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First Capital Inc

FCAP

54.200USD

-3.000-5.24%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

181.44MMarket Cap

11.08P/E TTM

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First Capital Inc

54.200

-3.000-5.24%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of First Capital Inc

Currency: USD Updated: 2026-02-06

Key Insights

First Capital Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 226 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to trend up.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

First Capital Inc's Score

Industry at a Glance

Industry Ranking

226 / 397

Overall Ranking

422 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

First Capital Inc Highlights

StrengthsRisks

First Capital, Inc. is the holding company for First Harrison Bank (the Bank). The Bank is a chartered commercial bank, which provides a variety of banking services to individuals and business customers. The Bank’s primary source of revenue is real estate mortgage loans. The Bank originates mortgage loans for sale in the secondary market. The Bank also originates consumer loans and residential construction loans for the loan portfolio. The Bank offers a variety of secured or guaranteed consumer loans, including automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans and loans secured by savings deposits. First Harrison Investments, Inc. and First Harrison Holdings, Inc. are wholly owned subsidiaries of the Bank that jointly own First Harrison, LLC, which holds and manages an investment securities portfolio. The Bank has 18 offices in the Indiana communities of Corydon, Edwardsville, Greenville, Floyds Knobs, Palmyra, among others.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 35.46% year-on-year.

Growing

The company is in a growing phase, with the latest annual income totaling USD 50.62M.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 50.62M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 31.45%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 31.45%.

Overvalued

The company’s latest PB is 1.32, at a high 3-year percentile range.

Held by James Simons

Star Investor James Simons holds 5.50K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.12.

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of First Capital Inc is 5.53, ranking 316 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 13.49M, representing a year-over-year increase of 34.16%, while its net profit experienced a year-over-year increase of 49.57%.

Score

Industry at a Glance

Previous score

5.53

Change



Financials

7.64

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

3.42

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.98

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

8.73

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

4.89

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

First Capital Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of First Capital Inc is 7.67, ranking 211 out of 397 in the Banking Services industry. Its current P/E ratio is 11.08, which is 42.77% below the recent high of 15.82 and 46.85% above the recent low of 5.89.

Score

Industry at a Glance

Previous score

7.67

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 226/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

No earnings forecast score is currently available for First Capital Inc. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of First Capital Inc is 7.48, ranking 298 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 63.34 and the support level at 45.43, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.13

Change

-1.65

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(2)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

1.461

Buy

RSI(14)

48.658

Neutral

STOCH(KDJ)(9,3,3)

53.499

Sell

ATR(14)

2.890

High Vlolatility

CCI(14)

12.709

Neutral

Williams %R

63.160

Sell

TRIX(12,20)

0.147

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

58.864

Sell

MA10

56.134

Sell

MA20

52.985

Buy

MA50

55.799

Sell

MA100

49.965

Buy

MA200

46.449

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of First Capital Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 17.08%, representing a quarter-over-quarter increase of 0.00%. The largest institutional shareholder is The Vanguard, holding a total of 188.31K shares, representing 5.63% of shares outstanding, with 314.62% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

71.01K

+0.37%

BlackRock Institutional Trust Company, N.A.

133.70K

+13.39%

Siena Capital Partners GP, LLC

93.06K

Geode Capital Management, L.L.C.

77.94K

-0.37%

Shireman (Mark D)

52.00K

+0.25%

Farther Finance Advisors, LLC

24.43K

+2200.38%

State Street Investment Management (US)

36.39K

+17.86%

Bridgeway Capital Management, LLC

34.70K

+7.85%

Hightower Advisors, LLC

28.12K

Dimensional Fund Advisors, L.P.

24.07K

+0.12%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of First Capital Inc is 3.56, ranking 368 out of 397 in the Banking Services industry. The company's beta value is 0.62. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.