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National Bankshares Inc

NKSH

31.370USD

+1.060+3.50%

Market hours （ET）Quotes delayed by 15 min

199.70MMarket Cap

17.70P/E TTM



National Bankshares Inc

31.370

+1.060+3.50%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Strong Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

137 / 400

Overall Ranking

255 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Strong Buy

Current Rating

34.500

Target Price

+14.89%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

National Bankshares, Inc. is the holding company of The National Bank of Blacksburg, which does business as National Bank (the Bank), and of National Bankshares Financial Services, Inc. The Bank offers a full range of retail and commercial banking services to individuals, businesses, non-profits and local governments. It operates 27 full-service offices which are located across central Virginia, and two loan production offices in Roanoke and Charlottesville, Virginia. It offers telephone, mobile and Internet banking, and it operates automated teller machines in its service area. The Bank is focused on lending to small and mid-sized businesses and individuals. The Bank’s loan types include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity and various consumer loan products. Its deposit products include interest-bearing and non-interest-bearing demand deposit accounts and others.

Growing

The company is in a growing phase, with the latest annual income totaling USD 39.39M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 121.53%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 121.53%.

Undervalued

The company’s latest PB is 1.14, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 2.34M shares, decreasing 6.54% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 330.64K shares of this stock.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 4.49, which is lower than the Banking Services industry's average of 7.07. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 12.10M, representing a year-over-year increase of 26.28%, while its net profit experienced a year-over-year increase of 848.04%.

Score

Industry at a Glance

Previous score

4.49

Change



Financials

5.13

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.35

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.77

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.10

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.09

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 16.91, which is -1.46% below the recent high of 16.66 and 46.19% above the recent low of 9.10.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 137/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

The company’s current earnings forecast score is 10.00, which is higher than the Banking Services industry's average of 7.39. The average price target for National Bankshares Inc is 34.50, with a high of 34.50 and a low of 34.50.

Score

Industry at a Glance

Previous score

10.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Strong Buy

Current Rating

34.500

Target Price

+13.82%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

National Bankshares Inc

NKSH

Bank of America Corp

BAC

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 7.20, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 31.84 and the support level at 28.75, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.35

Change

-0.15

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.336

Neutral

RSI(14)

52.692

Neutral

STOCH(KDJ)(9,3,3)

37.269

Neutral

ATR(14)

0.672

Low Volatility

CCI(14)

-50.383

Neutral

Williams %R

60.324

Sell

TRIX(12,20)

0.192

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

30.042

Buy

MA10

30.515

Buy

MA20

30.503

Buy

MA50

29.451

Buy

MA100

27.982

Buy

MA200

28.064

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 36.70%, representing a quarter-over-quarter increase of 0.03%. The largest institutional shareholder is The Vanguard, holding a total of 330.64K shares, representing 5.19% of shares outstanding, with 4.38% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

419.72K

-1.72%

The Vanguard Group, Inc.

Star Investors

345.01K

-0.18%

Brandes Investment Partners, L.P.

Star Investors

227.61K

+34.21%

Geode Capital Management, L.L.C.

143.84K

+3.89%

Dimensional Fund Advisors, L.P.

106.78K

+7.36%

Rhino Investment Partners, Inc.

118.72K

-10.08%

State Street Global Advisors (US)

79.86K

+0.76%

RBF Capital, LLC

50.00K

LPL Financial LLC

47.35K

+19.98%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 5.63, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.70. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.