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National Bankshares Inc

NKSH
35.930USD
-0.080-0.22%
Market hours ETQuotes delayed by 15 min
249.35MMarket Cap
14.44P/E TTM

National Bankshares Inc

35.930
-0.080-0.22%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of National Bankshares Inc

Currency: USD Updated: 2026-03-27

Key Insights

National Bankshares Inc's fundamentals are relatively stable, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 213 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as , with the highest price target at 34.50.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

National Bankshares Inc's Score

Industry at a Glance

Industry Ranking
213 / 400
Overall Ranking
426 / 4542
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

National Bankshares Inc Highlights

StrengthsRisks
National Bankshares, Inc. is a financial holding company of The National Bank of Blacksburg, which does business as National Bank (NBB), and of National Bankshares Financial Services, Inc, an investment and insurance subsidiary. NBB is a community-oriented financial institution headquartered in Blacksburg, Virginia. Through approximately 27 banking locations across southwest and central Virginia and two loan production offices in Roanoke and Charlottesville, Virginia, NBB offers a full range of retail and commercial banking services to individuals, businesses, non-profits and local governments. It offers telephone, mobile and Internet banking and it operates 25 automated teller machines (ATMs) in its service area. NBB focuses lending on small and mid-sized businesses and individuals. Its loan types include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity and various consumer loan products.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 26.02% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 50.54M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 121.53%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 121.53%.
Fairly Valued
The company’s latest PB is 1.23, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 2.29M shares, increasing 2.88% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 657.00 shares of this stock.

Analyst Rating

Based on 0 analysts
--
Current Rating
34.500
Target Price
-5.25%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of National Bankshares Inc is 4.52, ranking 387 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 17.87M, representing a year-over-year increase of 68.42%, while its net profit experienced a year-over-year increase of 91.00%.

Score

Industry at a Glance

Previous score
4.52
Change
0

Financials

4.35

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

2.46

Operational Efficiency

2.93

Growth Potential

8.00

Shareholder Returns

4.83

National Bankshares Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of National Bankshares Inc is 7.86, ranking 179 out of 400 in the Banking Services industry. Its current P/E ratio is 14.31, which is 200.83% below the recent high of 43.04 and 57.58% above the recent low of 6.07.

Score

Industry at a Glance

Previous score
7.86
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 213/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

No earnings forecast score is currently available for National Bankshares Inc. The Banking Services industry's average is 7.29. The average price target is 34.50, with a high of 34.50 and a low of 34.50.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.
No Data

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of National Bankshares Inc is 6.88, ranking 260 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 37.97 and the support level at 33.78, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.06
Change
-0.18

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(5)
Neutral(1)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.382
Sell
RSI(14)
38.070
Neutral
STOCH(KDJ)(9,3,3)
14.072
Sell
ATR(14)
0.927
High Vlolatility
CCI(14)
-152.592
Sell
Williams %R
93.569
Oversold
TRIX(12,20)
-0.143
Sell
StochRSI(14)
0.000
Sell
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
36.222
Sell
MA10
36.537
Sell
MA20
36.948
Sell
MA50
37.069
Sell
MA100
34.292
Buy
MA200
31.634
Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of National Bankshares Inc is 3.00, ranking 251 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 36.02%, representing a quarter-over-quarter increase of 7.61%. The largest institutional shareholder is The Vanguard, holding a total of 338.07K shares, representing 5.31% of shares outstanding, with 2.01% decrease in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
397.63K
-0.74%
The Vanguard Group, Inc.
Star Investors
334.52K
+1.17%
Brandes Investment Partners, L.P.
Star Investors
231.81K
+30.36%
Fourthstone LLC
128.50K
+52.96%
Geode Capital Management, L.L.C.
152.78K
-0.97%
Dimensional Fund Advisors, L.P.
122.06K
+2.08%
Rhino Investment Partners, Inc.
114.01K
--
State Street Investment Management (US)
81.00K
+0.05%
LPL Financial LLC
50.72K
+2.68%
RBF Capital, LLC
50.00K
--
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of National Bankshares Inc is 4.37, ranking 328 out of 400 in the Banking Services industry. The company's beta value is 0.64. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. National Bankshares Inc’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.

Score

Industry at a Glance

Previous score
4.37
Change
0
Beta vs S&P 500 index
0.64
VaR
+3.03%
240-Day Maximum Drawdown
+13.99%
240-Day Volatility
+35.95%

Return

Best Daily Return
60 days
+5.60%
120 days
+5.60%
5 years
+13.63%
Worst Daily Return
60 days
-3.21%
120 days
-4.60%
5 years
-9.60%
Sharpe Ratio
60 days
+1.12
120 days
+1.65
5 years
+0.29

Risk Assessment

Maximum Drawdown
240 days
+13.99%
3 years
+34.28%
5 years
+47.41%
Return-to-Drawdown Ratio
240 days
+3.27
3 years
+0.27
5 years
+0.01
Skewness
240 days
+0.48
3 years
+0.33
5 years
+0.26

Volatility

Realised Volatility
240 days
+35.95%
5 years
+37.67%
Standardised True Range
240 days
+2.45%
5 years
+2.67%
Downside Risk-Adjusted Return
120 days
+251.12%
240 days
+251.12%
Maximum Daily Upside Volatility
60 days
+21.59%
Maximum Daily Downside Volatility
60 days
+22.63%

Liquidity

Average Turnover Rate
60 days
+0.23%
120 days
+0.21%
5 years
--
Turnover Deviation
20 days
+0.34%
60 days
+2.20%
120 days
-4.73%

Peer Comparison

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National Bankshares Inc
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4.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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8.55 /10
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8.52 /10
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