Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.126
Neutral
RSI(14)
51.962
Neutral
STOCH(KDJ)(9,3,3)
29.936
Neutral
ATR(14)
0.537
Low Volatility
CCI(14)
-47.531
Neutral
Williams %R
55.093
Sell
TRIX(12,20)
0.293
Sell
StochRSI(14)
0.000
Sell
Nu Holdings Ltd
NU16.650USD
-0.250-1.48%
Close 12/15, 16:00（ET）Quotes delayed by 15 min
80.68BMarket Cap
31.75P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Nu Holdings Ltd
Currency: USD Updated: 2025-12-12Key Insights
Nu Holdings Ltd's fundamentals are relatively very healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 67/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 18.99.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Nu Holdings Ltd's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
16
analysts
Buy
Current Rating
18.986
Target Price
+14.23%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Nu Holdings Ltd Highlights
StrengthsRisks
Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 612.05% year-on-year.
Fairly Valued
The company’s latest PB is 7.76, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 3.02B shares, decreasing 7.01% quarter-over-quarter.
Held by Brandes Investmen
Star Investor Brandes Investmen holds 5.61K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.32.
Financial Health
Currency: USD Updated: 2025-12-12The current financial score of Nu Holdings Ltd is 6.80, ranking 248/404 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 4.07B, representing a year-over-year increase of 41.06%, while its net profit experienced a year-over-year increase of 41.40%.
Score
Financials
10.00
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
3.99
Operational Efficiency
3.26
Growth Potential
10.00
Shareholder Returns
6.74
Nu Holdings Ltd's Company Valuation
Currency: USD Updated: 2025-12-12The current valuation score of Nu Holdings Ltd is 8.05, ranking 152/404 in the Banking Services industry. Its current P/E ratio is 32.23, which is 74.80% below the recent high of 56.33 and 33.49% above the recent low of 21.43.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 67/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-12The current earnings forecast score of Nu Holdings Ltd is 8.00, ranking 77/404 in the Banking Services industry. The average price target for Nu Holdings Ltd is 19.00, with a high of 22.00 and a low of 12.47.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
16
analysts
Buy
Current Rating
18.986
Target Price
+14.23%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
304
Total
4
Median
5
Average
Company name
Ratings
Analysts
Nu Holdings Ltd
NU
16
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
61
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-12The current price momentum score of Nu Holdings Ltd is 9.10, ranking 302/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 18.10 and the support level at 15.45, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
16.748
Sell
MA10
16.976
Sell
MA20
16.610
Buy
MA50
16.020
Buy
MA100
15.135
Buy
MA200
13.566
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-12The current institutional shareholding score of Nu Holdings Ltd is 7.00, ranking 58/404 in the Banking Services industry. The latest institutional shareholding proportion is 80.04%, representing a quarter-over-quarter decrease of 6.04%. The largest institutional shareholder is Baillie Gifford, holding a total of 251.46M shares, representing 6.58% of shares outstanding, with 6.53% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
Capital Research Global Investors
Tencent Holdings Ltd
State Street Investment Management (US)
Morgan Stanley Investment Management Inc. (US)
WCM Investment Management
Schroder Investment Management North America Inc.
Santander Rio Asset Management G.F.C.I.S.A.
Fidelity Management & Research Company LLC
1
2
Risk Assessment
Currency: USD Updated: 2025-12-12The current risk assessment score of Nu Holdings Ltd is 8.17, ranking 88/404 in the Banking Services industry. The company's beta value is 1.08. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.
Score
Beta vs S&P 500 index
1.08
VaR
--
240-Day Maximum Drawdown
+31.18%
240-Day Volatility
+46.79%
Return
Best Daily Return
60 days
+4.88%
120 days
+9.08%
5 years
--
Worst Daily Return
60 days
-5.38%
120 days
-6.93%
5 years
--
Sharpe Ratio
60 days
+0.69
120 days
+1.50
5 years
--
Risk Assessment
Maximum Drawdown
240 days
+31.18%
3 years
+39.58%
5 years
--
Return-to-Drawdown Ratio
240 days
+1.81
3 years
+2.10
5 years
--
Skewness
240 days
-1.05
3 years
-0.52
5 years
--
Volatility
Realised Volatility
240 days
+46.79%
5 years
--
Standardised True Range
240 days
+2.94%
5 years
--
Downside Risk-Adjusted Return
120 days
+217.15%
240 days
+217.15%
Maximum Daily Upside Volatility
60 days
+21.82%
Maximum Daily Downside Volatility
60 days
+21.81%
Liquidity
Average Turnover Rate
60 days
+1.34%
120 days
+1.25%
5 years
--
Turnover Deviation
20 days
+32.23%
60 days
+57.67%
120 days
+47.22%
Peer Comparison
Banking Services
Nu Holdings Ltd
NU
7.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.80 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Nu Holdings Ltd?
The TradingKey Stock Score provides a comprehensive assessment of Nu Holdings Ltd based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Nu Holdings Ltd’s performance and outlook.
How do we generate the financial health score of Nu Holdings Ltd?
To generate the financial health score of Nu Holdings Ltd, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Nu Holdings Ltd's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Nu Holdings Ltd.
How do we generate the company valuation score of Nu Holdings Ltd?
To generate the company valuation score of Nu Holdings Ltd, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Nu Holdings Ltd’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Nu Holdings Ltd’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Nu Holdings Ltd.
How do we generate the earnings forecast score of Nu Holdings Ltd?
To calculate the earnings forecast score of Nu Holdings Ltd, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Nu Holdings Ltd’s future.
How do we generate the price momentum score of Nu Holdings Ltd?
When generating the price momentum score for Nu Holdings Ltd, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Nu Holdings Ltd’s prices. A higher score indicates a more stable short-term price trend for Nu Holdings Ltd.
How do we generate the institutional confidence score of Nu Holdings Ltd?
To generate the institutional confidence score of Nu Holdings Ltd, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Nu Holdings Ltd’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Nu Holdings Ltd.
How do we generate the risk management score of Nu Holdings Ltd?
To assess the risk management score of Nu Holdings Ltd, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Nu Holdings Ltd’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Nu Holdings Ltd.
