Nu Holdings Ltd

NU

15.460USD

+0.240+1.58%

Close 09/09, 16:00（ET）Quotes delayed by 15 min

Score

Industry at a Glance

Industry Ranking

45 / 517

Overall Ranking

59 / 4730

Industry

Banking & Investment Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 16 analysts

Buy

Current Rating

15.778

Target Price

+3.67%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 612.05% year-on-year.

Fairly Valued

The company’s latest is 32.34, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 3.21B shares, decreasing 9.90% quarter-over-quarter.

Held by Baillie Gifford

Star Investor Baillie Gifford holds 260.98M shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.32.

The company's current financial score is 7.47, which is higher than the Banking & Investment Services industry's average of 7.33. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 3.19B, representing a year-over-year increase of 19.31%, while its net profit experienced a year-over-year increase of 47.09%.

Score

Industry at a Glance

Previous score

7.47

Change

0



Financials

8.11

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.85

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.54

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.78

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.08

Key Metrics

Free cash flow

No Data

The company’s current valuation score is 5.60, which is higher than the Banking & Investment Services industry's average of 4.39. Its current P/E ratio is 30.63, which is 32.88% below the recent high of 40.69 and 14.71% above the recent low of 26.12.

Score

Industry at a Glance

Previous score

7.60

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 45/517

No Data

The company’s current earnings forecast score is 7.06, which is lower than the Banking & Investment Services industry's average of 7.34. The average price target for Nu Holdings Ltd is 16.00, with a high of 20.00 and a low of 7.70.

Score

Industry at a Glance

Previous score

7.75

Change

0

Support & Resistance

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The company’s current price momentum score is 9.82, which is higher than the Banking & Investment Services industry's average of 8.78. Sideways: Currently, the stock price is trading between the resistance level at 15.58 and the support level at 12.80, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.72

Change

0.02

Support & Resistance

No Data

Institutional Confidence

Currency: USD Updated：2025-09-09

The company’s current institutional recognition score is 7.00, which is higher than the Banking & Investment Services industry's average of 6.35. The latest institutional shareholding proportion is 85.19%, representing a quarter-over-quarter increase of 0.37%. The largest institutional shareholder is Baillie Gifford, holding a total of 260.98M shares, representing 6.93% of shares outstanding, with 16.00% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

0

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Baillie Gifford & Co.

Star Investors

265.16M

+17.86%

Capital Research Global Investors

264.06M

+10.54%

BlackRock Institutional Trust Company, N.A.

200.65M

+5.91%

Tencent Holdings Ltd

148.88M

-39.16%

State Street Global Advisors (US)

89.08M

+5.10%

Morgan Stanley Investment Management Inc. (US)

83.59M

+1.69%

Schroder Investment Management North America Inc.

81.42M

+0.22%

WCM Investment Management

76.98M

-1.50%

Sequoia Capital Partners Inc.

109.19M

-53.40%

Fidelity Management & Research Company LLC

49.39M

-7.76%

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking & Investment Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The company’s current risk assessment score is 4.48, which is lower than the Banking & Investment Services industry's average of 5.16. The company's beta value is 1.10. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Nu Holdings Ltd

NU

7.65 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

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The Stock Score data is powered by TradingKey and updated daily. Rating data is sourced from LESG. Please use the data with caution for reference purposes only.