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National Bankshares Inc

NKSH
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34.740USD
-0.410-1.17%
Close 05/15, 16:00ETQuotes delayed by 15 min
221.24MMarket Cap
12.58P/E TTM

National Bankshares Inc

34.740
-0.410-1.17%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of National Bankshares Inc

Currency: USD Updated: 2026-05-15

Key Insights

National Bankshares Inc's fundamentals are relatively stable, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 165 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 41.00.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

National Bankshares Inc's Score

Industry at a Glance

Industry Ranking
165 / 394
Overall Ranking
274 / 4482
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

National Bankshares Inc Highlights

StrengthsRisks
National Bankshares, Inc. is a financial holding company of The National Bank of Blacksburg, which does business as National Bank (NBB), and of National Bankshares Financial Services, Inc, an investment and insurance subsidiary. NBB is a community-oriented financial institution headquartered in Blacksburg, Virginia. Through approximately 27 banking locations across southwest and central Virginia and two loan production offices in Roanoke and Charlottesville, Virginia, NBB offers a full range of retail and commercial banking services to individuals, businesses, non-profits and local governments. It offers telephone, mobile and Internet banking and it operates 25 automated teller machines (ATMs) in its service area. NBB focuses lending on small and mid-sized businesses and individuals. Its loan types include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity and various consumer loan products.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.75% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 49.63M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 121.53%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 121.53%.
Fairly Valued
The company’s latest PB is 1.18, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 2.74M shares, increasing 12.16% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 116.00 shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 2.55.

Analyst Rating

Based on 1 analysts
Buy
Current Rating
41.000
Target Price
+16.64%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-15

The current financial score of National Bankshares Inc is 4.52, ranking 381 out of 394 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 13.55M, representing a year-over-year increase of 23.17%, while its net profit experienced a year-over-year increase of 53.92%.

Score

Industry at a Glance

Previous score
4.52
Change
0

Financials

4.35

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

2.46

Operational Efficiency

2.93

Growth Potential

8.00

Shareholder Returns

4.83

National Bankshares Inc's Company Valuation

Currency: USD Updated: 2026-05-15

The current valuation score of National Bankshares Inc is 7.86, ranking 176 out of 394 in the Banking Services industry. Its current P/E ratio is 12.58, which is 242.20% below the recent high of 43.04 and 51.74% above the recent low of 6.07.

Score

Industry at a Glance

Previous score
7.86
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 165/394
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-15

The current earnings forecast score of National Bankshares Inc is 8.00, ranking 55 out of 394 in the Banking Services industry. The average price target is 34.50, with a high of 34.50 and a low of 34.50.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts
Buy
Current Rating
41.000
Target Price
+16.64%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

308
Total
4
Median
5
Average
Company name
Ratings
Analysts
National Bankshares Inc
NKSH
1
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
27
Wells Fargo & Co
WFC
26
PNC Financial Services Group Inc
PNC
23
US Bancorp
USB
23
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-15

The current price momentum score of National Bankshares Inc is 6.61, ranking 276 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 37.29 and the support level at 33.25, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.77
Change
-0.16

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(1)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.362
Sell
RSI(14)
40.235
Neutral
STOCH(KDJ)(9,3,3)
18.002
Sell
ATR(14)
1.356
Low Volatility
CCI(14)
-161.304
Sell
Williams %R
88.301
Oversold
TRIX(12,20)
-0.121
Sell
StochRSI(14)
37.041
Buy
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
35.096
Sell
MA10
35.971
Sell
MA20
36.228
Sell
MA50
36.573
Sell
MA100
36.304
Sell
MA200
33.070
Buy

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of National Bankshares Inc is 3.00, ranking 252 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 43.10%, representing a quarter-over-quarter increase of 19.66%. The largest institutional shareholder is Brandes Investmen, holding a total of 244.50K shares, representing 3.84% of shares outstanding, with 7.43% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
402.80K
+1.30%
Brandes Investment Partners, L.P.
Star Investors
244.50K
+5.48%
Fourthstone LLC
226.14K
+75.99%
Geode Capital Management, L.L.C.
153.31K
+0.35%
Dimensional Fund Advisors, L.P.
125.96K
+3.20%
Rhino Investment Partners, Inc.
114.01K
--
State Street Investment Management (US)
82.36K
+1.68%
LPL Financial LLC
50.64K
-0.16%
RBF Capital, LLC
50.00K
--
1
2

Risk Assessment

Currency: USD Updated: 2026-05-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of National Bankshares Inc is 4.37, ranking 324 out of 394 in the Banking Services industry. The company's beta value is 0.57. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. National Bankshares Inc’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.

Score

Industry at a Glance

Previous score
4.37
Change
0
Beta vs S&P 500 index
0.57
VaR
+3.05%
240-Day Maximum Drawdown
+13.99%
240-Day Volatility
+34.37%

Return

Best Daily Return
60 days
+3.26%
120 days
+5.60%
5 years
+13.63%
Worst Daily Return
60 days
-4.25%
120 days
-4.25%
5 years
-9.60%
Sharpe Ratio
60 days
-1.38
120 days
+1.58
5 years
+0.27

Risk Assessment

Maximum Drawdown
240 days
+13.99%
3 years
+34.28%
5 years
+47.41%
Return-to-Drawdown Ratio
240 days
+2.64
3 years
+0.19
5 years
-0.01
Skewness
240 days
+0.39
3 years
+0.33
5 years
+0.25

Volatility

Realised Volatility
240 days
+34.37%
5 years
+37.81%
Standardised True Range
240 days
+2.60%
5 years
+2.75%
Downside Risk-Adjusted Return
120 days
+266.60%
240 days
+266.60%
Maximum Daily Upside Volatility
60 days
+22.42%
Maximum Daily Downside Volatility
60 days
+25.81%

Liquidity

Average Turnover Rate
60 days
+0.74%
120 days
+0.49%
5 years
--
Turnover Deviation
20 days
+244.28%
60 days
+179.93%
120 days
+85.17%

Peer Comparison

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National Bankshares Inc
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5.97 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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Royal Bank of Canada
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8.49 /10
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Prosperity Bancshares Inc
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8.47 /10
Score
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8.42 /10
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8.38 /10
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