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First United Corp

FUNC
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36.900USD
-0.480-1.28%
Close 05/15, 16:00ETQuotes delayed by 15 min
237.88MMarket Cap
9.44P/E TTM

First United Corp

36.900
-0.480-1.28%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of First United Corp

Currency: USD Updated: 2026-05-15

Key Insights

First United Corp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 95 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 44.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First United Corp's Score

Industry at a Glance

Industry Ranking
95 / 394
Overall Ranking
167 / 4482
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

First United Corp Highlights

StrengthsRisks
First United Corporation is the parent company of First United Bank & Trust (the Bank), a Maryland trust company with commercial banking powers. The Company's segments include Community Banking and Wealth Management. The Community Banking segment is conducted through the Bank and involves delivering a broad range of financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers. The Wealth Management segment is conducted through the Bank and offers corporate trustee services, trust and estate administration, individual retirement accounts (IRA) administration and custody services. The Bank also owns approximately 99.9% of the limited partnership interests in Liberty Mews Limited Partnership, and a 99.9% non-voting membership interest in MCC FUBT Fund, LLC. The Bank operates 22 banking offices, one customer service center and 30 Automated Teller Machines in Allegany County, Frederick County, Garrett County, and more.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.46% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 78.48M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 78.48M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 26.58%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 26.58%.
Fairly Valued
The company’s latest PB is 1.16, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 3.13M shares, decreasing 11.07% quarter-over-quarter.
Held by James Simons
Star Investor James Simons holds 108.39K shares of this stock.

Analyst Rating

Based on 1 analysts
Buy
Current Rating
44.000
Target Price
+17.71%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-15

The current financial score of First United Corp is 8.96, ranking 46 out of 394 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 15.97M, representing a year-over-year decrease of 13.88%, while its net profit experienced a year-over-year decrease of 14.76%.

Score

Industry at a Glance

Previous score
8.96
Change
0

Financials

8.19

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

7.67

Shareholder Returns

8.96

First United Corp's Company Valuation

Currency: USD Updated: 2026-05-15

The current valuation score of First United Corp is 6.83, ranking 313 out of 394 in the Banking Services industry. Its current P/E ratio is 9.44, which is 55.58% below the recent high of 14.68 and 62.61% above the recent low of 3.53.

Score

Industry at a Glance

Previous score
6.83
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 95/394
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-15

The current earnings forecast score of First United Corp is 8.00, ranking 55 out of 394 in the Banking Services industry. The average price target is 42.00, with a high of 42.00 and a low of 42.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts
Buy
Current Rating
44.000
Target Price
+17.71%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

308
Total
4
Median
5
Average
Company name
Ratings
Analysts
First United Corp
FUNC
1
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
27
Wells Fargo & Co
WFC
26
PNC Financial Services Group Inc
PNC
23
US Bancorp
USB
23
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-15

The current price momentum score of First United Corp is 6.58, ranking 290 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 38.11 and the support level at 36.25, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.97
Change
-0.39

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(2)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.200
Neutral
RSI(14)
44.463
Neutral
STOCH(KDJ)(9,3,3)
14.377
Sell
ATR(14)
0.894
Low Volatility
CCI(14)
-121.133
Sell
Williams %R
95.152
Oversold
TRIX(12,20)
-0.013
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
37.110
Sell
MA10
37.395
Sell
MA20
37.560
Sell
MA50
37.152
Sell
MA100
37.420
Sell
MA200
36.940
Sell

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of First United Corp is 3.00, ranking 252 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 48.56%, representing a quarter-over-quarter decrease of 1.60%. The largest institutional shareholder is James Simons, holding a total of 103.59K shares, representing 1.61% of shares outstanding, with 7.79% decrease in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Dimensional Fund Advisors, L.P.
362.53K
-1.18%
BlackRock Institutional Trust Company, N.A.
300.55K
+8.16%
Moran (Beth E.)
210.65K
--
Tontine Asset Management, LLC
178.35K
--
De Lisle Partners LLP
155.39K
+3.32%
Geode Capital Management, L.L.C.
139.15K
-0.18%
Huber Capital Management LLC
119.94K
--
American Century Investment Management, Inc.
110.13K
+7.20%
Renaissance Technologies LLC
Star Investors
108.39K
-7.82%
1
2

Risk Assessment

Currency: USD Updated: 2026-05-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First United Corp is 5.60, ranking 259 out of 394 in the Banking Services industry. The company's beta value is 0.51. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
5.60
Change
0
Beta vs S&P 500 index
0.50
VaR
+2.60%
240-Day Maximum Drawdown
+14.47%
240-Day Volatility
+34.04%

Return

Best Daily Return
60 days
+2.55%
120 days
+4.93%
5 years
+11.01%
Worst Daily Return
60 days
-3.41%
120 days
-6.53%
5 years
-11.37%
Sharpe Ratio
60 days
+0.07
120 days
+0.34
5 years
+0.78

Risk Assessment

Maximum Drawdown
240 days
+14.47%
3 years
+37.76%
5 years
+47.32%
Return-to-Drawdown Ratio
240 days
+1.63
3 years
+1.38
5 years
+0.47
Skewness
240 days
+0.64
3 years
+0.89
5 years
+0.49

Volatility

Realised Volatility
240 days
+34.04%
5 years
+35.17%
Standardised True Range
240 days
+2.71%
5 years
+1.84%
Downside Risk-Adjusted Return
120 days
+47.46%
240 days
+47.46%
Maximum Daily Upside Volatility
60 days
+19.54%
Maximum Daily Downside Volatility
60 days
+13.85%

Liquidity

Average Turnover Rate
60 days
+0.19%
120 days
+0.25%
5 years
--
Turnover Deviation
20 days
-36.31%
60 days
-34.34%
120 days
-12.51%

Peer Comparison

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First United Corp
First United Corp
FUNC
7.04 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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Royal Bank of Canada
RY
8.49 /10
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Prosperity Bancshares Inc
PB
8.47 /10
Score
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8.42 /10
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Valuation Dimensions
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8.38 /10
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