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Nu Holdings Ltd

15.840USD

-0.050-0.31%

Close 10/24, 16:00（ET）Quotes delayed by 15 min

76.42BMarket Cap

31.91P/E TTM



Nu Holdings Ltd

15.840

-0.050-0.31%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Nu Holdings Ltd

Currency: USD Updated: 2025-10-24

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Nu Holdings Ltd's Score

Industry at a Glance

Industry Ranking

8 / 397

Overall Ranking

37 / 4683

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 16 analysts

Buy

Current Rating

16.405

Target Price

+3.17%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Nu Holdings Ltd Highlights

StrengthsRisks

Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 612.05% year-on-year.

Overvalued

The company’s latest PB is 7.99, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 3.01B shares, decreasing 6.19% quarter-over-quarter.

Held by Lee Ainslie

Star Investor Lee Ainslie holds 21.74M shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.32.

Financial Health

Currency: USD Updated: 2025-10-24

The company's current financial score is 9.52, which is higher than the Banking Services industry's average of 7.04. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 3.59B, representing a year-over-year increase of 28.94%, while its net profit experienced a year-over-year increase of 30.69%.

Score

Industry at a Glance

Previous score

9.52

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.61

Key Metrics

Free cash flow

No Data

Nu Holdings Ltd's Company Valuation

Currency: USD Updated: 2025-10-24

The company’s current valuation score is 8.05, which is higher than the Banking Services industry's average of 7.68. Its current P/E ratio is 33.14, which is 70.00% below the recent high of 56.33 and 662.30% above the recent low of -186.32.

Score

Industry at a Glance

Previous score

8.05

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 8/397

No Data

Earnings Forecast

Currency: USD Updated: 2025-10-24

The company’s current earnings forecast score is 7.88, which is higher than the Banking Services industry's average of 7.40. The average price target for Nu Holdings Ltd is 17.00, with a high of 21.00 and a low of 7.70.

Score

Industry at a Glance

Previous score

7.88

Change

Support & Resistance

No Data

Analyst Rating

Based on 16 analysts

Buy

Current Rating

16.405

Target Price

+3.56%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

303

Total

Median

Average

Company name

Ratings

Analysts

Nu Holdings Ltd

Bank of America Corp

BAC

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

US Bancorp

USB

Zions Bancorporation NA

ZION

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-24

The company’s current price momentum score is 9.17, which is higher than the Banking Services industry's average of 7.99. Sideways: Currently, the stock price is trading between the resistance level at 16.50 and the support level at 14.87, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.23

Change

-0.06

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.071

Buy

RSI(14)

58.756

Neutral

STOCH(KDJ)(9,3,3)

76.128

Buy

ATR(14)

0.505

Low Volatility

CCI(14)

193.556

Buy

Williams %R

18.987

Overbought

TRIX(12,20)

-0.056

Sell

StochRSI(14)

89.869

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

15.510

Buy

MA10

15.245

Buy

MA20

15.320

Buy

MA50

15.133

Buy

MA100

13.922

Buy

MA200

12.874

Buy

Institutional Confidence

Currency: USD Updated: 2025-10-24

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.33. The latest institutional shareholding proportion is 79.85%, representing a quarter-over-quarter decrease of 6.27%. The largest institutional shareholder is Baillie Gifford, holding a total of 260.98M shares, representing 6.93% of shares outstanding, with 16.00% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Baillie Gifford & Co.

Star Investors

260.98M

-1.58%

Capital Research Global Investors

194.88M

-26.20%

BlackRock Institutional Trust Company, N.A.

188.19M

-6.21%

Tencent Holdings Ltd

148.88M

-39.16%

State Street Investment Management (US)

91.24M

+2.42%

Morgan Stanley Investment Management Inc. (US)

85.33M

+2.07%

Schroder Investment Management North America Inc.

74.39M

-8.91%

WCM Investment Management

73.82M

-4.11%

Sequoia Capital Partners Inc.

72.79M

-33.34%

Fidelity Management & Research Company LLC

57.49M

+16.40%

Risk Assessment

Currency: USD Updated: 2025-10-24

The company’s current risk assessment score is 7.74, which is higher than the Banking Services industry's average of 6.65. The company's beta value is 1.10. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.