Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.275
Neutral
RSI(14)
47.942
Neutral
STOCH(KDJ)(9,3,3)
48.383
Sell
ATR(14)
0.631
Low Volatility
CCI(14)
-12.134
Neutral
Williams %R
57.581
Sell
TRIX(12,20)
-0.049
Sell
StochRSI(14)
0.000
Sell
First United Corp
FUNC36.560USD
-0.220-0.60%
Close 03/30, 16:00（ET）Quotes delayed by 15 min
226.05MMarket Cap
9.68P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of First United Corp
Currency: USD Updated: 2026-03-27Key Insights
First United Corp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 82 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 44.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
First United Corp's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Neutral
First United Corp Highlights
StrengthsRisks
First United Corporation is the parent company of First United Bank & Trust (the Bank), a Maryland trust company with commercial banking powers. The Company's segments include Community Banking and Wealth Management. The Community Banking segment is conducted through the Bank and involves delivering a broad range of financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers. The Wealth Management segment is conducted through the Bank and offers corporate trustee services, trust and estate administration, individual retirement accounts (IRA) administration and custody services. The Bank also owns approximately 99.9% of the limited partnership interests in Liberty Mews Limited Partnership, and a 99.9% non-voting membership interest in MCC FUBT Fund, LLC. The Bank operates 22 banking offices, one customer service center and 30 Automated Teller Machines in Allegany County, Frederick County, Garrett County, and more.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.46% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 78.48M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 78.48M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 26.58%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 26.58%.
Fairly Valued
The company’s latest PB is 1.16, at a medium 3-year percentile range.
Held by The Vanguard
Star Investor The Vanguard holds 343.29K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.20.
Analyst Rating
Based on
1
analysts
Buy
Current Rating
44.000
Target Price
+19.63%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-03-27The current financial score of First United Corp is 8.96, ranking 46 out of 400 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 20.67M, representing a year-over-year increase of 14.07%, while its net profit experienced a year-over-year increase of 6.61%.
Score
Financials
8.19
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
10.00
Growth Potential
7.67
Shareholder Returns
8.96
First United Corp's Company Valuation
Currency: USD Updated: 2026-03-27The current valuation score of First United Corp is 6.83, ranking 318 out of 400 in the Banking Services industry. Its current P/E ratio is 9.62, which is 52.60% below the recent high of 14.68 and 63.33% above the recent low of 3.53.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 82/400
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-03-27The current earnings forecast score of First United Corp is 8.00, ranking 56 out of 400 in the Banking Services industry. The average price target is 42.00, with a high of 42.00 and a low of 42.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
1
analysts
Buy
Current Rating
44.000
Target Price
+21.08%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
307
Total
4
Median
5
Average
Company name
Ratings
Analysts
First United Corp
FUNC
1
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
US Bancorp
USB
26
Bank of America Corp
BAC
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
62
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-03-27The current price momentum score of First United Corp is 7.46, ranking 72 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 37.43 and the support level at 35.23, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
36.706
Sell
MA10
36.364
Buy
MA20
36.203
Buy
MA50
37.126
Sell
MA100
37.474
Sell
MA200
36.022
Buy
Institutional Confidence
Currency: USD Updated: 2026-03-27The current institutional shareholding score of First United Corp is 3.00, ranking 251 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 49.35%, representing a quarter-over-quarter decrease of 0.05%. The largest institutional shareholder is The Vanguard, holding a total of 343.29K shares, representing 5.28% of shares outstanding, with 12.26% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Dimensional Fund Advisors, L.P.
BlackRock Institutional Trust Company, N.A.
Moran (Beth E.)
Tontine Asset Management, LLC
De Lisle Partners LLP
Geode Capital Management, L.L.C.
Huber Capital Management LLC
American Century Investment Management, Inc.
1
2
Risk Assessment
Currency: USD Updated: 2026-03-27The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First United Corp is 5.60, ranking 262 out of 400 in the Banking Services industry. The company's beta value is 0.53. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.
Score
Beta vs S&P 500 index
0.52
VaR
+2.62%
240-Day Maximum Drawdown
+14.47%
240-Day Volatility
+36.56%
Return
Best Daily Return
60 days
+4.93%
120 days
+6.91%
5 years
+11.01%
Worst Daily Return
60 days
-6.53%
120 days
-6.53%
5 years
-11.37%
Sharpe Ratio
60 days
-0.50
120 days
+0.24
5 years
+0.70
Risk Assessment
Maximum Drawdown
240 days
+14.47%
3 years
+37.76%
5 years
+47.32%
Return-to-Drawdown Ratio
240 days
+2.38
3 years
+1.64
5 years
+0.38
Skewness
240 days
+0.53
3 years
+0.96
5 years
+0.49
Volatility
Realised Volatility
240 days
+36.56%
5 years
+35.35%
Standardised True Range
240 days
+2.82%
5 years
+1.85%
Downside Risk-Adjusted Return
120 days
+34.31%
240 days
+34.31%
Maximum Daily Upside Volatility
60 days
+22.40%
Maximum Daily Downside Volatility
60 days
+20.92%
Liquidity
Average Turnover Rate
60 days
+0.57%
120 days
+0.44%
5 years
--
Turnover Deviation
20 days
-19.80%
60 days
+60.49%
120 days
+21.74%
Peer Comparison
Banking Services
First United Corp
FUNC
7.22 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OMF
8.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
International Bancshares Corp
IBOC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OFG Bancorp
OFG
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM
8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
SYF
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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