSI(14)
42.459
Neutral
STOCH(KDJ)(9,3,3)
70.158
Neutral
ATR(14)
0.259
Low Volatility
CCI(14)
35.944
Neutral
Williams %R
54.335
Neutral
TRIX(12,20)
-0.285
Sell
StochRSI(14)
41.998
Sell
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
13.634
Sell
MA10
13.543
Buy
MA20
13.714
Sell
MA50
14.213
Sell
MA100
14.048
Sell
MA200
13.621
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-26

The current institutional shareholding score of TFS Financial Corp is 10.00, ranking 1 out of 401 in the Banking Services industry. The latest institutional shareholding proportion is 92.44%, representing a quarter-over-quarter increase of 0.69%. The largest institutional shareholder is The Vanguard, holding a total of 4.99M shares, representing 1.78% of shares outstanding, with 4.57% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Third Federal Savings & Loan Association of Cleveland
227.12M
--
The Vanguard Group, Inc.
Star Investors
5.08M
-1.54%
Dimensional Fund Advisors, L.P.
2.87M
+1.64%
Lakewood Capital Management, LP
2.53M
+19.87%
BlackRock Institutional Trust Company, N.A.
2.39M
-2.19%
Renaissance Technologies LLC
Star Investors
3.15M
+5.37%
Mirae Asset Global Investments (USA) LLC
1.01M
-0.96%
State Street Investment Management (US)
1.58M
+13.37%
Mellon Investments Corporation
1.44M
-0.78%
Cramer Rosenthal McGlynn, LLC
1.17M
-3.93%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-26

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of TFS Financial Corp is 8.78, ranking 58 out of 401 in the Banking Services industry. The company's beta value is 0.72. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. TFS Financial Corp’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.

Score

Industry at a Glance

Previous score
8.78
Change
0
Beta vs S&P 500 index
0.72
VaR
+2.27%
240-Day Maximum Drawdown
+12.65%
240-Day Volatility
+23.36%

Return

Best Daily Return
60 days
+3.89%
120 days
+4.03%
5 years
+9.20%
Worst Daily Return
60 days
-5.45%
120 days
-5.45%
5 years
-6.53%
Sharpe Ratio
60 days
-0.19
120 days
+0.46
5 years
+0.00

Risk Assessment

Maximum Drawdown
240 days
+12.65%
3 years
+26.25%
5 years
+47.68%
Return-to-Drawdown Ratio
240 days
+1.32
3 years
+0.28
5 years
-0.15
Skewness
240 days
-0.24
3 years
+0.52
5 years
+0.48

Volatility

Realised Volatility
240 days
+23.36%
5 years
+23.57%
Standardised True Range
240 days
+2.04%
5 years
+2.22%
Downside Risk-Adjusted Return
120 days
+65.82%
240 days
+65.82%
Maximum Daily Upside Volatility
60 days
+19.04%
Maximum Daily Downside Volatility
60 days
+26.33%

Liquidity

Average Turnover Rate
60 days
+0.13%
120 days
+0.13%
5 years
--
Turnover Deviation
20 days
+15.18%
60 days
+16.42%
120 days
+14.73%

Peer Comparison

Banking Services
TFS Financial Corp
TFS Financial Corp
TFSL
7.10 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OFG Bancorp
OFG Bancorp
OFG
8.54 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM Corp
SLM
8.53 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Bread Financial Holdings Inc
Bread Financial Holdings Inc
BFH
8.46 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
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8.45 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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