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Ohio Valley Banc Corp

OVBC

38.950USD

+0.050+0.13%
Close 09/19, 16:00ETQuotes delayed by 15 min
183.49MMarket Cap
13.25P/E TTM

Ohio Valley Banc Corp

38.950

+0.050+0.13%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
186 / 400
Overall Ranking
359 / 4720
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 0 analysts
--
Current Rating
--
Target Price
--
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Ohio Valley Banc Corp. is a holding company, which owns The Ohio Valley Bank Company (the Bank). The Bank is engaged in commercial and retail banking. The Bank is a full-service financial institution offering a blend of commercial and consumer banking services within southeastern Ohio as well as western West Virginia. The banking services offered by the Bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, floor plan and student loans, and the making of construction and real estate loans. The Bank offers individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. As part of its lending function, the Bank offers credit card services. In addition to originating loans, the Bank invests in United States government and agency obligations, interest-bearing deposits in other financial institutions, and other investments permitted by applicable law.
Growing
The company is in a growing phase, with the latest annual income totaling USD 54.80M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 37.98%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 37.98%.
Overvalued
The company’s latest PB is 1.14, at a high 3-year percentile range.
Institutional Buying
The latest institutional holdings are 1.93M shares, increasing 6.63% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 202.74K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.49.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 6.36, which is lower than the Banking Services industry's average of 7.06. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 15.80M, representing a year-over-year increase of 18.24%, while its net profit experienced a year-over-year increase of 41.66%.

Score

Industry at a Glance

Previous score
6.36
Change
0

Financials

6.57

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

5.58

Operational Efficiency

5.61

Growth Potential

8.13

Shareholder Returns

5.91

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 13.23, which is -22.01% below the recent high of 10.32 and 31.90% above the recent low of 9.01.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 186/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

No Data
No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 9.71, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 40.88 and the support level at 34.94, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.71
Change
-0.09

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.281
Buy
RSI(14)
75.598
Buy
STOCH(KDJ)(9,3,3)
94.232
Overbought
ATR(14)
1.019
Low Volatility
CCI(14)
237.379
Overbought
Williams %R
5.525
Overbought
TRIX(12,20)
0.269
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
37.802
Buy
MA10
37.267
Buy
MA20
36.842
Buy
MA50
35.428
Buy
MA100
34.546
Buy
MA200
31.008
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 40.98%, representing a quarter-over-quarter increase of 5.08%. The largest institutional shareholder is The Vanguard, holding a total of 202.74K shares, representing 4.30% of shares outstanding, with 241.94% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Ohio Valley Banc Corporation ESOP
344.51K
-5.44%
Bell (Edward Allen)
320.51K
-9.94%
The Vanguard Group, Inc.
Star Investors
174.82K
+194.84%
Manulife Investment Management (North America) Limited
207.83K
-0.52%
Eastman (Brent R.)
157.35K
+95.87%
BlackRock Institutional Trust Company, N.A.
30.96K
-37.57%
Dimensional Fund Advisors, L.P.
92.80K
+1.89%
Abundance Wealth Counselors, LLC
94.91K
--
Geode Capital Management, L.L.C.
40.14K
+4.96%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.54, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.06. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.54
Change
0
Beta vs S&P 500 index
0.06
VaR
+3.44%
240-Day Maximum Drawdown
+26.35%
240-Day Volatility
+47.73%
Return
Best Daily Return
60 days
+6.79%
120 days
+11.46%
5 years
+40.80%
Worst Daily Return
60 days
-2.89%
120 days
-5.57%
5 years
-27.86%
Sharpe Ratio
60 days
+4.05
120 days
+1.70
5 years
+0.60
Risk Assessment
Maximum Drawdown
240 days
+26.35%
3 years
+34.20%
5 years
+39.44%
Return-to-Drawdown Ratio
240 days
+2.29
3 years
+0.49
5 years
+0.36
Skewness
240 days
+0.97
3 years
+2.88
5 years
+2.25
Volatility
Realised Volatility
240 days
+47.73%
5 years
+40.75%
Standardised True Range
240 days
+2.90%
5 years
+1.91%
Downside Risk-Adjusted Return
120 days
+323.90%
240 days
+323.90%
Maximum Daily Upside Volatility
60 days
+23.75%
Maximum Daily Downside Volatility
60 days
+28.51%
Liquidity
Average Turnover Rate
60 days
+0.36%
120 days
+0.30%
5 years
--
Turnover Deviation
20 days
+49.09%
60 days
+156.49%
120 days
+116.31%

Peer Comparison

Banking Services
Ohio Valley Banc Corp
Ohio Valley Banc Corp
OVBC
4.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.58 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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