Enova International Inc

ENVA

161.100USD

+1.320+0.83%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

Enova International Inc's Score

Industry at a Glance

Industry Ranking

50 / 397

Overall Ranking

95 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Enova International Inc Highlights

StrengthsRisks

Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 48.81% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 1.83B.

Overvalued

The company’s latest PB is 2.98, at a high 3-year percentile range.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 349.00 shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.07.

Analyst Rating

Based on 7 analysts

Buy

Current Rating

193.714

Target Price

+21.24%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of Enova International Inc is 8.35, ranking 126 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 501.89M, representing a year-over-year increase of 21.51%, while its net profit experienced a year-over-year increase of 24.00%.

Score

Industry at a Glance

Previous score

8.35

Change

0

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Financials

8.37

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.

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Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

8.92

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

7.91

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.

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Shareholder Returns

6.53

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of Enova International Inc is 6.65, ranking 340 out of 397 in the Banking Services industry. Its current P/E ratio is 13.15, which is 24.02% below the recent high of 16.31 and 55.28% above the recent low of 5.88.

Score

Industry at a Glance

Previous score

6.65

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 50/397

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of Enova International Inc is 8.50, ranking 38 out of 397 in the Banking Services industry. The average price target is 144.00, with a high of 150.00 and a low of 111.00.

Score

Industry at a Glance

Previous score

8.50

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of Enova International Inc is 7.32, ranking 309 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 174.76 and the support level at 149.36, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.25

Change

0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Enova International Inc is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 102.06%, representing a quarter-over-quarter decrease of 0.18%. The largest institutional shareholder is The Vanguard, holding a total of 2.13M shares, representing 8.62% of shares outstanding, with 8.61% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

3.56M

-5.03%

The Vanguard Group, Inc.

Star Investors

2.09M

+2.74%

Dimensional Fund Advisors, L.P.

1.18M

-9.12%

State Street Investment Management (US)

969.87K

-0.87%

Renaissance Technologies LLC

Star Investors

727.54K

-3.06%

Geode Capital Management, L.L.C.

592.95K

-0.33%

Mangrove Partners

496.97K

+19.70%

BlackRock Financial Management, Inc.

464.73K

-23.14%

Empyrean Capital Partners, LP

441.56K

-22.20%

Invesco Advisers, Inc.

427.41K

+110.37%

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Enova International Inc is 7.25, ranking 182 out of 397 in the Banking Services industry. The company's beta value is 1.22. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

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