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Encore Capital Group Inc

ECPG
57.750USD
+1.210+2.14%
Close 02/06, 16:00ETQuotes delayed by 15 min
1.32BMarket Cap
LossP/E TTM

Encore Capital Group Inc

57.750
+1.210+2.14%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Encore Capital Group Inc

Currency: USD Updated: 2026-02-06

Key Insights

Encore Capital Group Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 39 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 68.00.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Encore Capital Group Inc's Score

Industry at a Glance

Industry Ranking
39 / 397
Overall Ranking
82 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Encore Capital Group Inc Highlights

StrengthsRisks
Encore Capital Group, Inc. is an international specialty finance company. The Company provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. It primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. It also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The Company mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.
Overvalued
The company’s latest PB is 1.39, at a high 3-year percentile range.
Institutional Buying
The latest institutional holdings are 24.13M shares, increasing 0.00% quarter-over-quarter.
Held by James Simons
Star Investor James Simons holds 8.60K shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 0.56.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
68.000
Target Price
+20.27%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Encore Capital Group Inc is 6.85, ranking 238 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 373.74M, representing a year-over-year increase of 27.84%, while its net profit experienced a year-over-year increase of 143.64%.

Score

Industry at a Glance

Previous score
6.85
Change
0

Financials

8.76

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.64

Operational Efficiency

4.84

Growth Potential

8.49

Shareholder Returns

6.51

Encore Capital Group Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Encore Capital Group Inc is 8.74, ranking 49 out of 397 in the Banking Services industry. Its current P/E ratio is -32.37, which is -596.41% below the recent high of 160.71 and -630.29% above the recent low of -236.43.

Score

Industry at a Glance

Previous score
8.74
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 39/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Encore Capital Group Inc is 8.00, ranking 63 out of 397 in the Banking Services industry. The average price target is 60.00, with a high of 62.00 and a low of 59.00.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
68.000
Target Price
+20.27%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

15
Total
4
Median
4
Average
Company name
Ratings
Analysts
Encore Capital Group Inc
ECPG
4
Runway Growth Finance Corp
RWAY
11
AerCap Holdings NV
AER
10
NewtekOne Inc
NEWT
7
MSC Income Fund Inc
MSIF
7
Jefferson Capital Inc
JCAP
6
1
2
3

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Encore Capital Group Inc is 9.00, ranking 241 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 59.25 and the support level at 54.85, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.56
Change
0.44

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(1)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.152
Buy
RSI(14)
62.221
Neutral
STOCH(KDJ)(9,3,3)
86.077
Buy
ATR(14)
1.562
Low Volatility
CCI(14)
210.048
Overbought
Williams %R
2.045
Overbought
TRIX(12,20)
0.053
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
56.308
Buy
MA10
55.685
Buy
MA20
55.708
Buy
MA50
54.869
Buy
MA100
49.669
Buy
MA200
44.459
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Encore Capital Group Inc is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 119.04%, representing a quarter-over-quarter increase of 0.52%. The largest institutional shareholder is The Vanguard, holding a total of 2.36M shares, representing 10.57% of shares outstanding, with 3.25% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
3.28M
-2.21%
The Vanguard Group, Inc.
Star Investors
2.45M
-3.05%
Turtle Creek Asset Management Inc.
1.95M
-4.51%
Stephens Investment Management Group, LLC
1.31M
+4.76%
Dimensional Fund Advisors, L.P.
1.27M
-8.75%
State Street Investment Management (US)
889.60K
-1.01%
Wellington Management Company, LLP
747.15K
-6.06%
Goldman Sachs Asset Management, L.P.
671.05K
+41.43%
Geode Capital Management, L.L.C.
570.84K
-2.11%
Charles Schwab Investment Management, Inc.
494.61K
-0.11%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Encore Capital Group Inc is 6.78, ranking 208 out of 397 in the Banking Services industry. The company's beta value is 1.39. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
6.78
Change
0
Beta vs S&P 500 index
1.39
VaR
+3.17%
240-Day Maximum Drawdown
+45.62%
240-Day Volatility
+53.46%

Return

Best Daily Return
60 days
+4.84%
120 days
+10.46%
5 years
+23.85%
Worst Daily Return
60 days
-3.88%
120 days
-8.03%
5 years
-21.88%
Sharpe Ratio
60 days
+2.92
120 days
+1.89
5 years
+0.40

Risk Assessment

Maximum Drawdown
240 days
+45.62%
3 years
+49.94%
5 years
+62.54%
Return-to-Drawdown Ratio
240 days
+0.42
3 years
+0.18
5 years
+0.15
Skewness
240 days
+0.66
3 years
+0.75
5 years
+0.22

Volatility

Realised Volatility
240 days
+53.46%
5 years
+40.09%
Standardised True Range
240 days
+2.79%
5 years
+2.67%
Downside Risk-Adjusted Return
120 days
+288.61%
240 days
+288.61%
Maximum Daily Upside Volatility
60 days
+19.61%
Maximum Daily Downside Volatility
60 days
+17.39%

Liquidity

Average Turnover Rate
60 days
+1.15%
120 days
+1.25%
5 years
--
Turnover Deviation
20 days
+55.90%
60 days
+35.07%
120 days
+46.93%

Peer Comparison

Banking Services
Encore Capital Group Inc
Encore Capital Group Inc
ECPG
8.10 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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