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Root Inc

ROOT

62.080USD

+4.400+7.63%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

962.24MMarket Cap

17.39P/E TTM



Root Inc

62.080

+4.400+7.63%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Root Inc

Currency: USD Updated: 2026-02-06

Key Insights

Root Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 63 out of 114 in the Insurance industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 111.60.In the medium term, the stock price is expected to trend down.Despite a very weak market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Root Inc's Score

Industry at a Glance

Industry Ranking

63 / 114

Overall Ranking

264 / 4521

Industry

Insurance

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Root Inc Highlights

StrengthsRisks

Root, Inc. is a technology insurance company. It provides direct-to-consumer insurance products to customers. It offers auto and renters insurance products underwritten by Root Insurance Company and Root Property & Casualty. It primarily reaches customers through two channels: direct and partnership. The direct channel drives volume for high-intent customers, meeting customers on platforms that they use, such as search engines or select marketplace platforms, while actively shopping for insurance. The partnership channel provides differentiated access to high-intent customers, primarily in the automotive, financial services, and independent agent sectors. It provides automobile and renters insurance products primarily through its websites, mobile app, and partnership channel, including its embedded insurance product and its independent agent platform. It utilizes its platform to gather customer data in order to determine whether or not to write and how to price its insurance products.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 278.54% year-on-year.

Turnaround to Profit

The company's performance has turned profitable, with the latest annual net income of USD .

Overvalued

The company’s latest PE is 17.39, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 8.82M shares, decreasing 16.74% quarter-over-quarter.

Held by Chuck Royce

Star Investor Chuck Royce holds 10.00K shares of this stock.

Higher Market Activity

The company has more investor interest, with a 20-day turnover ratio of 0.53.

Analyst Rating

Based on 6 analysts

Buy

Current Rating

111.600

Target Price

+93.48%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Root Inc is 6.58, ranking 57 out of 114 in the Insurance industry. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 387.80M, representing a year-over-year increase of 26.86%, while its net profit experienced a year-over-year increase of 124.88%.

Score

Industry at a Glance

Previous score

6.58

Change



Financials

9.36

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

2.46

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

7.22

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.81

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.07

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Root Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Root Inc is 5.50, ranking 106 out of 114 in the Insurance industry. Its current P/E ratio is 17.39, which is 421.25% below the recent high of 90.67 and 668.71% above the recent low of -98.93.

Score

Industry at a Glance

Previous score

5.50

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 63/114

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Root Inc is 7.00, ranking 51 out of 114 in the Insurance industry. The average price target is 125.00, with a high of 150.00 and a low of 96.00.

Score

Industry at a Glance

Previous score

7.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 6 analysts

Buy

Current Rating

111.600

Target Price

+93.48%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Root Inc

ROOT

Travelers Companies Inc

TRV

Progressive Corp

PGR

Allstate Corp

ALL

American International Group Inc

AIG

Arch Capital Group Ltd

ACGL

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Root Inc is 7.17, ranking 76 out of 114 in the Insurance industry. Currently, the stock price is trading between the resistance level at 76.13 and the support level at 52.02, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.74

Change

0.43

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(2)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-1.212

Sell

RSI(14)

37.997

Neutral

STOCH(KDJ)(9,3,3)

27.426

Buy

ATR(14)

3.714

High Vlolatility

CCI(14)

-94.740

Neutral

Williams %R

60.787

Sell

TRIX(12,20)

-0.774

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(5)

Neutral(0)

Buy(1)

Indicators

Value

Direction

MA5

61.334

Buy

MA10

63.685

Sell

MA20

67.818

Sell

MA50

73.448

Sell

MA100

78.785

Sell

MA200

100.439

Sell

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Root Inc is 5.00, ranking 70 out of 114 in the Insurance industry. The latest institutional shareholding proportion is 64.39%, representing a quarter-over-quarter decrease of 8.71%. The largest institutional shareholder is The Vanguard, holding a total of 720.19K shares, representing 5.26% of shares outstanding, with 20.48% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

T. Rowe Price Investment Management, Inc.

872.21K

+7.78%

BlackRock Institutional Trust Company, N.A.

827.19K

+25.60%

The Vanguard Group, Inc.

Star Investors

721.61K

+25.83%

Ribbit Management Company, LLC

503.80K

Capital Research Global Investors

496.60K

Renaissance Technologies LLC

Star Investors

333.62K

-17.89%

Drive Capital LLC

307.73K

+58.96%

American Century Investment Management, Inc.

305.00K

-14.61%

Geode Capital Management, L.L.C.

298.73K

+27.27%

Galileo (PTC) Ltd

252.67K

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Insurance domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Root Inc is 4.77, ranking 61 out of 114 in the Insurance industry. The company's beta value is 2.83. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. Root Inc’s latest ESG disclosure leads the Insurance industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.