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First Guaranty Bancshares Inc

FGBI

5.810USD

-0.400-6.44%

Close 11/04, 16:00（ET）Quotes delayed by 15 min

87.85MMarket Cap

LossP/E TTM



First Guaranty Bancshares Inc

5.810

-0.400-6.44%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First Guaranty Bancshares Inc

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite a very weak market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Guaranty Bancshares Inc's Score

Industry at a Glance

Industry Ranking

178 / 408

Overall Ranking

273 / 4617

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Hold

Current Rating

9.000

Target Price

+37.20%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

First Guaranty Bancshares Inc Highlights

StrengthsRisks

First Guaranty Bancshares, Inc. is the holding company for First Guaranty Bank (the Bank). The Bank offers a range of financial services and focuses on building client relationships and providing customer service. The Bank operates about 36 locations throughout Louisiana, Texas, Kentucky, and West Virginia. The Banks principal business consists of attracting deposits from the general public and local municipalities in its market areas and then investing those deposits. The Bank also generates funds from operations, borrowings in lending and investing in securities. The Bank serves the credit needs of its customer base, including commercial real estate loans, commercial and industrial loans, commercial leases, and others. The Bank offers a variety of deposit accounts to consumers, small businesses, and municipalities, including personal and business checking and savings accounts, time deposits and money market accounts. In addition, the Bank offers a range of consumer services.

Growing

The company is in a growing phase, with the latest annual income totaling USD 90.22M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 50.67%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 50.67%.

Undervalued

The company’s latest PB is 0.41, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 872.83K shares, decreasing 14.44% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 18.21K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.48.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 6.07, which is lower than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 22.83M, representing a year-over-year increase of 9.03%, while its net profit experienced a year-over-year increase of 219.13%.

Score

Industry at a Glance

Previous score

6.07

Change



Financials

6.28

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.54

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

2.41

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.13

Key Metrics

Free cash flow

No Data

First Guaranty Bancshares Inc's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 9.72, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is -6.15, which is -1379.31% below the recent high of 78.68 and -50.08% above the recent low of -9.23.

Score

Industry at a Glance

Previous score

9.72

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 178/408

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.41. The average price target for First Guaranty Bancshares Inc is 9.00, with a high of 9.00 and a low of 9.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Hold

Current Rating

9.000

Target Price

+44.93%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

First Guaranty Bancshares Inc

FGBI

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Regions Financial Corp

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 6.05, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 8.33 and the support level at 5.12, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.18

Change

-0.13

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.513

Sell

RSI(14)

22.020

Sell

STOCH(KDJ)(9,3,3)

5.357

Oversold

ATR(14)

0.428

Low Volatility

CCI(14)

-177.229

Sell

Williams %R

100.000

Oversold

TRIX(12,20)

-0.655

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

6.654

Sell

MA10

7.343

Sell

MA20

7.916

Sell

MA50

8.138

Sell

MA100

8.234

Sell

MA200

8.584

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 5.77%, representing a quarter-over-quarter decrease of 91.05%. The largest institutional shareholder is The Vanguard, holding a total of 297.83K shares, representing 1.97% of shares outstanding, with 17.30% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Smith (Edgar R. III)

3.42M

+183.52%

Reynolds (Marshall T)

2.06M

+1.53%

Smith & Hood Holding Co., L.L.C

1.06M

Hood (William K)

989.31K

Reynolds (Douglas Vernon)

706.78K

+1.47%

Smith & Hood Investments, L.L.C.

340.64K

The Vanguard Group, Inc.

Star Investors

297.83K

Mcanally (Bruce)

151.95K

+4571.10%

Lewis (Alton B Jr)

112.33K

Bridgeway Capital Management, LLC

86.62K

-1.50%

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 3.91, which is lower than the Banking Services industry's average of 6.60. The company's beta value is 0.44. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.