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EZCORP Inc

EZPW
25.630USD
+2.690+11.73%
Close 02/06, 16:00ETQuotes delayed by 15 min
1.56BMarket Cap
12.41P/E TTM

EZCORP Inc

25.630
+2.690+11.73%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of EZCORP Inc

Currency: USD Updated: 2026-02-06

Key Insights

EZCORP Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 28 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 30.33.In the medium term, the stock price is expected to trend up.The company has been performing strongly in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

EZCORP Inc's Score

Industry at a Glance

Industry Ranking
28 / 397
Overall Ranking
68 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

EZCORP Inc Highlights

StrengthsRisks
EZCORP, Inc. is a provider of pawn transactions in the United States and Latin America. The Company also sells pre-owned and recycled merchandise, primarily collateral forfeited from pawn lending operations and merchandise purchased from customers. The Company’s U.S. Pawn segment includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States. Its Latin America Pawn segment includes its Empeno Facil, Cash Apoyo Efectivo and other branded pawn operations in Mexico, as well as its GuatePrenda and MaxiEfectivo pawn operations in Guatemala, El Salvador, and Honduras (GPMX). The Company’s Other Investments segment primarily includes its equity interest in Cash Converters International Limited (Cash Converters) and its investment in and notes receivable from Founders One, LLC (Founders). At its pawn stores, it advances cash against the value of collateralized tangible personal property and sells merchandise to customers looking for good value.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 21.47% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.27B.
Overvalued
The company’s latest PB is 1.52, at a high 3-year percentile range.
Held by Chuck Royce
Star Investor Chuck Royce holds 600.13K shares of this stock.

Analyst Rating

Based on 7 analysts
Buy
Current Rating
25.333
Target Price
+15.36%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of EZCORP Inc is 7.47, ranking 203 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 47.00K, representing a year-over-year decrease of 99.99%, while its net profit experienced a year-over-year decrease of 42.84%.

Score

Industry at a Glance

Previous score
7.47
Change
0

Financials

10.00

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

6.48

Operational Efficiency

4.68

Growth Potential

9.55

Shareholder Returns

6.64

EZCORP Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of EZCORP Inc is 8.00, ranking 160 out of 397 in the Banking Services industry. Its current P/E ratio is 12.41, which is 41.36% below the recent high of 17.54 and 44.91% above the recent low of 6.84.

Score

Industry at a Glance

Previous score
8.00
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 28/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of EZCORP Inc is 7.71, ranking 123 out of 397 in the Banking Services industry. The average price target is 23.00, with a high of 28.00 and a low of 22.00.

Score

Industry at a Glance

Previous score
7.71
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 7 analysts
Buy
Current Rating
25.333
Target Price
+15.36%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
EZCORP Inc
EZPW
7
American Express Co
AXP
32
Capital One Financial Corp
COF
24
SoFi Technologies Inc
SOFI
23
Synchrony Financial
SYF
23
Ally Financial Inc
ALLY
19
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of EZCORP Inc is 9.80, ranking 3 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 27.47 and the support level at 22.10, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.49
Change
0.31

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
0.555
Buy
RSI(14)
80.401
Overbought
STOCH(KDJ)(9,3,3)
89.491
Overbought
ATR(14)
0.900
High Vlolatility
CCI(14)
319.629
Overbought
Williams %R
2.607
Overbought
TRIX(12,20)
0.328
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
22.850
Buy
MA10
22.060
Buy
MA20
21.748
Buy
MA50
20.763
Buy
MA100
19.452
Buy
MA200
17.056
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of EZCORP Inc is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 117.90%, representing a quarter-over-quarter decrease of 0.24%. The largest institutional shareholder is The Vanguard, holding a total of 3.53M shares, representing 6.01% of shares outstanding, with 3.76% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
6.24M
+3.48%
The Vanguard Group, Inc.
Star Investors
3.60M
+11.46%
Dimensional Fund Advisors, L.P.
3.48M
-0.53%
Renaissance Technologies LLC
Star Investors
2.47M
+10.03%
Two Sigma Investments, LP
2.35M
+10.08%
First Wilshire Securities Management, Inc.
2.19M
-3.15%
Capital Research Global Investors
2.15M
+27.66%
Millennium Management LLC
1.98M
+28.46%
Fidelity Management & Research Company LLC
1.95M
+341.63%
Wasatch Global Investors Inc
Star Investors
1.91M
-17.59%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of EZCORP Inc is 6.73, ranking 213 out of 397 in the Banking Services industry. The company's beta value is 0.52. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
6.73
Change
0
Beta vs S&P 500 index
0.48
VaR
+2.84%
240-Day Maximum Drawdown
+20.51%
240-Day Volatility
+35.62%

Return

Best Daily Return
60 days
+11.73%
120 days
+11.73%
5 years
+12.52%
Worst Daily Return
60 days
-3.28%
120 days
-6.08%
5 years
-18.18%
Sharpe Ratio
60 days
+4.27
120 days
+3.12
5 years
+1.14

Risk Assessment

Maximum Drawdown
240 days
+20.51%
3 years
+20.51%
5 years
+35.94%
Return-to-Drawdown Ratio
240 days
+4.45
3 years
+3.35
5 years
+2.18
Skewness
240 days
+0.81
3 years
+1.05
5 years
+0.17

Volatility

Realised Volatility
240 days
+35.62%
5 years
+38.54%
Standardised True Range
240 days
+2.01%
5 years
+1.25%
Downside Risk-Adjusted Return
120 days
+547.80%
240 days
+547.80%
Maximum Daily Upside Volatility
60 days
+31.96%
Maximum Daily Downside Volatility
60 days
+20.16%

Liquidity

Average Turnover Rate
60 days
+1.36%
120 days
+2.03%
5 years
--
Turnover Deviation
20 days
+5.64%
60 days
+14.54%
120 days
+71.38%

Peer Comparison

Banking Services
EZCORP Inc
EZCORP Inc
EZPW
8.24 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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