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EZCORP Inc

EZPW
17.800USD
-0.340-1.87%
Market hours ETQuotes delayed by 15 min
1.09BMarket Cap
11.06P/E TTM

EZCORP Inc

17.800
-0.340-1.87%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of EZCORP Inc

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

EZCORP Inc's Score

Industry at a Glance

Industry Ranking
38 / 408
Overall Ranking
94 / 4617
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 7 analysts
Buy
Current Rating
22.833
Target Price
+25.11%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

EZCORP Inc Highlights

StrengthsRisks
EZCORP, Inc. is a provider of pawn transactions in the United States and Latin America. The Company also sells pre-owned and recycled merchandise, primarily collateral forfeited from pawn lending operations and merchandise purchased from customers. The Company’s U.S. Pawn segment includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States. Its Latin America Pawn segment includes its Empeno Facil, Cash Apoyo Efectivo and other branded pawn operations in Mexico, as well as its GuatePrenda and MaxiEfectivo pawn operations in Guatemala, El Salvador, and Honduras (GPMX). The Company’s Other Investments segment primarily includes its equity interest in Cash Converters International Limited (Cash Converters) and its investment in and notes receivable from Founders One, LLC (Founders). At its pawn stores, it advances cash against the value of collateralized tangible personal property and sells merchandise to customers looking for good value.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 31.07% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.16B.
Overvalued
The company’s latest PB is 1.12, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 69.23M shares, decreasing 2.41% quarter-over-quarter.
Held by Wasatch Global Investors
Star Investor Wasatch Global Investors holds 2.32M shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 7.74, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 310.98M, representing a year-over-year increase of 10.50%, while its net profit experienced a year-over-year increase of 47.65%.

Score

Industry at a Glance

Previous score
7.74
Change
0

Financials

10.00

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

6.65

Operational Efficiency

6.56

Growth Potential

8.22

Shareholder Returns

7.27

EZCORP Inc's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 8.00, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 10.36, which is 69.35% below the recent high of 17.54 and 34.00% above the recent low of 6.84.

Score

Industry at a Glance

Previous score
8.00
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 38/408
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 7.67, which is higher than the Banking Services industry's average of 7.41. The average price target for EZCORP Inc is 23.00, with a high of 27.00 and a low of 17.00.

Score

Industry at a Glance

Previous score
7.67
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 7 analysts
Buy
Current Rating
22.833
Target Price
+25.87%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
EZCORP Inc
EZPW
7
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 7.20, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 19.28 and the support level at 17.16, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.36
Change
-0.16

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.180
Neutral
RSI(14)
50.567
Neutral
STOCH(KDJ)(9,3,3)
57.773
Buy
ATR(14)
0.574
Low Volatility
CCI(14)
-4.047
Neutral
Williams %R
61.321
Sell
TRIX(12,20)
-0.048
Sell
StochRSI(14)
86.788
Overbought
Moving Average
Sell(4)
Neutral(0)
Buy(2)
Indicators
Value
Direction
MA5
17.954
Sell
MA10
17.940
Sell
MA20
18.390
Sell
MA50
17.832
Sell
MA100
16.044
Buy
MA200
15.054
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 119.52%, representing a quarter-over-quarter increase of 4.33%. The largest institutional shareholder is The Vanguard, holding a total of 3.23M shares, representing 5.57% of shares outstanding, with 10.52% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
6.03M
-5.85%
Dimensional Fund Advisors, L.P.
3.50M
-5.13%
The Vanguard Group, Inc.
Star Investors
3.23M
-0.72%
Wasatch Global Investors Inc
Star Investors
2.32M
+5.39%
First Wilshire Securities Management, Inc.
2.26M
-2.28%
Renaissance Technologies LLC
Star Investors
2.25M
-4.02%
Capital World Investors
1.68M
--
Two Sigma Investments, LP
2.13M
+18.10%
Capital Research Global Investors
1.68M
--
Stephens Investment Management Group, LLC
1.67M
+0.11%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 7.63, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 0.58. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
7.63
Change
0
Beta vs S&P 500 index
0.53
VaR
+2.86%
240-Day Maximum Drawdown
+20.51%
240-Day Volatility
+33.74%

Return

Best Daily Return
60 days
+4.80%
120 days
+7.51%
5 years
+12.52%
Worst Daily Return
60 days
-6.08%
120 days
-6.08%
5 years
-18.18%
Sharpe Ratio
60 days
+2.65
120 days
+1.61
5 years
+0.99

Risk Assessment

Maximum Drawdown
240 days
+20.51%
3 years
+20.51%
5 years
+35.94%
Return-to-Drawdown Ratio
240 days
+2.54
3 years
+1.84
5 years
+1.56
Skewness
240 days
+0.55
3 years
+0.80
5 years
+0.09

Volatility

Realised Volatility
240 days
+33.74%
5 years
+38.69%
Standardised True Range
240 days
+2.36%
5 years
+1.63%
Downside Risk-Adjusted Return
120 days
+257.37%
240 days
+257.37%
Maximum Daily Upside Volatility
60 days
+18.29%
Maximum Daily Downside Volatility
60 days
+21.50%

Liquidity

Average Turnover Rate
60 days
+1.36%
120 days
+2.03%
5 years
--
Turnover Deviation
20 days
+5.64%
60 days
+14.54%
120 days
+71.38%

Peer Comparison

Banking Services
EZCORP Inc
EZCORP Inc
EZPW
7.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.61 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.56 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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