









Markets
/
Stocks
/
nasdaq-lmnd
/

Lemonade Inc

LMND

51.430USD

-1.030-1.96%

Close 09/26, 16:00（ET）Quotes delayed by 15 min

3.80BMarket Cap

LossP/E TTM



Lemonade Inc

51.430

-1.030-1.96%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-26

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

75 / 112

Overall Ranking

309 / 4714

Industry

Insurance

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 11 analysts

Hold

Current Rating

45.750

Target Price

-12.79%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Lemonade, Inc. offers renters, homeowners, car, pet, and life insurance. The Company's full stack insurance carriers, powered by artificial intelligence, in the United States and the European Union replace brokers and bureaucracy with bots and machine learning. The Company's digital substrate enables it to integrate marketing and onboarding with underwriting and claims processing, collecting and deploying data. Its technology includes Data Advantage, AI Maya, AI Jim, CX.AI, Forensic Graph, Blender and Cooper. AI Maya, its onboarding and customer experience bot, uses natural language to guide customers in joining the Company. AI Jim, its claims bot, takes the first notice of loss from its customer making a claim, paying the claimant or declining the claim without human intervention. It offers pet insurance that covers diagnostics, procedures, medication, accidents or illness. Even its basic pet insurance offering covers blood tests, urinalysis, lab work, and computed tomography scans.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 105.10% year-on-year.

Undervalued

The company’s latest PE is -18.27, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 49.35M shares, decreasing 11.90% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 6.21M shares of this stock.

Higher Market Activity

The company has more investor interest, with a 20-day turnover ratio of 0.63.

Financial Health

Currency: USD Updated: 2025-09-26

The company's current financial score is 6.54, which is higher than the Insurance industry's average of 6.36. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 164.10M, representing a year-over-year increase of 34.51%, while its net profit experienced a year-over-year increase of 23.25%.

Score

Industry at a Glance

Previous score

6.54

Change



Financials

8.97

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

5.87

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

6.46

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

5.33

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.06

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-26

The company’s current valuation score is 1.20, which is lower than the Insurance industry's average of 2.88. Its current P/E ratio is -18.27, which is -76.28% below the recent high of -4.33 and 56.92% above the recent low of -7.87.

Score

Industry at a Glance

Previous score

2.00

Change

-0.8

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 75/112

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-26

The company’s current earnings forecast score is 5.83, which is lower than the Insurance industry's average of 7.17. The average price target for Lemonade Inc is 42.50, with a high of 60.00 and a low of 31.00.

Score

Industry at a Glance

Previous score

5.83

Change

Support & Resistance

No Data

Analyst Rating

Based on 11 analysts

Hold

Current Rating

45.750

Target Price

-12.79%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Lemonade Inc

LMND

Travelers Companies Inc

TRV

Progressive Corp

PGR

Allstate Corp

ALL

American International Group Inc

AIG

W R Berkley Corp

WRB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-26

The company’s current price momentum score is 6.91, which is lower than the Insurance industry's average of 7.57. Sideways: Currently, the stock price is trading between the resistance level at 59.58 and the support level at 45.71, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.08

Change

-0.17

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-1.136

Neutral

RSI(14)

45.605

Neutral

STOCH(KDJ)(9,3,3)

25.151

Sell

ATR(14)

3.563

High Vlolatility

CCI(14)

-80.222

Neutral

Williams %R

78.763

Sell

TRIX(12,20)

0.371

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

54.904

Sell

MA10

56.257

Sell

MA20

53.803

Sell

MA50

50.446

Buy

MA100

43.989

Buy

MA200

39.007

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-26

The company’s current institutional recognition score is 5.00, which is lower than the Insurance industry's average of 7.84. The latest institutional shareholding proportion is 66.79%, representing a quarter-over-quarter decrease of 7.00%. The largest institutional shareholder is The Vanguard, holding a total of 6.21M shares, representing 8.40% of shares outstanding, with 12.55% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

6.13M

+14.91%

SoftBank Group Corp

7.11M

-31.87%

BlackRock Institutional Trust Company, N.A.

3.58M

-1.51%

Wininger (Shai)

3.38M

-0.26%

Baillie Gifford & Co.

Star Investors

3.17M

-6.38%

D. E. Shaw & Co., L.P.

2.21M

-20.41%

Aleph, L.P.

1.88M

Schreiber (Daniel A)

1.70M

-0.51%

State Street Global Advisors (US)

1.71M

+3.05%

Morgan Stanley & Co. LLC

624.39K

+14.66%

Risk Assessment

Currency: USD Updated: 2025-09-26

The company’s current risk assessment score is 3.24, which is lower than the Insurance industry's average of 5.27. The company's beta value is 2.24. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.