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Ryvyl Inc

RVYL

6.890USD

+1.580+29.76%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

6.33MMarket Cap

LossP/E TTM



Ryvyl Inc

6.890

+1.580+29.76%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Ryvyl Inc

Currency: USD Updated: 2026-02-06

Key Insights

Ryvyl Inc's fundamentals are relatively weak, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 189 out of 482 in the Software & IT Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 2.75.In the medium term, the stock price is expected to trend down.Despite strong stock market performance and technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Ryvyl Inc's Score

Industry at a Glance

Industry Ranking

189 / 482

Overall Ranking

330 / 4521

Industry

Software & IT Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Ryvyl Inc Highlights

StrengthsRisks

RYVYL Inc. is a financial technology company that develops software platforms and tools that are focused on providing global payment acceptance and disbursement capabilities. It has developed applications enabling an end-to-end suite of turnkey financial products with enhanced security and data privacy, identity theft protection, and rapid speed to settlement. Its products include QuickCard Payment System, Coyni Platform, and ChargeSavvy. Its QuickCard Payment System is a physical and virtual payment card processing management system, including software that facilitates on and off-ramp e-wallet management. Its coyni is a closed loop, token-based platform, supported by its blockchain technology. Its coyni offers custodial assurance by utilizing blockchain technology in a closed-loop ecosystem allowing for flexibility. ChargeSavvy strives to deliver client-driven solutions. ChargeSavvy offers both a full-service POS system or a companion mode system.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 70.16% year-on-year.

Growing

The company is in a growing phase, with the latest annual income totaling USD 56.00M.

Overvalued

The company’s latest PE is -0.04, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 125.40K shares, increasing 34.10% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 12.39K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 1.75.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

2.750

Target Price

+375.37%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Ryvyl Inc is 5.14, ranking 469 out of 482 in the Software & IT Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 2.79M, representing a year-over-year decrease of 77.90%, while its net profit experienced a year-over-year decrease of 62.25%.

Score

Industry at a Glance

Previous score

5.14

Change



Financials

3.53

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

8.26

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.83

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

4.05

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

7.06

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Ryvyl Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Ryvyl Inc is 8.32, ranking 98 out of 482 in the Software & IT Services industry. Its current P/E ratio is -0.04, which is -31.08% below the recent high of -0.03 and -7926.75% above the recent low of -3.33.

Score

Industry at a Glance

Previous score

8.32

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 189/482

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Ryvyl Inc is 6.00, ranking 384 out of 482 in the Software & IT Services industry. The average price target is 2.75, with a high of 2.75 and a low of 2.75.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

2.750

Target Price

+375.37%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

242

Total

Median

Average

Company name

Ratings

Analysts

Ryvyl Inc

RVYL

Microsoft Corp

MSFT

Palo Alto Networks Inc

PANW

CrowdStrike Holdings Inc

CRWD

Zscaler Inc

ServiceNow Inc

NOW

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Ryvyl Inc is 7.39, ranking 40 out of 482 in the Software & IT Services industry. Currently, the stock price is trading between the resistance level at 8.72 and the support level at 4.88, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.70

Change

0.69

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.379

Neutral

RSI(14)

54.157

Neutral

STOCH(KDJ)(9,3,3)

40.367

Buy

ATR(14)

1.045

High Vlolatility

CCI(14)

44.512

Neutral

Williams %R

43.375

Buy

TRIX(12,20)

-0.447

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

5.974

Buy

MA10

6.207

Buy

MA20

5.743

Buy

MA50

7.630

Sell

MA100

8.522

Sell

MA200

4.541

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Ryvyl Inc is 3.00, ranking 280 out of 482 in the Software & IT Services industry. The latest institutional shareholding proportion is 12.16%, representing a quarter-over-quarter increase of 108.25%. The largest institutional shareholder is The Vanguard, holding a total of 12.39K shares, representing 1.20% of shares outstanding, with 178.01% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

S8 Global Fintech & Regtech Fund

103.10K

+0.10%

Arena Investors, LP

100.75K

+154.04%

Ryvyl, Inc

52.83K

Dawson (Wendy Rae)

35.71K

The Vanguard Group, Inc.

Star Investors

5.73K

+455.87%

Nisan (Fredi)

6.34K

+0.75%

Errez (Ben)

6.29K

+15.76%

Geode Capital Management, L.L.C.

5.90K

+306.83%

Oliva (George)

1.87K

Montoya (David S)

1.45K

-7.01%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Software & IT Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Ryvyl Inc is 1.04, ranking 466 out of 482 in the Software & IT Services industry. The company's beta value is 2.71. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. Ryvyl Inc’s latest ESG disclosure leads the Software & IT Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.