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First United Corp

FUNC

38.410USD

+1.885+5.16%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

249.46MMarket Cap

10.50P/E TTM



First United Corp

38.410

+1.885+5.16%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

91 / 400

Overall Ranking

202 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Buy

Current Rating

42.000

Target Price

+16.21%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

First United Corporation is the parent company of First United Bank & Trust (the Bank), a Maryland trust company with commercial banking powers. The Company's segments include Community Banking, and Trust and Investment Services. The Community Banking segment is conducted through the Bank and involves delivering a broad range of financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers. The Trust and Investment Services segment is conducted through the Bank and offers corporate trustee services, trust and estate administration, individual retirement accounts (IRA) administration and custody services. The Bank also owns approximately 99.9% of the limited partnership interests in Liberty Mews Limited Partnership, and a 99.9% non-voting membership interest in MCC FUBT Fund, LLC. The Bank operates approximately 26 banking offices, one customer service center and 33 automated teller machines.

Growing

The company is in a growing phase, with the latest annual income totaling USD 70.40M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 26.58%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 26.58%.

Overvalued

The company’s latest PB is 1.24, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 3.71M shares, decreasing 0.42% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 344.63K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.20.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 6.13, which is lower than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 19.19M, representing a year-over-year increase of 7.69%, while its net profit experienced a year-over-year increase of 21.77%.

Score

Industry at a Glance

Previous score

6.13

Change



Financials

7.83

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

4.99

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

4.58

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.08

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.20

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 9.97, which is -7.13% below the recent high of 9.26 and 13.99% above the recent low of 8.58.

Score

Industry at a Glance

Previous score

1.80

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 91/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for First United Corp is 42.00, with a high of 42.00 and a low of 42.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Buy

Current Rating

42.000

Target Price

+14.99%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

First United Corp

FUNC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 8.88, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 38.21 and the support level at 34.58, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.57

Change

1.31

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.110

Neutral

RSI(14)

69.202

Neutral

STOCH(KDJ)(9,3,3)

56.102

Buy

ATR(14)

0.916

High Vlolatility

CCI(14)

195.697

Buy

Williams %R

8.712

Overbought

TRIX(12,20)

0.267

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

36.855

Buy

MA10

36.768

Buy

MA20

36.769

Buy

MA50

35.032

Buy

MA100

32.762

Buy

MA200

32.905

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 57.08%, representing a quarter-over-quarter increase of 4.56%. The largest institutional shareholder is The Vanguard, holding a total of 344.63K shares, representing 5.31% of shares outstanding, with 12.53% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Dimensional Fund Advisors, L.P.

374.23K

-1.94%

The Vanguard Group, Inc.

Star Investors

304.74K

-0.14%

Moran (Beth E.)

210.65K

+0.48%

Tontine Asset Management, LLC

178.35K

De Lisle Partners LLP

139.37K

+15.34%

Geode Capital Management, L.L.C.

65.91K

+3.95%

Renaissance Technologies LLC

Star Investors

112.89K

+13.13%

Huber Capital Management LLC

124.24K

+0.51%

Valu-Trac Investment Management Ltd.

110.84K

+2.78%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 4.63, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.71. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.