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Enova International Inc

ENVA
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166.880USD
-2.020-1.20%
Close 05/12, 16:00ETQuotes delayed by 15 min
4.15BMarket Cap
12.76P/E TTM

Enova International Inc

166.880
-2.020-1.20%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Enova International Inc

Currency: USD Updated: 2026-05-12

Key Insights

Enova International Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 5 out of 393 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 202.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Enova International Inc's Score

Industry at a Glance

Industry Ranking
5 / 393
Overall Ranking
38 / 4490
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Enova International Inc Highlights

StrengthsRisks
Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 48.81% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.83B.
Overvalued
The company’s latest PB is 2.97, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 23.76M shares, decreasing 3.86% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 360.00 shares of this stock.

Analyst Rating

Based on 7 analysts
Buy
Current Rating
202.000
Target Price
+15.49%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-12

The current financial score of Enova International Inc is 8.57, ranking 91 out of 393 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 528.96M, representing a year-over-year increase of 24.12%, while its net profit experienced a year-over-year increase of 24.89%.

Score

Industry at a Glance

Previous score
8.57
Change
0

Financials

8.79

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

7.30

Shareholder Returns

6.78

Enova International Inc's Company Valuation

Currency: USD Updated: 2026-05-12

The current valuation score of Enova International Inc is 6.65, ranking 331 out of 393 in the Banking Services industry. Its current P/E ratio is 12.76, which is 27.75% below the recent high of 16.31 and 53.94% above the recent low of 5.88.

Score

Industry at a Glance

Previous score
6.65
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 5/393
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-12

The current earnings forecast score of Enova International Inc is 8.86, ranking 14 out of 393 in the Banking Services industry. The average price target is 144.00, with a high of 150.00 and a low of 111.00.

Score

Industry at a Glance

Previous score
8.86
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 7 analysts
Buy
Current Rating
202.000
Target Price
+15.49%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Enova International Inc
ENVA
7
American Express Co
AXP
31
SoFi Technologies Inc
SOFI
24
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
Ally Financial Inc
ALLY
18
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-12

The current price momentum score of Enova International Inc is 9.02, ranking 41 out of 393 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 177.35 and the support level at 155.08, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.29
Change
-0.27

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-1.754
Neutral
RSI(14)
55.351
Neutral
STOCH(KDJ)(9,3,3)
50.476
Sell
ATR(14)
6.277
Low Volatility
CCI(14)
-92.328
Neutral
Williams %R
64.457
Sell
TRIX(12,20)
0.666
Sell
StochRSI(14)
0.000
Sell
Moving Average
Sell(3)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MA5
171.150
Sell
MA10
169.786
Sell
MA20
167.599
Sell
MA50
150.425
Buy
MA100
153.595
Buy
MA200
136.585
Buy

Institutional Confidence

Currency: USD Updated: 2026-05-12

The current institutional shareholding score of Enova International Inc is 10.00, ranking 1 out of 393 in the Banking Services industry. The latest institutional shareholding proportion is 95.46%, representing a quarter-over-quarter decrease of 6.46%. The largest institutional shareholder is PRFDX, holding a total of 806.79K shares, representing 3.24% of shares outstanding, with 15487.02% increase in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
3.52M
-1.24%
Dimensional Fund Advisors, L.P.
1.16M
-2.26%
State Street Investment Management (US)
935.00K
-3.59%
T. Rowe Price Associates, Inc.
Star Investors
806.79K
+123.62%
Renaissance Technologies LLC
Star Investors
694.84K
-4.49%
Geode Capital Management, L.L.C.
611.21K
+3.08%
Putnam Investment Management, L.L.C.
451.02K
+39.05%
Invesco Advisers, Inc.
442.81K
+3.60%
1
2

Risk Assessment

Currency: USD Updated: 2026-05-12

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Enova International Inc is 7.25, ranking 180 out of 393 in the Banking Services industry. The company's beta value is 1.33. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
7.25
Change
0
Beta vs S&P 500 index
1.33
VaR
+3.56%
240-Day Maximum Drawdown
+24.75%
240-Day Volatility
+38.06%

Return

Best Daily Return
60 days
+5.47%
120 days
+11.68%
5 years
+14.50%
Worst Daily Return
60 days
-6.28%
120 days
-7.72%
5 years
-18.20%
Sharpe Ratio
60 days
+1.46
120 days
+1.68
5 years
+1.04

Risk Assessment

Maximum Drawdown
240 days
+24.75%
3 years
+37.01%
5 years
+42.84%
Return-to-Drawdown Ratio
240 days
+3.18
3 years
+1.99
5 years
+1.89
Skewness
240 days
+0.35
3 years
-0.38
5 years
-0.10

Volatility

Realised Volatility
240 days
+38.06%
5 years
+39.13%
Standardised True Range
240 days
+2.71%
5 years
+1.43%
Downside Risk-Adjusted Return
120 days
+256.86%
240 days
+256.86%
Maximum Daily Upside Volatility
60 days
+27.38%
Maximum Daily Downside Volatility
60 days
+30.89%

Liquidity

Average Turnover Rate
60 days
+1.02%
120 days
+1.12%
5 years
--
Turnover Deviation
20 days
+7.35%
60 days
-0.35%
120 days
+10.24%

Peer Comparison

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Enova International Inc
Enova International Inc
ENVA
8.44 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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AerCap Holdings NV
AER
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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UMB Financial Corp
UMB Financial Corp
UMBF
8.57 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.51 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
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Institutional Confidence
Risk Assessment
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8.50 /10
Score
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Prosperity Bancshares Inc
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8.50 /10
Score
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