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Magyar Bancorp Inc

MGYR

17.440USD

+0.280+1.63%
Close 09/19, 16:00ETQuotes delayed by 15 min
112.50MMarket Cap
11.50P/E TTM

Magyar Bancorp Inc

17.440

+0.280+1.63%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
199 / 400
Overall Ranking
399 / 4720
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 0 analysts
--
Current Rating
--
Target Price
--
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Magyar Bancorp, Inc. is a bank holding company of Magyar Bank (the Bank). It acts as an independent, community, financial services provider, and offers traditional banking and related financial services to individual, business and government customers. Its principal business consists of attracting retail deposits from the public. The Bank invests its deposits, together with funds generated from operations and wholesale funding, in commercial real estate loans, residential mortgage loans, commercial business loans, small business administration loans, home equity loans, home equity lines of credit, construction and land loans and investment securities. It offers a full array of commercial and retail financial services, including the taking of time, savings and demand deposits, the making of commercial, consumer and home equity loans, and the provision of other financial services. Additionally, its source of funds includes principal and interest payments from loans and securities.
Growing
The company is in a growing phase, with the latest annual income totaling USD 28.91M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 21.57%.
Overvalued
The company’s latest PB is 0.97, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 2.84M shares, decreasing 3.13% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 100.72K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.07.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 4.83, which is lower than the Banking Services industry's average of 7.06. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 8.33M, representing a year-over-year increase of 21.35%, while its net profit experienced a year-over-year increase of 46.07%.

Score

Industry at a Glance

Previous score
4.83
Change
0

Financials

5.96

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

2.40

Operational Efficiency

2.83

Growth Potential

7.78

Shareholder Returns

5.16

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.98, which is -2.95% below the recent high of 10.65 and 16.15% above the recent low of 9.20.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 199/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

No Data
No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 6.86, which is lower than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 17.60 and the support level at 16.87, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.86
Change
1.96

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
-0.023
Neutral
RSI(14)
55.829
Neutral
STOCH(KDJ)(9,3,3)
43.186
Buy
ATR(14)
0.302
Low Volatility
CCI(14)
77.441
Neutral
Williams %R
35.811
Buy
TRIX(12,20)
0.016
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
17.226
Buy
MA10
17.228
Buy
MA20
17.252
Buy
MA50
17.083
Buy
MA100
16.374
Buy
MA200
15.342
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 43.89%, representing a quarter-over-quarter decrease of 1.51%. The largest institutional shareholder is The Vanguard, holding a total of 100.72K shares, representing 1.56% of shares outstanding, with 1.86% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
AllianceBernstein L.P.
635.88K
+0.24%
Magyar Bancorp, MHC
462.21K
-2.24%
M3F, Inc.
433.19K
-0.02%
Maltese Capital Management, LLC
239.00K
+3.33%
PL Capital, LLC
254.56K
--
Fitzgerald (John S)
137.56K
+0.30%
Dimensional Fund Advisors, L.P.
133.83K
+0.45%
Ansari (Jonathan R)
102.43K
+0.29%
The Vanguard Group, Inc.
Star Investors
100.72K
--
1
2

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 6.85, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.25. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.85
Change
0
Beta vs S&P 500 index
0.25
VaR
+2.87%
240-Day Maximum Drawdown
+8.59%
240-Day Volatility
+30.57%
Return
Best Daily Return
60 days
+3.50%
120 days
+3.50%
5 years
+18.25%
Worst Daily Return
60 days
-3.33%
120 days
-3.33%
5 years
-10.48%
Sharpe Ratio
60 days
+0.79
120 days
+2.08
5 years
+0.82
Risk Assessment
Maximum Drawdown
240 days
+8.59%
3 years
+100.00%
5 years
+100.00%
Return-to-Drawdown Ratio
240 days
+4.63
3 years
+0.13
5 years
+0.27
Skewness
240 days
+0.34
3 years
+0.32
5 years
+1.21
Volatility
Realised Volatility
240 days
+30.57%
5 years
--
Standardised True Range
240 days
+1.70%
5 years
+2.26%
Downside Risk-Adjusted Return
120 days
+357.95%
240 days
+357.95%
Maximum Daily Upside Volatility
60 days
+33.17%
Maximum Daily Downside Volatility
60 days
+21.58%
Liquidity
Average Turnover Rate
60 days
+0.10%
120 days
+0.09%
5 years
--
Turnover Deviation
20 days
+7.09%
60 days
+44.90%
120 days
+29.69%

Peer Comparison

Banking Services
Magyar Bancorp Inc
Magyar Bancorp Inc
MGYR
4.14 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.58 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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