Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.765
Neutral
RSI(14)
33.556
Neutral
STOCH(KDJ)(9,3,3)
28.144
Sell
ATR(14)
2.057
High Vlolatility
CCI(14)
-116.142
Sell
Williams %R
84.654
Oversold
TRIX(12,20)
-0.452
Sell
StochRSI(14)
0.000
Sell
Kaspi.kz AO
KSPI73.010USD
-1.990-2.65%
Close 10/30, 16:00（ET）Quotes delayed by 15 min
13.87BMarket Cap
0.01P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Kaspi.kz AO
Currency: USD Updated: 2025-10-30Key Insights
The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Kaspi.kz AO's Score
Support & Resistance
No Data
Score Analysis
Current score
Previous score
Analyst Rating
Based on
7
analysts
Buy
Current Rating
124.000
Target Price
+65.33%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Kaspi.kz AO Highlights
StrengthsRisks
Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 107.42% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 3.49B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 62.14%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 62.14%.
Undervalued
The company’s latest PB is 3.68, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 81.41M shares, decreasing 15.91% quarter-over-quarter.
Held by Mason Hawkins
Star Investor Mason Hawkins holds 188.81K shares of this stock.
Financial Health
Currency: USD Updated: 2025-10-30The company's current financial score is 8.80, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 6.79. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 1.03B, representing a year-over-year increase of 19.72%, while its net profit experienced a year-over-year increase of 4.79%.
Score
Financials
8.50
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data
Quality of Earnings
7.69
Operational Efficiency
10.00
Growth Potential
10.00
Shareholder Returns
7.81
Kaspi.kz AO's Company Valuation
Currency: USD Updated: 2025-10-30The company’s current valuation score is 6.98, which is lower than the Financial Technology (Fintech) & Infrastructure industry's average of 7.71. Its current P/E ratio is 6.59, which is 102.28% below the recent high of 13.33 and 0.00% above the recent low of 6.59.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 17/72
No Data
Earnings Forecast
Currency: USD Updated: 2025-10-30The company’s current earnings forecast score is 8.00, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 7.83. The average price target for Kaspi.kz AO is 122.50, with a high of 149.00 and a low of 107.00.
Score
Support & Resistance
No Data
Analyst Rating
Based on
7
analysts
Buy
Current Rating
124.000
Target Price
+65.33%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
33
Total
7
Median
9
Average
Company name
Ratings
Analysts
Kaspi.kz AO
KSPI
7
Intuit Inc
INTU
32
Affirm Holdings Inc
AFRM
25
Fidelity National Information Services Inc
FIS
25
Robinhood Markets Inc
HOOD
24
Circle Internet Group Inc
CRCL
16
1
2
3
...
7
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
No Data
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-10-30The company’s current price momentum score is 6.04, which is lower than the Financial Technology (Fintech) & Infrastructure industry's average of 6.46. Sideways: Currently, the stock price is trading between the resistance level at 78.40 and the support level at 69.92, making it suitable for range-bound swing trading.
Score
Support & Resistance
No Data
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
74.976
Sell
MA10
74.674
Sell
MA20
75.295
Sell
MA50
82.490
Sell
MA100
84.515
Sell
MA200
88.390
Sell
Institutional Confidence
Currency: USD Updated: 2025-10-30The company’s current institutional recognition score is 3.00, which is lower than the Financial Technology (Fintech) & Infrastructure industry's average of 4.56. The latest institutional shareholding proportion is 42.84%, representing a quarter-over-quarter decrease of 54.54%. The largest institutional shareholder is Baillie Gifford, holding a total of 5.03M shares, representing 2.65% of shares outstanding, with 12.01% increase in holdings.
Score
Institutional Shareholding
No Data
Shareholder Activity
Name
Shares Held
Chg %
Lomtadze (M)
Kim (Vyacheslav Konstantinovich)
Fintech Partners Ltd
Baring Fintech Fund III Managers Ltd
Asia Equity Partners Ltd
European Investors Ltd
Fidelity International
1
2
Risk Assessment
Currency: USD Updated: 2025-10-30The company’s current risk assessment score is 6.36, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 3.81. The company's beta value is 0.04. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.04
VaR
--
240-Day Maximum Drawdown
+35.11%
240-Day Volatility
+38.89%
Return
Best Daily Return
60 days
+5.20%
120 days
+13.80%
5 years
--
Worst Daily Return
60 days
-4.00%
120 days
-7.67%
5 years
--
Sharpe Ratio
60 days
-2.79
120 days
-1.10
5 years
--
Risk Assessment
Maximum Drawdown
240 days
+35.11%
3 years
--
5 years
--
Return-to-Drawdown Ratio
240 days
-1.00
3 years
--
5 years
--
Skewness
240 days
+0.93
3 years
--
5 years
--
Volatility
Realised Volatility
240 days
+38.89%
5 years
--
Standardised True Range
240 days
+4.20%
5 years
--
Downside Risk-Adjusted Return
120 days
-188.79%
240 days
-188.79%
Maximum Daily Upside Volatility
60 days
+21.18%
Maximum Daily Downside Volatility
60 days
+20.07%
Liquidity
Average Turnover Rate
60 days
+0.16%
120 days
+0.16%
5 years
--
Turnover Deviation
20 days
--
60 days
--
120 days
--
Peer Comparison
Financial Technology (Fintech) & Infrastructure
Kaspi.kz AO
KSPI
6.99 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
StoneCo Ltd
STNE
8.25 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
ACI Worldwide Inc
ACIW
8.00 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Core Scientific Inc
CORZ
7.88 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dave Inc
DAVE
7.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Robinhood Markets Inc
HOOD
7.85 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
