Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.389
Sell
RSI(14)
47.076
Neutral
STOCH(KDJ)(9,3,3)
52.569
Buy
ATR(14)
1.516
Low Volatility
CCI(14)
-0.111
Neutral
Williams %R
73.453
Sell
TRIX(12,20)
-0.133
Sell
StochRSI(14)
59.569
Sell
Encore Capital Group Inc
ECPG41.980USD
-1.100-2.55%
Close 10/10, 16:00（ET）Quotes delayed by 15 min
969.53MMarket Cap
LossP/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Encore Capital Group Inc
Currency: USD Updated: 2025-10-10Key Insights
The company's fundamentals are relatively healthy. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Encore Capital Group Inc's Score
Support & Resistance
No Data
Score Analysis
Current score
Previous score
Analyst Rating
Based on
5
analysts
Buy
Current Rating
57.250
Target Price
+36.37%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Encore Capital Group Inc Highlights
StrengthsRisks
Encore Capital Group, Inc. is an international specialty finance company. The Company provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. It primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The Company also provide debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The Company mainly provides debt servicing for consumer accounts, but also provides services for business-to-business accounts.
Fairly Valued
The company’s latest PB is 1.08, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 25.64M shares, decreasing 6.15% quarter-over-quarter.
Held by Third Avenue Management
Star Investor Third Avenue Management holds 171.02K shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 0.56.
Financial Health
Currency: USD Updated: 2025-10-10The company's current financial score is 7.19, which is higher than the Banking Services industry's average of 7.04. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 354.10M, representing a year-over-year increase of 24.89%, while its net profit experienced a year-over-year increase of 82.47%.
Score
Financials
6.43
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data
Quality of Earnings
5.71
Operational Efficiency
6.25
Growth Potential
10.00
Shareholder Returns
7.58
Encore Capital Group Inc's Company Valuation
Currency: USD Updated: 2025-10-10The company’s current valuation score is 8.74, which is higher than the Banking Services industry's average of 7.68. Its current P/E ratio is -11.33, which is -50.64% below the recent high of -5.59 and -9.79% above the recent low of -12.44.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 28/398
No Data
Earnings Forecast
Currency: USD Updated: 2025-10-10The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.40. The average price target for Encore Capital Group Inc is 56.50, with a high of 61.00 and a low of 55.00.
Score
Support & Resistance
No Data
Analyst Rating
Based on
5
analysts
Buy
Current Rating
57.250
Target Price
+36.37%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
15
Total
4
Median
4
Average
Company name
Ratings
Analysts
Encore Capital Group Inc
ECPG
5
Runway Growth Finance Corp
RWAY
11
AerCap Holdings NV
AER
9
NewtekOne Inc
NEWT
7
MSC Income Fund Inc
MSIF
6
Lufax Holding Ltd
LU
5
1
2
3
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
No Data
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-10-10The company’s current price momentum score is 6.97, which is higher than the Banking Services industry's average of 6.62. Sideways: Currently, the stock price is trading between the resistance level at 45.67 and the support level at 39.29, making it suitable for range-bound swing trading.
Score
Support & Resistance
No Data
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
41.948
Buy
MA10
41.834
Buy
MA20
43.238
Sell
MA50
42.010
Sell
MA100
40.428
Buy
MA200
40.557
Buy
Institutional Confidence
Currency: USD Updated: 2025-10-10The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.34. The latest institutional shareholding proportion is 111.42%, representing a quarter-over-quarter decrease of 4.52%. The largest institutional shareholder is The Vanguard, holding a total of 2.53M shares, representing 10.98% of shares outstanding, with 0.64% increase in holdings.
Score
Institutional Shareholding
No Data
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
Turtle Creek Asset Management Inc.
Dimensional Fund Advisors, L.P.
Stephens Investment Management Group, LLC
T. Rowe Price Investment Management, Inc.
State Street Global Advisors (US)
Wellington Management Company, LLP
UBS Financial Services, Inc.
Geode Capital Management, L.L.C.
1
2
Risk Assessment
Currency: USD Updated: 2025-10-10The company’s current risk assessment score is 7.32, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 1.53. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.
Score
Beta vs S&P 500 index
1.44
VaR
+3.27%
240-Day Maximum Drawdown
+47.06%
240-Day Volatility
+50.98%
Return
Best Daily Return
60 days
+6.09%
120 days
+23.85%
5 years
+23.85%
Worst Daily Return
60 days
-4.68%
120 days
-7.04%
5 years
-21.88%
Sharpe Ratio
60 days
+1.31
120 days
+1.61
5 years
+0.26
Risk Assessment
Maximum Drawdown
240 days
+47.06%
3 years
+52.85%
5 years
+62.54%
Return-to-Drawdown Ratio
240 days
-0.18
3 years
-0.10
5 years
+0.03
Skewness
240 days
+0.79
3 years
+0.78
5 years
+0.15
Volatility
Realised Volatility
240 days
+50.98%
5 years
+40.12%
Standardised True Range
240 days
+3.59%
5 years
+3.63%
Downside Risk-Adjusted Return
120 days
+359.13%
240 days
+359.13%
Maximum Daily Upside Volatility
60 days
+33.21%
Maximum Daily Downside Volatility
60 days
+21.65%
Liquidity
Average Turnover Rate
60 days
+1.15%
120 days
+1.25%
5 years
--
Turnover Deviation
20 days
+55.90%
60 days
+35.07%
120 days
+46.93%
Peer Comparison
Banking Services
Encore Capital Group Inc
ECPG
7.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.46 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.40 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Bank Ozk
OZK
8.36 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMBF
8.33 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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