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Lufax Holding Ltd

LU
2.890USD
+0.265+10.11%
Close 02/06, 16:00ETQuotes delayed by 15 min
2.50BMarket Cap
LossP/E TTM

Lufax Holding Ltd

2.890
+0.265+10.11%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Lufax Holding Ltd

Currency: USD Updated: 2026-02-06

Key Insights

Lufax Holding Ltd's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 170 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 3.15.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Lufax Holding Ltd's Score

Industry at a Glance

Industry Ranking
170 / 397
Overall Ranking
260 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Positive

Lufax Holding Ltd Highlights

StrengthsRisks
LUFAX HOLDING LTD is a holding company mainly engaged in providing financial services for small and micro enterprises. The Company's core retail credit enablement business includes bank-funded loans, trust-funded loans and consumer finance loans. The Company is also engaged in wealth management and providing access to financial products and services. The Company conducts the business through its subsidiaries.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 162.23%.
Overvalued
The company’s latest PB is 0.21, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 94.39M shares, decreasing 35.11% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 715.67K shares of this stock.

Analyst Rating

Based on 3 analysts
Hold
Current Rating
3.150
Target Price
+20.23%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Lufax Holding Ltd is 6.27, ranking 278 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 778.69M, representing a year-over-year decrease of 29.51%, while its net profit experienced a year-over-year decrease of 1055.06%.

Score

Industry at a Glance

Previous score
5.67
Change
0.6

Financials

8.46

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

4.81

Operational Efficiency

5.61

Growth Potential

5.36

Shareholder Returns

7.10

Lufax Holding Ltd's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Lufax Holding Ltd is 7.69, ranking 208 out of 397 in the Banking Services industry. Its current P/E ratio is -1.40, which is -1709.26% below the recent high of 22.52 and -423.38% above the recent low of -7.32.

Score

Industry at a Glance

Previous score
7.69
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 170/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Lufax Holding Ltd is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 2.40, with a high of 4.20 and a low of 2.10.

Score

Industry at a Glance

Previous score
6.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts
Hold
Current Rating
3.150
Target Price
+20.23%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

15
Total
4
Median
4
Average
Company name
Ratings
Analysts
Lufax Holding Ltd
LU
3
Runway Growth Finance Corp
RWAY
11
AerCap Holdings NV
AER
10
MSC Income Fund Inc
MSIF
7
NewtekOne Inc
NEWT
7
Jefferson Capital Inc
JCAP
6
1
2
3

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Lufax Holding Ltd is 8.15, ranking 295 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 3.04 and the support level at 2.62, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
5.83
Change
2.32

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(2)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.020
Neutral
RSI(14)
64.246
Neutral
STOCH(KDJ)(9,3,3)
65.784
Buy
ATR(14)
0.098
Low Volatility
CCI(14)
204.261
Overbought
Williams %R
3.571
Overbought
TRIX(12,20)
-0.020
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(2)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MA5
2.634
Buy
MA10
2.656
Buy
MA20
2.652
Buy
MA50
2.634
Buy
MA100
2.938
Sell
MA200
2.915
Sell

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Lufax Holding Ltd is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 10.89%, representing a quarter-over-quarter decrease of 7.44%. The largest institutional shareholder is The Vanguard, holding a total of 12.52M shares, representing 1.44% of shares outstanding, with 76.93% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Tun Kung Co Ltd
16.50M
--
The Vanguard Group, Inc.
Star Investors
12.38M
+2.78%
Yunqi Capital Limited
10.95M
+8.44%
Baillie Gifford & Co.
Star Investors
8.41M
-9.47%
Acadian Asset Management LLC
7.35M
+51.79%
Charles Schwab Investment Management, Inc.
5.56M
+3.13%
Tiger Pacific Capital LP
5.47M
-15.50%
State Street Investment Management (US)
4.66M
-7.62%
BlackRock Institutional Trust Company, N.A.
4.46M
+6.99%
Alpine Investment Management Ltd
4.22M
--
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Lufax Holding Ltd is 4.67, ranking 308 out of 397 in the Banking Services industry. The company's beta value is 0.54. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
4.67
Change
0
Beta vs S&P 500 index
0.54
VaR
+7.02%
240-Day Maximum Drawdown
+46.14%
240-Day Volatility
+53.32%

Return

Best Daily Return
60 days
+10.31%
120 days
+13.09%
5 years
+314.29%
Worst Daily Return
60 days
-4.31%
120 days
-9.97%
5 years
-20.41%
Sharpe Ratio
60 days
+0.41
120 days
+0.33
5 years
+0.33

Risk Assessment

Maximum Drawdown
240 days
+46.14%
3 years
+76.06%
5 years
+96.08%
Return-to-Drawdown Ratio
240 days
-0.08
3 years
-0.28
5 years
-0.20
Skewness
240 days
+0.28
3 years
+21.61
5 years
+23.80

Volatility

Realised Volatility
240 days
+53.32%
5 years
+84.82%
Standardised True Range
240 days
+4.83%
5 years
+24.10%
Downside Risk-Adjusted Return
120 days
+51.88%
240 days
+51.88%
Maximum Daily Upside Volatility
60 days
+31.19%
Maximum Daily Downside Volatility
60 days
+21.01%

Liquidity

Average Turnover Rate
60 days
+0.13%
120 days
+0.18%
5 years
--
Turnover Deviation
20 days
-93.39%
60 days
-90.55%
120 days
-86.86%

Peer Comparison

Banking Services
Lufax Holding Ltd
Lufax Holding Ltd
LU
6.32 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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