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LM Funding America Inc

LMFA
0.248USD
-0.072-22.50%
Close 03/30, 16:00ETQuotes delayed by 15 min
3.39KMarket Cap
LossP/E TTM

LM Funding America Inc

0.248
-0.072-22.50%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of LM Funding America Inc

Currency: USD Updated: 2026-03-27

Key Insights

LM Funding America Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 46 out of 72 in the Financial Technology (Fintech) & Infrastructure industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 4.50.In the medium term, the stock price is expected to trend down.The company has shown very weak stock market performance over the past month, in line with its fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

LM Funding America Inc's Score

Industry at a Glance

Industry Ranking
46 / 72
Overall Ranking
285 / 4542
Industry
Financial Technology (Fintech) & Infrastructure

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

LM Funding America Inc Highlights

StrengthsRisks
LM Funding America, Inc. operates as a Bitcoin mining and specialty finance company. It has two reportable segments: Specialty Finance and Mining Operations. Its Bitcoin mining business operation deploys the computing power to mine Bitcoin and validate transactions on the Bitcoin network. Its specialty finance business offers funding to nonprofit community associations (Associations) located in the state of Florida. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It also purchases accounts on varying terms to suit each Association’s financial needs, including under its New Neighbor Guaranty program. In its New Neighbor Guaranty program, an Association assigns substantially all of its outstanding indebtedness and accruals on its delinquent units to the Company in exchange for payment of monthly dues on delinquent units.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 104.47% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 7.03M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 7.03M.
Undervalued
The company’s latest PB is 0.09, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 4.14M shares, decreasing 32.34% quarter-over-quarter.
Held by James Simons
Star Investor James Simons holds 14.22K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.34.

Analyst Rating

Based on 2 analysts
Buy
Current Rating
4.500
Target Price
+1306.25%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of LM Funding America Inc is 5.76, ranking 66 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 1.82M, representing a year-over-year increase of 38.25%, while its net profit experienced a year-over-year increase of 512.00%.

Score

Industry at a Glance

Previous score
5.76
Change
0

Financials

5.56

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

8.13

Operational Efficiency

2.84

Growth Potential

5.16

Shareholder Returns

7.08

LM Funding America Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of LM Funding America Inc is 7.90, ranking 35 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Its current P/E ratio is -0.09, which is 0.00% below the recent high of -0.09 and -1609.82% above the recent low of -1.53.

Score

Industry at a Glance

Previous score
7.90
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 46/72
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of LM Funding America Inc is 8.00, ranking 19 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The average price target is 4.50, with a high of 5.00 and a low of 4.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts
Buy
Current Rating
4.500
Target Price
+1433.74%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

41
Total
3
Median
7
Average
Company name
Ratings
Analysts
LM Funding America Inc
LMFA
2
Coinbase Global Inc
COIN
37
Riot Platforms Inc
RIOT
19
Core Scientific Inc
CORZ
19
IREN Ltd
IREN
16
MARA Holdings Inc
MARA
16
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of LM Funding America Inc is 5.80, ranking 51 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Currently, the stock price is trading between the resistance level at 0.40 and the support level at 0.24, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
5.99
Change
-0.19

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(1)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.014
Sell
RSI(14)
31.129
Neutral
STOCH(KDJ)(9,3,3)
15.804
Oversold
ATR(14)
0.042
High Vlolatility
CCI(14)
-213.418
Oversold
Williams %R
91.337
Oversold
TRIX(12,20)
-0.750
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
0.299
Sell
MA10
0.312
Sell
MA20
0.349
Sell
MA50
0.360
Sell
MA100
0.562
Sell
MA200
1.159
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of LM Funding America Inc is 3.00, ranking 31 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The latest institutional shareholding proportion is 29.29%, representing a quarter-over-quarter decrease of 22.07%. The largest institutional shareholder is The Vanguard, holding a total of 77.28K shares, representing 0.51% of shares outstanding, with 57.48% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Ayrton Capital LLC
1.06M
--
Hyperscale Data Inc
891.43K
--
Armistice Capital LLC
375.44K
-91.32%
Hexstone Capital LLC
1.41M
--
Intracoastal Capital, L.L.C.
161.45K
-57.00%
Jane Street Capital, L.L.C.
14.09K
-42.73%
Russell (Richard D)
112.55K
-42.54%
Rodgers (Bruce M)
88.17K
-28.84%
The Vanguard Group, Inc.
Star Investors
77.28K
+368.21%
Geode Capital Management, L.L.C.
45.03K
-32.36%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Financial Technology (Fintech) & Infrastructure domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of LM Funding America Inc is 1.53, ranking 59 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The company's beta value is 2.35. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
1.53
Change
0
Beta vs S&P 500 index
2.34
VaR
+10.07%
240-Day Maximum Drawdown
+94.12%
240-Day Volatility
+145.16%

Return

Best Daily Return
60 days
+18.97%
120 days
+18.97%
5 years
+46.75%
Worst Daily Return
60 days
-14.85%
120 days
-16.66%
5 years
-42.91%
Sharpe Ratio
60 days
-1.08
120 days
-2.20
5 years
-0.26

Risk Assessment

Maximum Drawdown
240 days
+94.12%
3 years
+95.35%
5 years
+99.30%
Return-to-Drawdown Ratio
240 days
-0.80
3 years
-0.33
5 years
-0.20
Skewness
240 days
+0.84
3 years
+0.93
5 years
+0.96

Volatility

Realised Volatility
240 days
+145.16%
5 years
+132.99%
Standardised True Range
240 days
+55.53%
5 years
+244.89%
Downside Risk-Adjusted Return
120 days
-407.79%
240 days
-407.79%
Maximum Daily Upside Volatility
60 days
+106.85%
Maximum Daily Downside Volatility
60 days
+84.80%

Liquidity

Average Turnover Rate
60 days
+38.82%
120 days
+20.24%
5 years
--
Turnover Deviation
20 days
-33.68%
60 days
+146.86%
120 days
+28.74%

Peer Comparison

Financial Technology (Fintech) & Infrastructure
LM Funding America Inc
LM Funding America Inc
LMFA
5.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
ACI Worldwide Inc
ACI Worldwide Inc
ACIW
8.30 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Paymentus Holdings Inc
Paymentus Holdings Inc
PAY
7.95 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
PROG Holdings Inc
PROG Holdings Inc
PRG
7.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Fidelity National Information Services Inc
Fidelity National Information Services Inc
FIS
7.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
I3 Verticals Inc
I3 Verticals Inc
IIIV
7.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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