Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.422
Sell
RSI(14)
38.777
Neutral
STOCH(KDJ)(9,3,3)
33.411
Sell
ATR(14)
1.756
High Vlolatility
CCI(14)
-177.143
Sell
Williams %R
77.464
Sell
TRIX(12,20)
-0.112
Sell
StochRSI(14)
7.474
Sell
Regional Management Corp
RM37.010USD
+0.295+0.80%
Close 11/07, 16:00（ET）Quotes delayed by 15 min
362.81MMarket Cap
8.76P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Regional Management Corp
Currency: USD Updated: 2025-11-07Key Insights
The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Regional Management Corp's Score
Support & Resistance
No Data
Score Analysis
Current score
Previous score
Analyst Rating
Based on
5
analysts
Buy
Current Rating
46.333
Target Price
+25.19%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Regional Management Corp Highlights
StrengthsRisks
Regional Management Corp. is a diversified consumer finance company. The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. Its products include small and large installment loans. It provides its customers optional payment and collateral protection insurance. It offers small installment loans with cash proceeds to customers ranging from $500 to $2,500, with terms of up to 48 months. It offers large installment loans with cash proceeds to customers ranging from $2,501 to $25,000, with terms between 18 and 60 months. It offers its customers optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance. The Company also offers indirect retail installment loans of up to $7,500. It operates under the name Regional Finance.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 16.03% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 29.89%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 29.89%.
Overvalued
The company’s latest PB is 0.98, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 8.40M shares, decreasing 2.66% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 43.00 shares of this stock.
Financial Health
Currency: USD Updated: 2025-11-07The company's current financial score is 8.21, which is higher than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 157.44M, representing a year-over-year increase of 10.08%, while its net profit experienced a year-over-year increase of 20.07%.
Score
Financials
5.52
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data
Quality of Earnings
10.00
Operational Efficiency
9.49
Growth Potential
6.82
Shareholder Returns
9.23
Regional Management Corp's Company Valuation
Currency: USD Updated: 2025-11-07The company’s current valuation score is 8.34, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 8.53, which is 85.12% below the recent high of 15.78 and 46.85% above the recent low of 4.53.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 86/407
No Data
Earnings Forecast
Currency: USD Updated: 2025-11-07The company’s current earnings forecast score is 7.60, which is higher than the Banking Services industry's average of 7.41. The average price target for Regional Management Corp is 50.00, with a high of 50.00 and a low of 39.00.
Score
Support & Resistance
No Data
Analyst Rating
Based on
5
analysts
Buy
Current Rating
46.333
Target Price
+25.19%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Regional Management Corp
RM
5
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
No Data
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-11-07The company’s current price momentum score is 6.78, which is lower than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 40.68 and the support level at 34.47, making it suitable for range-bound swing trading.
Score
Support & Resistance
No Data
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
38.824
Sell
MA10
39.137
Sell
MA20
39.466
Sell
MA50
40.867
Sell
MA100
37.362
Sell
MA200
34.211
Buy
Institutional Confidence
Currency: USD Updated: 2025-11-07The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 85.71%, representing a quarter-over-quarter decrease of 11.82%. The largest institutional shareholder is The Vanguard, holding a total of 458.88K shares, representing 4.68% of shares outstanding, with 3.11% increase in holdings.
Score
Institutional Shareholding
No Data
Shareholder Activity
Name
Shares Held
Chg %
Forager Capital Management, LLC
Basswood Capital Management, LLC
BlackRock Institutional Trust Company, N.A.
Dimensional Fund Advisors, L.P.
LSV Asset Management
Tieton Capital Management, LLC
Wellington Management Company, LLP
BlackRock Financial Management, Inc.
Twin Lions Management LLC
1
2
Risk Assessment
Currency: USD Updated: 2025-11-07The company’s current risk assessment score is 4.64, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 1.09. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.
Score
Beta vs S&P 500 index
1.09
VaR
+3.86%
240-Day Maximum Drawdown
+28.80%
240-Day Volatility
+46.80%
Return
Best Daily Return
60 days
+9.30%
120 days
+9.30%
5 years
+10.92%
Worst Daily Return
60 days
-10.08%
120 days
-10.08%
5 years
-16.16%
Sharpe Ratio
60 days
-0.10
120 days
+1.68
5 years
+0.41
Risk Assessment
Maximum Drawdown
240 days
+28.80%
3 years
+44.98%
5 years
+67.31%
Return-to-Drawdown Ratio
240 days
+0.85
3 years
+0.25
5 years
+0.09
Skewness
240 days
-0.82
3 years
-0.03
5 years
-0.02
Volatility
Realised Volatility
240 days
+46.80%
5 years
+43.56%
Standardised True Range
240 days
+3.44%
5 years
+3.58%
Downside Risk-Adjusted Return
120 days
+253.77%
240 days
+253.77%
Maximum Daily Upside Volatility
60 days
+30.24%
Maximum Daily Downside Volatility
60 days
+33.03%
Liquidity
Average Turnover Rate
60 days
+0.47%
120 days
+0.46%
5 years
--
Turnover Deviation
20 days
+50.93%
60 days
+40.11%
120 days
+37.35%
Peer Comparison
Banking Services
Regional Management Corp
RM
7.34 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.90 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB
8.70 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OMF
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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