









Markets
/
Stocks
/
nasdaq-nu
/

Nu Holdings Ltd

18.395USD

-0.365-1.95%

Market hours （ET）Quotes delayed by 15 min

89.13BMarket Cap

35.08P/E TTM



Nu Holdings Ltd

18.395

-0.365-1.95%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Nu Holdings Ltd

Currency: USD Updated: 2026-01-29

Key Insights

Nu Holdings Ltd's fundamentals are relatively very healthy, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 42 out of 399 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 19.52.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Nu Holdings Ltd's Score

Industry at a Glance

Industry Ranking

42 / 399

Overall Ranking

91 / 4540

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Nu Holdings Ltd Highlights

StrengthsRisks

Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 612.05% year-on-year.

Overvalued

The company’s latest PB is 8.61, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 3.11B shares, decreasing 2.98% quarter-over-quarter.

Held by Brandes Investmen

Star Investor Brandes Investmen holds 5.86K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.32.

Analyst Rating

Based on 15 analysts

Buy

Current Rating

19.517

Target Price

+5.21%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-01-29

The current financial score of Nu Holdings Ltd is 6.80, ranking 244 out of 399 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 4.07B, representing a year-over-year increase of 41.06%, while its net profit experienced a year-over-year increase of 41.40%.

Score

Industry at a Glance

Previous score

6.80

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

3.98

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

3.25

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.75

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Nu Holdings Ltd's Company Valuation

Currency: USD Updated: 2026-01-29

The current valuation score of Nu Holdings Ltd is 8.05, ranking 151 out of 399 in the Banking Services industry. Its current P/E ratio is 35.77, which is 57.47% below the recent high of 56.33 and 40.08% above the recent low of 21.43.

Score

Industry at a Glance

Previous score

8.05

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 42/399

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-01-29

The current earnings forecast score of Nu Holdings Ltd is 8.13, ranking 72 out of 399 in the Banking Services industry. The average price target is 19.00, with a high of 22.00 and a low of 12.47.

Score

Industry at a Glance

Previous score

8.13

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 15 analysts

Buy

Current Rating

19.517

Target Price

+5.21%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Nu Holdings Ltd

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

Zions Bancorporation NA

ZION

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-01-29

The current price momentum score of Nu Holdings Ltd is 9.48, ranking 34 out of 399 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 19.73 and the support level at 17.05, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.55

Change

-0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.339

Buy

RSI(14)

71.653

Buy

STOCH(KDJ)(9,3,3)

94.272

Overbought

ATR(14)

0.537

Low Volatility

CCI(14)

115.872

Buy

Williams %R

8.224

Overbought

TRIX(12,20)

0.301

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

18.458

Sell

MA10

17.771

Buy

MA20

17.504

Buy

MA50

16.947

Buy

MA100

16.313

Buy

MA200

14.524

Buy

Institutional Confidence

Currency: USD Updated: 2026-01-29

The current institutional shareholding score of Nu Holdings Ltd is 7.00, ranking 59 out of 399 in the Banking Services industry. The latest institutional shareholding proportion is 81.41%, representing a quarter-over-quarter increase of 1.72%. The largest institutional shareholder is Baillie Gifford, holding a total of 257.26M shares, representing 6.73% of shares outstanding, with 4.38% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Baillie Gifford & Co.

Star Investors

251.46M

-3.65%

BlackRock Institutional Trust Company, N.A.

206.59M

+9.78%

Capital Research Global Investors

184.61M

-5.27%

Tencent Holdings Ltd

148.88M

-39.16%

Santander Rio Asset Management G.F.C.I.S.A.

96.37M

+62.44%

State Street Investment Management (US)

91.48M

+0.26%

Morgan Stanley Investment Management Inc. (US)

84.45M

-1.03%

WCM Investment Management

74.48M

+0.89%

Schroder Investment Management North America Inc.

73.04M

-0.00%

Fidelity Management & Research Company LLC

55.94M

-2.70%

Risk Assessment

Currency: USD Updated: 2026-01-29

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Nu Holdings Ltd is 8.15, ranking 118 out of 399 in the Banking Services industry. The company's beta value is 1.08. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. Nu Holdings Ltd’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.