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Encore Capital Group Inc

ECPG

68.870USD

-1.830-2.59%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

1.70BMarket Cap

6.23P/E TTM



Encore Capital Group Inc

68.870

-1.830-2.59%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Encore Capital Group Inc

Currency: USD Updated: 2026-03-27

Key Insights

Encore Capital Group Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 51 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 82.67.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Encore Capital Group Inc's Score

Industry at a Glance

Industry Ranking

51 / 400

Overall Ranking

106 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Encore Capital Group Inc Highlights

StrengthsRisks

Encore Capital Group, Inc. is an international specialty finance company. The Company provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. It primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. It also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The Company mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 47.91% year-on-year.

Turnaround to Profit

The company's performance has turned profitable, with the latest annual net income of USD .

Overvalued

The company’s latest PB is 1.53, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 24.13M shares, increasing 0.00% quarter-over-quarter.

Held by Paul Tudor Jones

Star Investor Paul Tudor Jones holds 25.13K shares of this stock.

Higher Market Activity

The company has more investor interest, with a 20-day turnover ratio of 0.56.

Analyst Rating

Based on 4 analysts

Buy

Current Rating

82.667

Target Price

+16.46%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Encore Capital Group Inc is 6.98, ranking 226 out of 400 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 378.33M, representing a year-over-year increase of 100.88%, while its net profit experienced a year-over-year increase of 134.02%.

Score

Industry at a Glance

Previous score

6.98

Change



Financials

8.70

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

6.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

5.45

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.96

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.76

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Encore Capital Group Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Encore Capital Group Inc is 8.74, ranking 49 out of 400 in the Banking Services industry. Its current P/E ratio is 6.23, which is 2479.54% below the recent high of 160.71 and 3894.83% above the recent low of -236.43.

Score

Industry at a Glance

Previous score

8.74

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 51/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Encore Capital Group Inc is 7.50, ranking 139 out of 400 in the Banking Services industry. The average price target is 60.00, with a high of 62.00 and a low of 59.00.

Score

Industry at a Glance

Previous score

7.50

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts

Buy

Current Rating

82.667

Target Price

+16.46%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Encore Capital Group Inc

ECPG

Runway Growth Finance Corp

RWAY

AerCap Holdings NV

AER

NewtekOne Inc

NEWT

Jefferson Capital Inc

JCAP

MSC Income Fund Inc

MSIF

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Encore Capital Group Inc is 6.97, ranking 216 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 73.96 and the support level at 64.39, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.67

Change

-1.7

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(4)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.538

Neutral

RSI(14)

57.637

Neutral

STOCH(KDJ)(9,3,3)

58.868

Sell

ATR(14)

2.292

Low Volatility

CCI(14)

25.908

Neutral

Williams %R

45.326

Neutral

TRIX(12,20)

0.514

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

70.312

Sell

MA10

69.151

Sell

MA20

69.415

Sell

MA50

62.122

Buy

MA100

57.169

Buy

MA200

49.143

Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Encore Capital Group Inc is 10.00, ranking 1 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 119.04%, representing a quarter-over-quarter increase of 0.52%. The largest institutional shareholder is The Vanguard, holding a total of 2.36M shares, representing 11.01% of shares outstanding, with 0.79% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

3.28M

-2.21%

The Vanguard Group, Inc.

Star Investors

2.45M

-3.05%

Stephens Investment Management Group, LLC

1.31M

+4.76%

Dimensional Fund Advisors, L.P.

1.27M

-8.75%

Turtle Creek Asset Management Inc.

1.95M

-4.51%

State Street Investment Management (US)

889.60K

-1.01%

Goldman Sachs Asset Management, L.P.

671.05K

+41.43%

Wellington Management Company, LLP

747.15K

-6.06%

D. E. Shaw & Co., L.P.

392.86K

-8.77%

Geode Capital Management, L.L.C.

570.84K

-2.11%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Encore Capital Group Inc is 6.78, ranking 208 out of 400 in the Banking Services industry. The company's beta value is 1.27. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. with an industry-leading ESG disclosure.