Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.126
Buy
RSI(14)
74.267
Buy
STOCH(KDJ)(9,3,3)
83.458
Neutral
ATR(14)
0.451
High Vlolatility
CCI(14)
88.437
Neutral
Williams %R
5.211
Overbought
TRIX(12,20)
0.481
Sell
StochRSI(14)
49.657
Buy
SR Bancorp Inc
SRBK16.590USD
-0.410-2.41%
Market hours （ET）Quotes delayed by 15 min
143.95MMarket Cap
30.60P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of SR Bancorp Inc
Currency: USD Updated: 2025-12-19Key Insights
SR Bancorp Inc's fundamentals are relatively healthy, and its growth potential is significant.Its valuation is considered fairly valued, ranking 91/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 16.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
SR Bancorp Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
1
analysts
Hold
Current Rating
16.000
Target Price
-0.93%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
SR Bancorp Inc Highlights
StrengthsRisks
SR Bancorp, Inc. is a chartered company and the holding company for Somerset Regal Bank. The Somerset Regal Bank is a full-service New Jersey commercial bank that provides retail and commercial banking services to individuals, businesses and local municipalities through approximately 14 branches in Essex, Hunterdon, Middlesex, Morris, Somerset and Union Counties, New Jersey. It offers deposit and loan products to individuals and small businesses, primarily within its core market area. The Company's loan portfolio includes owner occupied commercial real estate loans, other commercial real estate loans, multi-family loans, commercial and industrial loans, residential mortgage loans, and consumer and other loans. It invests in liquid assets, including United States Treasury obligations, securities issued by U.S. government-sponsored enterprises and federal agencies, mortgage-backed securities, and certificates of deposit from federally insured institutions.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 128.59% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 29.83M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 29.83M.
Turnaround to Profit
The company's performance has turned profitable, with the latest annual net income of USD .
Overvalued
The company’s latest PB is 0.77, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 2.53M shares, decreasing 3.03% quarter-over-quarter.
Held by James Simons
Star Investor James Simons holds 214.50K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.05.
Financial Health
Currency: USD Updated: 2025-12-19The current financial score of SR Bancorp Inc is 8.37, ranking 121/404 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 7.30M, representing a year-over-year decrease of 0.83%, while its net profit experienced a year-over-year decrease of 49.31%.
Score
Financials
7.38
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
10.00
Growth Potential
5.91
Shareholder Returns
8.56
SR Bancorp Inc's Company Valuation
Currency: USD Updated: 2025-12-19The current valuation score of SR Bancorp Inc is 8.82, ranking 32/404 in the Banking Services industry. Its current P/E ratio is 31.35, which is 2386.02% below the recent high of 779.45 and 219.71% above the recent low of -37.53.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 91/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-19The current earnings forecast score of SR Bancorp Inc is 6.00, ranking 282/404 in the Banking Services industry. The average price target for SR Bancorp Inc is 16.00, with a high of 16.00 and a low of 16.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
1
analysts
Hold
Current Rating
16.000
Target Price
-0.93%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
304
Total
4
Median
5
Average
Company name
Ratings
Analysts
SR Bancorp Inc
SRBK
1
Wells Fargo & Co
WFC
26
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
61
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-19The current price momentum score of SR Bancorp Inc is 9.71, ranking 7/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 17.75 and the support level at 15.60, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
16.750
Sell
MA10
16.643
Sell
MA20
16.032
Buy
MA50
15.315
Buy
MA100
15.026
Buy
MA200
13.991
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-19The current institutional shareholding score of SR Bancorp Inc is 3.00, ranking 254/404 in the Banking Services industry. The latest institutional shareholding proportion is 29.18%, representing a quarter-over-quarter decrease of 32.82%. The largest institutional shareholder is The Vanguard, holding a total of 473.93K shares, representing 5.55% of shares outstanding, with 12.23% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Somerset Regal Bank ESOP
BlackRock Institutional Trust Company, N.A.
Orbach (David M)
Geode Capital Management, L.L.C.
Mangrove Partners
AllianceBernstein L.P.
Taylor (William P.)
Pribula (Christopher J.)
1
2
Risk Assessment
Currency: USD Updated: 2025-12-19The current risk assessment score of SR Bancorp Inc is 6.11, ranking 232/404 in the Banking Services industry. The company's beta value is 0.00. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
--
VaR
--
240-Day Maximum Drawdown
+9.91%
240-Day Volatility
+21.71%
Return
Best Daily Return
60 days
+4.48%
120 days
+4.48%
5 years
--
Worst Daily Return
60 days
-2.78%
120 days
-2.78%
5 years
--
Sharpe Ratio
60 days
+2.73
120 days
+2.70
5 years
--
Risk Assessment
Maximum Drawdown
240 days
+9.91%
3 years
--
5 years
--
Return-to-Drawdown Ratio
240 days
+4.18
3 years
--
5 years
--
Skewness
240 days
+0.76
3 years
--
5 years
--
Volatility
Realised Volatility
240 days
+21.71%
5 years
--
Standardised True Range
240 days
+1.45%
5 years
--
Downside Risk-Adjusted Return
120 days
+448.83%
240 days
+448.83%
Maximum Daily Upside Volatility
60 days
+13.84%
Maximum Daily Downside Volatility
60 days
+14.50%
Liquidity
Average Turnover Rate
60 days
+0.77%
120 days
+0.61%
5 years
--
Turnover Deviation
20 days
-5.12%
60 days
+97.97%
120 days
+58.39%
Peer Comparison
Banking Services
SR Bancorp Inc
SRBK
7.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.72 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of SR Bancorp Inc?
The TradingKey Stock Score provides a comprehensive assessment of SR Bancorp Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of SR Bancorp Inc’s performance and outlook.
How do we generate the financial health score of SR Bancorp Inc?
To generate the financial health score of SR Bancorp Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects SR Bancorp Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of SR Bancorp Inc.
How do we generate the company valuation score of SR Bancorp Inc?
To generate the company valuation score of SR Bancorp Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare SR Bancorp Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of SR Bancorp Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of SR Bancorp Inc.
How do we generate the earnings forecast score of SR Bancorp Inc?
To calculate the earnings forecast score of SR Bancorp Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on SR Bancorp Inc’s future.
How do we generate the price momentum score of SR Bancorp Inc?
When generating the price momentum score for SR Bancorp Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of SR Bancorp Inc’s prices. A higher score indicates a more stable short-term price trend for SR Bancorp Inc.
How do we generate the institutional confidence score of SR Bancorp Inc?
To generate the institutional confidence score of SR Bancorp Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about SR Bancorp Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of SR Bancorp Inc.
How do we generate the risk management score of SR Bancorp Inc?
To assess the risk management score of SR Bancorp Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of SR Bancorp Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of SR Bancorp Inc.
