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Orrstown Financial Services Inc

ORRF

33.750USD

+0.050+0.15%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

658.16MMarket Cap

9.01P/E TTM



Orrstown Financial Services Inc

33.750

+0.050+0.15%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Orrstown Financial Services Inc

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Orrstown Financial Services Inc's Score

Industry at a Glance

Industry Ranking

144 / 407

Overall Ranking

222 / 4614

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 5 analysts

Buy

Current Rating

41.000

Target Price

+21.48%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Orrstown Financial Services Inc Highlights

StrengthsRisks

Orrstown Financial Services, Inc. is a financial holding company for its wholly owned subsidiary Orrstown Bank (the Bank). The Bank provides a range of consumer and business financial services in Adams, Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York Counties, Pennsylvania and Anne Arundel, Baltimore, Howard, and Washington Counties, Maryland, as well as Baltimore City, Maryland. The Company operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending, and deposit services, including checking, savings, time, and money market deposits. The Company's lending area also includes adjacent counties in Pennsylvania and Maryland, as well as Loudon County, Virginia and Berkeley, Jefferson and Morgan Counties, West Virginia. The Company also provides fiduciary services, investment advisory, insurance and brokerage services.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 53.93% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 59.76%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 59.76%.

Fairly Valued

The company’s latest PB is 1.15, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 11.52M shares, decreasing 2.59% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 1.55K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 4.31, which is lower than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 61.15M, representing a year-over-year increase of 1.76%, while its net profit experienced a year-over-year increase of 376.67%.

Score

Industry at a Glance

Previous score

4.31

Change



Financials

5.22

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.42

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.57

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.24

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.08

Key Metrics

Free cash flow

No Data

Orrstown Financial Services Inc's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 7.65, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 8.52, which is 252.29% below the recent high of 30.03 and 34.60% above the recent low of 5.58.

Score

Industry at a Glance

Previous score

7.65

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 144/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 8.40, which is higher than the Banking Services industry's average of 7.41. The average price target for Orrstown Financial Services Inc is 40.00, with a high of 43.00 and a low of 40.00.

Score

Industry at a Glance

Previous score

8.40

Change

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts

Buy

Current Rating

41.000

Target Price

+21.48%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Orrstown Financial Services Inc

ORRF

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 7.20, which is lower than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 35.55 and the support level at 31.91, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.20

Change

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.085

Neutral

RSI(14)

50.145

Neutral

STOCH(KDJ)(9,3,3)

57.193

Buy

ATR(14)

0.890

High Vlolatility

CCI(14)

-5.983

Neutral

Williams %R

58.472

Sell

TRIX(12,20)

-0.031

Sell

StochRSI(14)

49.022

Sell

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

33.704

Buy

MA10

33.633

Buy

MA20

33.586

Buy

MA50

34.145

Sell

MA100

33.645

Buy

MA200

32.304

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 59.07%, representing a quarter-over-quarter decrease of 6.32%. The largest institutional shareholder is The Vanguard, holding a total of 1.08M shares, representing 5.56% of shares outstanding, with 3.90% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Fourthstone LLC

1.26M

-28.39%

BlackRock Institutional Trust Company, N.A.

1.25M

-6.19%

The Vanguard Group, Inc.

Star Investors

1.08M

+3.82%

Dimensional Fund Advisors, L.P.

692.96K

-4.69%

State Street Investment Management (US)

604.68K

+6.48%

Wellington Management Company, LLP

557.26K

+1163.09%

Geode Capital Management, L.L.C.

466.34K

+5.00%

Renaissance Technologies LLC

Star Investors

278.95K

+5.68%

American Century Investment Management, Inc.

255.72K

+13.15%

Manulife Investment Management (North America) Limited

237.01K

-0.69%

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 7.53, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.81. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.