









Markets
/
Stocks
/
nasdaq-fgbi
/

First Guaranty Bancshares Inc

FGBI

8.930USD

-0.030-0.33%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

137.10MMarket Cap

LossP/E TTM



First Guaranty Bancshares Inc

8.930

-0.030-0.33%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First Guaranty Bancshares Inc

Currency: USD Updated: 2026-02-06

Key Insights

First Guaranty Bancshares Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is good.Its valuation is considered fairly valued, ranking 184 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as , with the highest price target at 9.00.In the medium term, the stock price is expected to trend up.Despite strong stock market performance and technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Guaranty Bancshares Inc's Score

Industry at a Glance

Industry Ranking

184 / 397

Overall Ranking

291 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

First Guaranty Bancshares Inc Highlights

StrengthsRisks

First Guaranty Bancshares, Inc. is the holding company for First Guaranty Bank (the Bank). The Bank offers a range of financial services and focuses on building client relationships and providing customer service. The Bank operates over 35 locations throughout Louisiana, Texas, Kentucky, and West Virginia. The Banks principal business consists of attracting deposits from the general public and local municipalities in its market areas and then investing those deposits. The Bank also generates funds from operations, borrowings in lending and investing in securities. The Bank serves the credit needs of its customer base, including commercial real estate loans, commercial and industrial loans, commercial leases, and others. The Bank offers a variety of deposit accounts to consumers, small businesses, and municipalities, including personal and business checking and savings accounts, time deposits and money market accounts. In addition, the Bank offers a range of consumer services.

Growing

The company is in a growing phase, with the latest annual income totaling USD 90.22M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 50.67%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 50.67%.

Overvalued

The company’s latest PB is 0.73, at a high 3-year percentile range.

Held by James Simons

Star Investor James Simons holds 17.71K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.48.

Analyst Rating

Based on 0 analysts

Current Rating

9.000

Target Price

+6.76%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of First Guaranty Bancshares Inc is 4.48, ranking 387 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 22.49M, representing a year-over-year decrease of 9.07%, while its net profit experienced a year-over-year decrease of 3489.22%.

Score

Industry at a Glance

Previous score

4.48

Change



Financials

6.28

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

6.39

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.83

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

2.18

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

4.71

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

First Guaranty Bancshares Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of First Guaranty Bancshares Inc is 9.72, ranking 3 out of 397 in the Banking Services industry. Its current P/E ratio is -2.02, which is -3993.18% below the recent high of 78.68 and -356.72% above the recent low of -9.23.

Score

Industry at a Glance

Previous score

9.72

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 184/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of First Guaranty Bancshares Inc is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 7.00, with a high of 7.00 and a low of 7.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of First Guaranty Bancshares Inc is 8.35, ranking 293 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 9.84 and the support level at 7.60, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.43

Change

-0.08

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.034

Neutral

RSI(14)

73.912

Buy

STOCH(KDJ)(9,3,3)

65.106

Neutral

ATR(14)

0.280

Low Volatility

CCI(14)

87.618

Neutral

Williams %R

34.043

Buy

TRIX(12,20)

1.542

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

9.008

Sell

MA10

8.696

Buy

MA20

8.314

Buy

MA50

6.478

Buy

MA100

6.923

Buy

MA200

7.795

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of First Guaranty Bancshares Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 6.61%, representing a quarter-over-quarter decrease of 2.02%. The largest institutional shareholder is The Vanguard, holding a total of 297.83K shares, representing 1.89% of shares outstanding, with 19.64% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Smith (Edgar R. III)

3.79M

+10.37%

Reynolds (Marshall T)

2.11M

+2.66%

Smith & Hood Holding Co., L.L.C

1.06M

Hood (William K)

989.31K

Reynolds (Douglas Vernon)

706.78K

+1.47%

Smith & Hood Investments, L.L.C.

341.44K

+0.23%

The Vanguard Group, Inc.

Star Investors

297.83K

Mcanally (Bruce)

151.95K

+4571.10%

Lewis (Alton B Jr)

112.33K

Bridgeway Capital Management, LLC

87.04K

+0.49%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First Guaranty Bancshares Inc is 2.63, ranking 376 out of 397 in the Banking Services industry. The company's beta value is 0.31. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.