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EZCORP Inc

EZPW

17.890USD

+0.820+4.80%
Close 09/18, 16:00ETQuotes delayed by 15 min
1.09BMarket Cap
11.12P/E TTM

EZCORP Inc

17.890

+0.820+4.80%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated2025-09-17

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
14 / 400
Overall Ranking
99 / 4723
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 6 analysts
Buy
Current Rating
20.800
Target Price
+21.21%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
EZCORP, Inc. is a provider of pawn transactions in the United States and Latin America. The Company also sells pre-owned and recycled merchandise, primarily collateral forfeited from pawn lending operations and merchandise purchased from customers. The Company’s U.S. Pawn segment includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States. Its Latin America Pawn segment includes its Empeno Facil, Cash Apoyo Efectivo and other branded pawn operations in Mexico, as well as its GuatePrenda and MaxiEfectivo pawn operations in Guatemala, El Salvador, and Honduras (GPMX). The Company’s Other Investments segment primarily includes its equity interest in Cash Converters International Limited (Cash Converters) and its investment in and notes receivable from Founders One, LLC (Founders). At its pawn stores, it advances cash against the value of collateralized tangible personal property and sells merchandise to customers looking for good value.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 31.07% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 65.66.
Overvalued
The company’s latest PB is 1.05, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 66.36M shares, decreasing 7.32% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 3.23M shares of this stock.

Financial Health

Currency: USD Updated2025-09-17

The company's current financial score is 8.08, which is higher than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 310.98M, representing a year-over-year increase of 10.50%, while its net profit experienced a year-over-year increase of 47.65%.

Score

Industry at a Glance

Previous score
8.08
Change
0

Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

7.75

Operational Efficiency

7.05

Growth Potential

8.55

Shareholder Returns

7.05

Company Valuation

Currency: USD Updated2025-09-17

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 9.75, which is 19.35% below the recent high of 11.63 and 11.15% above the recent low of 8.66.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 14/400
No Data

Earnings Forecast

Currency: USD Updated2025-09-17

The company’s current earnings forecast score is 7.67, which is higher than the Banking Services industry's average of 7.39. The average price target for EZCORP Inc is 20.00, with a high of 25.00 and a low of 17.00.

Score

Industry at a Glance

Previous score
7.67
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 6 analysts
Buy
Current Rating
20.800
Target Price
+21.85%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
EZCORP Inc
EZPW
6
American Express Co
AXP
31
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated2025-09-17

The company’s current price momentum score is 9.18, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 17.93 and the support level at 15.82, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.23
Change
-0.05

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(5)
Indicators
Value
Direction
MACD(12,26,9)
0.006
Buy
RSI(14)
74.670
Buy
STOCH(KDJ)(9,3,3)
80.596
Buy
ATR(14)
0.425
High Vlolatility
CCI(14)
189.170
Buy
Williams %R
0.629
Overbought
TRIX(12,20)
0.482
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
17.286
Buy
MA10
17.107
Buy
MA20
16.774
Buy
MA50
15.459
Buy
MA100
14.694
Buy
MA200
14.061
Buy

Institutional Confidence

Currency: USD Updated2025-09-17

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 114.56%, representing a quarter-over-quarter decrease of 9.88%. The largest institutional shareholder is The Vanguard, holding a total of 3.23M shares, representing 5.57% of shares outstanding, with 10.52% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
6.41M
-2.88%
Dimensional Fund Advisors, L.P.
3.69M
-7.31%
The Vanguard Group, Inc.
Star Investors
3.25M
+0.31%
Wasatch Global Investors Inc
Star Investors
2.20M
+5.73%
First Wilshire Securities Management, Inc.
2.31M
-1.22%
Renaissance Technologies LLC
Star Investors
2.34M
+11.90%
Two Sigma Investments, LP
1.80M
+5.70%
Stephens Investment Management Group, LLC
1.67M
-3.26%
Millennium Management LLC
1.46M
+21.75%
1
2

Risk Assessment

Currency: USD Updated2025-09-17

The company’s current risk assessment score is 6.01, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.60. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.01
Change
0
Beta vs S&P 500 index
0.60
VaR
+2.86%
240-Day Maximum Drawdown
+20.51%
240-Day Volatility
+33.94%
Return
Best Daily Return
60 days
+7.51%
120 days
+7.51%
5 years
+12.52%
Worst Daily Return
60 days
-5.26%
120 days
-5.26%
5 years
-18.18%
Sharpe Ratio
60 days
+3.53
120 days
+1.08
5 years
+0.87
Risk Assessment
Maximum Drawdown
240 days
+20.51%
3 years
+27.08%
5 years
+35.94%
Return-to-Drawdown Ratio
240 days
+2.54
3 years
+0.96
5 years
+1.21
Skewness
240 days
+0.84
3 years
-0.43
5 years
+0.12
Volatility
Realised Volatility
240 days
+33.94%
5 years
+39.44%
Standardised True Range
240 days
+2.31%
5 years
+1.67%
Downside Risk-Adjusted Return
120 days
+180.45%
240 days
+180.45%
Maximum Daily Upside Volatility
60 days
+33.58%
Maximum Daily Downside Volatility
60 days
+24.31%
Liquidity
Average Turnover Rate
60 days
+1.36%
120 days
+2.03%
5 years
--
Turnover Deviation
20 days
+5.64%
60 days
+14.54%
120 days
+71.38%

Peer Comparison

Banking Services
EZCORP Inc
EZCORP Inc
EZPW
7.17 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
7.64 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Intercorp Financial Services Inc
Intercorp Financial Services Inc
IFS
7.64 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SouthState Corp
SouthState Corp
SSB
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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