









Markets
/
Stocks
/
nasdaq-func
/

First United Corp

FUNC

39.600USD

+0.190+0.48%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

257.28MMarket Cap

10.48P/E TTM



First United Corp

39.600

+0.190+0.48%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First United Corp

Currency: USD Updated: 2026-02-06

Key Insights

First United Corp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 80 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 44.00.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First United Corp's Score

Industry at a Glance

Industry Ranking

80 / 397

Overall Ranking

133 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

First United Corp Highlights

StrengthsRisks

First United Corporation is the parent company of First United Bank & Trust (the Bank), a Maryland trust company with commercial banking powers. The Company's segments include Community Banking and Wealth Management. The Community Banking segment is conducted through the Bank and involves delivering a broad range of financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers. The Wealth Management segment is conducted through the Bank and offers corporate trustee services, trust and estate administration, individual retirement accounts (IRA) administration and custody services. The Bank also owns approximately 99.9% of the limited partnership interests in Liberty Mews Limited Partnership, and a 99.9% non-voting membership interest in MCC FUBT Fund, LLC. The Bank operates 22 banking offices, one customer service center and 30 Automated Teller Machines in Allegany County, Frederick County, Garrett County, and more.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 114.94% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 136.63M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 26.58%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 26.58%.

Overvalued

The company’s latest PB is 1.29, at a high 3-year percentile range.

Held by The Vanguard

Star Investor The Vanguard holds 343.29K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.20.

Analyst Rating

Based on 1 analysts

Buy

Current Rating

44.000

Target Price

+11.65%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of First United Corp is 9.01, ranking 31 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 35.88M, representing a year-over-year increase of 97.95%, while its net profit experienced a year-over-year increase of 6.61%.

Score

Industry at a Glance

Previous score

9.01

Change



Financials

8.03

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.27

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.77

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

First United Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of First United Corp is 6.83, ranking 321 out of 397 in the Banking Services industry. Its current P/E ratio is 10.48, which is 40.14% below the recent high of 14.68 and 66.32% above the recent low of 3.53.

Score

Industry at a Glance

Previous score

6.83

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 80/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of First United Corp is 8.00, ranking 63 out of 397 in the Banking Services industry. The average price target is 42.00, with a high of 42.00 and a low of 42.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts

Buy

Current Rating

44.000

Target Price

+11.65%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

First United Corp

FUNC

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

US Bancorp

USB

Bank of America Corp

BAC

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of First United Corp is 9.27, ranking 161 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 41.30 and the support level at 37.12, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.24

Change

0.03

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.435

Buy

RSI(14)

57.826

Neutral

STOCH(KDJ)(9,3,3)

79.203

Neutral

ATR(14)

1.217

High Vlolatility

CCI(14)

105.028

Buy

Williams %R

22.249

Buy

TRIX(12,20)

0.055

Sell

StochRSI(14)

60.565

Neutral

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

39.502

Buy

MA10

38.482

Buy

MA20

38.325

Buy

MA50

38.652

Buy

MA100

37.434

Buy

MA200

34.993

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of First United Corp is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 49.35%, representing a quarter-over-quarter decrease of 0.05%. The largest institutional shareholder is The Vanguard, holding a total of 343.29K shares, representing 5.28% of shares outstanding, with 12.29% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Dimensional Fund Advisors, L.P.

366.86K

-1.09%

The Vanguard Group, Inc.

Star Investors

341.16K

-1.01%

BlackRock Institutional Trust Company, N.A.

277.88K

+9.27%

Moran (Beth E.)

210.65K

+0.48%

Tontine Asset Management, LLC

178.35K

De Lisle Partners LLP

150.39K

Geode Capital Management, L.L.C.

139.41K

-0.38%

Fourthstone LLC

135.37K

+41.57%

Huber Capital Management LLC

119.94K

Renaissance Technologies LLC

Star Investors

117.59K

-3.69%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First United Corp is 5.60, ranking 262 out of 397 in the Banking Services industry. The company's beta value is 0.52. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.