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Mercury General Corp

MCY
86.804USD
-1.606-1.82%
Market hours ETQuotes delayed by 15 min
4.76BMarket Cap
8.89P/E TTM

Mercury General Corp

86.804
-1.606-1.82%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Mercury General Corp

Currency: USD Updated: 2026-03-26

Key Insights

Mercury General Corp's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 68 out of 118 in the Insurance industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Strong Buy, with the highest price target at 110.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Mercury General Corp's Score

Industry at a Glance

Industry Ranking
68 / 118
Overall Ranking
270 / 4546
Industry
Insurance

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Mercury General Corp Highlights

StrengthsRisks
Mercury General Corporation is an insurance holding company engaged in writing personal automobile insurance business. The Company writes homeowners, commercial automobile, commercial property, mechanical protection and umbrella insurance. Its automobile coverage includes collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured, and uninsured motorists, and other hazards. Its homeowners’ coverage includes dwelling, liability, personal property, and other coverages. It offers standard, non-standard and preferred private passenger automobile insurance. It also offers homeowners insurance in approximately 10 states, commercial automobile insurance in approximately four states, and mechanical protection insurance in various states. Its subsidiaries include Mercury Casualty Company, California Automobile Insurance Company, Orion Indemnity Company, American Mercury Insurance Company, Animas Funding LLC, and Mercury Insurance Company of Illinois.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 29.44% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 5.99B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 15.03%.
Fairly Valued
The company’s latest PE is 9.05, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 26.22M shares, decreasing 12.64% quarter-over-quarter.
Held by Paul Tudor Jones
Star Investor Paul Tudor Jones holds 49.62K shares of this stock.

Analyst Rating

Based on 1 analysts
Strong Buy
Current Rating
110.000
Target Price
+24.15%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-26

The current financial score of Mercury General Corp is 4.64, ranking 104 out of 118 in the Insurance industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 1.54B, representing a year-over-year increase of 12.41%, while its net profit experienced a year-over-year increase of 100.41%.

Score

Industry at a Glance

Previous score
4.64
Change
0

Financials

6.78

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

4.71

Operational Efficiency

4.25

Growth Potential

4.00

Shareholder Returns

3.45

Mercury General Corp's Company Valuation

Currency: USD Updated: 2026-03-26

The current valuation score of Mercury General Corp is 7.63, ranking 43 out of 118 in the Insurance industry. Its current P/E ratio is 9.05, which is 229.38% below the recent high of 29.80 and 339.67% above the recent low of -21.68.

Score

Industry at a Glance

Previous score
7.63
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 68/118
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-26

The current earnings forecast score of Mercury General Corp is 10.00, ranking 1 out of 118 in the Insurance industry. The average price target is 100.00, with a high of 100.00 and a low of 100.00.

Score

Industry at a Glance

Previous score
10.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts
Strong Buy
Current Rating
110.000
Target Price
+24.15%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

60
Total
5
Median
6
Average
Company name
Ratings
Analysts
Mercury General Corp
MCY
1
Travelers Companies Inc
TRV
28
Progressive Corp
PGR
26
Allstate Corp
ALL
24
American International Group Inc
AIG
22
Arch Capital Group Ltd
ACGL
21
1
2
3
...
12

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-26

The current price momentum score of Mercury General Corp is 7.20, ranking 35 out of 118 in the Insurance industry. Currently, the stock price is trading between the resistance level at 92.51 and the support level at 85.02, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.13
Change
0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.140
Sell
RSI(14)
47.380
Neutral
STOCH(KDJ)(9,3,3)
36.552
Neutral
ATR(14)
2.455
Low Volatility
CCI(14)
-18.992
Neutral
Williams %R
59.459
Sell
TRIX(12,20)
-0.096
Sell
StochRSI(14)
88.052
Overbought
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
87.950
Sell
MA10
88.459
Sell
MA20
89.385
Sell
MA50
89.477
Sell
MA100
89.646
Sell
MA200
81.890
Buy

Institutional Confidence

Currency: USD Updated: 2026-03-26

The current institutional shareholding score of Mercury General Corp is 3.00, ranking 89 out of 118 in the Insurance industry. The latest institutional shareholding proportion is 47.34%, representing a quarter-over-quarter decrease of 0.35%. The largest institutional shareholder is The Vanguard, holding a total of 3.09M shares, representing 5.58% of shares outstanding, with 10.04% decrease in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Joseph (George)
19.57M
--
Joseph (Gloria)
9.16M
--
BlackRock Institutional Trust Company, N.A.
3.70M
-0.64%
The Vanguard Group, Inc.
Star Investors
3.12M
-4.79%
Dimensional Fund Advisors, L.P.
2.08M
+0.45%
Rubric Capital Management LP
2.05M
--
State Street Investment Management (US)
1.17M
-5.94%
Renaissance Technologies LLC
Star Investors
1.04M
-11.00%
American Century Investment Management, Inc.
578.67K
+22.88%
Geode Capital Management, L.L.C.
634.60K
-4.83%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-26

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Insurance domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. No risk assessment score is currently available for Mercury General Corp. The Insurance industry's average is 7.08. The company's beta value is 0.93. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
0.00
Change
0
Beta vs S&P 500 index
0.93
VaR
+2.80%
240-Day Maximum Drawdown
+12.87%
240-Day Volatility
+32.89%

Return

Best Daily Return
60 days
+3.46%
120 days
+4.64%
5 years
+21.60%
Worst Daily Return
60 days
-9.20%
120 days
-9.20%
5 years
-19.88%
Sharpe Ratio
60 days
-0.67
120 days
+0.54
5 years
+0.49

Risk Assessment

Maximum Drawdown
240 days
+12.87%
3 years
+40.25%
5 years
+57.87%
Return-to-Drawdown Ratio
240 days
+5.39
3 years
+1.65
5 years
+0.16
Skewness
240 days
-0.36
3 years
+0.41
5 years
+0.52

Volatility

Realised Volatility
240 days
+32.89%
5 years
+36.10%
Standardised True Range
240 days
+2.41%
5 years
+1.71%
Downside Risk-Adjusted Return
120 days
+69.63%
240 days
+69.63%
Maximum Daily Upside Volatility
60 days
+18.28%
Maximum Daily Downside Volatility
60 days
+28.20%

Liquidity

Average Turnover Rate
60 days
+0.49%
120 days
+0.61%
5 years
--
Turnover Deviation
20 days
-20.20%
60 days
-14.98%
120 days
+4.76%

Peer Comparison

Insurance
Mercury General Corp
Mercury General Corp
MCY
6.04 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Essent Group Ltd
Essent Group Ltd
ESNT
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
F&G Annuities & Life Inc
F&G Annuities & Life Inc
FG
8.33 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Unum Group
Unum Group
UNM
8.31 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Arch Capital Group Ltd
Arch Capital Group Ltd
ACGL
8.30 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AXIS Capital Holdings Ltd
AXIS Capital Holdings Ltd
AXS
8.12 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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