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Southside Bancshares Inc

SBSI
33.550USD
+0.230+0.69%
Close 02/06, 16:00ETQuotes delayed by 15 min
997.21MMarket Cap
14.61P/E TTM

Southside Bancshares Inc

33.550
+0.230+0.69%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Southside Bancshares Inc

Currency: USD Updated: 2026-02-06

Key Insights

Southside Bancshares Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 91 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 35.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Southside Bancshares Inc's Score

Industry at a Glance

Industry Ranking
91 / 397
Overall Ranking
147 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Southside Bancshares Inc Highlights

StrengthsRisks
Southside Bancshares, Inc. is a bank holding company for Southside Bank. The Company operates through approximately 53 branches, 12 of which are located in grocery stores, in addition to wealth management and trust services, and/or loan production, brokerage or other financial services offices. It is a community-focused financial institution that offers a full range of financial services to individuals, businesses, municipal entities and nonprofit organizations in the communities that it serves. Its consumer loan services include 1-4 family residential loans, home equity loans, home improvement loans, automobile loans and other consumer related loans. Its commercial loan services include commercial real estate loans and municipal loans. The Company's trust and wealth management services include investment management, administration of irrevocable, revocable and testamentary trusts, and custodian services, primarily for individuals and, to a lesser extent, partnerships and corporations.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 49.33%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 49.33%.
Fairly Valued
The company’s latest PB is 1.18, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 17.59M shares, decreasing 4.40% quarter-over-quarter.
Held by Bernard Horn
Star Investor Bernard Horn holds 62.23K shares of this stock.

Analyst Rating

Based on 4 analysts
Hold
Current Rating
35.000
Target Price
+4.10%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Southside Bancshares Inc is 7.98, ranking 167 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 60.77M, representing a year-over-year decrease of 3.88%, while its net profit experienced a year-over-year decrease of 4.08%.

Score

Industry at a Glance

Previous score
7.98
Change
0

Financials

6.42

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

4.90

Shareholder Returns

8.57

Southside Bancshares Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Southside Bancshares Inc is 7.98, ranking 163 out of 397 in the Banking Services industry. Its current P/E ratio is 14.61, which is 0.21% below the recent high of 14.64 and 47.58% above the recent low of 7.66.

Score

Industry at a Glance

Previous score
7.98
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 91/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Southside Bancshares Inc is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 32.00, with a high of 33.00 and a low of 31.00.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Hold
Current Rating
35.000
Target Price
+4.10%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Southside Bancshares Inc
SBSI
4
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Southside Bancshares Inc is 8.74, ranking 273 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 34.91 and the support level at 31.65, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.90
Change
-0.16

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.155
Buy
RSI(14)
64.970
Neutral
STOCH(KDJ)(9,3,3)
71.210
Neutral
ATR(14)
0.911
High Vlolatility
CCI(14)
91.045
Neutral
Williams %R
27.425
Buy
TRIX(12,20)
0.239
Sell
StochRSI(14)
64.634
Sell
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
33.422
Buy
MA10
32.847
Buy
MA20
32.516
Buy
MA50
31.618
Buy
MA100
30.030
Buy
MA200
29.807
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Southside Bancshares Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 59.17%, representing a quarter-over-quarter increase of 1.36%. The largest institutional shareholder is The Vanguard, holding a total of 2.02M shares, representing 6.80% of shares outstanding, with 4.59% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
3.81M
-3.44%
The Vanguard Group, Inc.
Star Investors
1.99M
+0.18%
Dimensional Fund Advisors, L.P.
1.38M
+0.38%
State Street Investment Management (US)
1.30M
+2.81%
Geode Capital Management, L.L.C.
689.29K
-0.07%
Buie (Herbert C)
658.93K
+0.27%
Renaissance Technologies LLC
Star Investors
506.88K
-11.78%
Two Sigma Investments, LP
384.10K
+19.83%
Charles Schwab Investment Management, Inc.
368.62K
+12.35%
American Century Investment Management, Inc.
353.69K
+0.26%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Southside Bancshares Inc is 8.09, ranking 127 out of 397 in the Banking Services industry. The company's beta value is 0.61. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Southside Bancshares Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Score

Industry at a Glance

Previous score
8.09
Change
0
Beta vs S&P 500 index
0.60
VaR
+2.54%
240-Day Maximum Drawdown
+15.77%
240-Day Volatility
+26.09%

Return

Best Daily Return
60 days
+5.18%
120 days
+5.18%
5 years
+13.68%
Worst Daily Return
60 days
-3.70%
120 days
-4.96%
5 years
-8.40%
Sharpe Ratio
60 days
+2.88
120 days
+0.90
5 years
+0.13

Risk Assessment

Maximum Drawdown
240 days
+15.77%
3 years
+28.96%
5 years
+43.04%
Return-to-Drawdown Ratio
240 days
+0.74
3 years
-0.03
5 years
-0.08
Skewness
240 days
-0.00
3 years
+1.14
5 years
+0.73

Volatility

Realised Volatility
240 days
+26.09%
5 years
+31.64%
Standardised True Range
240 days
+1.99%
5 years
+2.67%
Downside Risk-Adjusted Return
120 days
+151.88%
240 days
+151.88%
Maximum Daily Upside Volatility
60 days
+19.89%
Maximum Daily Downside Volatility
60 days
+14.09%

Liquidity

Average Turnover Rate
60 days
+0.38%
120 days
+0.40%
5 years
--
Turnover Deviation
20 days
-10.39%
60 days
-1.93%
120 days
+3.19%

Peer Comparison

Banking Services
Southside Bancshares Inc
Southside Bancshares Inc
SBSI
7.45 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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