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Dave Inc

DAVE

224.180USD

-19.690-8.07%

Close 10/30, 16:00（ET）Quotes delayed by 15 min

3.03BMarket Cap

54.89P/E TTM



Dave Inc

224.180

-19.690-8.07%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Dave Inc

Currency: USD Updated: 2025-10-30

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Dave Inc's Score

Industry at a Glance

Industry Ranking

6 / 72

Overall Ranking

123 / 4621

Industry

Financial Technology (Fintech) & Infrastructure

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 8 analysts

Buy

Current Rating

275.375

Target Price

+12.92%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Dave Inc Highlights

StrengthsRisks

Dave Inc. specializes in neobanking and financial technology (fintech) services. The Company has built an integrated and fully digital financial services platform that provides millions of Americans with a variety of financial products. The Company offers cash advances through its flagship 0% interest ExtraCash product. Through its Banking, the Company provides a digital checking account service, integrated with ExtraCash advances. Its members can have access to tools for building long-term financial health, such as goals savings accounts and customizable automatic round-up savings on debit spend transactions. Its ExtraCash and banking products are offered through its bank partner, Evolve Bank & Trust. It also helps members generate extra income for spending or emergencies through its Side Hustle product, where the Company presents members with supplemental work opportunities, and through its Surveys product, where members can earn supplemental income by taking surveys.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 69.44% year-on-year.

Turnaround to Profit

The company's performance has turned profitable, with the latest annual net income of USD .

Overvalued

The company’s latest PB is 13.94, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 10.21M shares, decreasing 7.11% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 443.70K shares of this stock.

Financial Health

Currency: USD Updated: 2025-10-30

The company's current financial score is 9.19, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 6.79. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 131.76M, representing a year-over-year increase of 64.46%, while its net profit experienced a year-over-year increase of 42.18%.

Score

Industry at a Glance

Previous score

9.19

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

9.89

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.61

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.45

Key Metrics

Free cash flow

No Data

Dave Inc's Company Valuation

Currency: USD Updated: 2025-10-30

The company’s current valuation score is 5.96, which is lower than the Financial Technology (Fintech) & Infrastructure industry's average of 7.71. Its current P/E ratio is 53.58, which is 25.70% below the recent high of 67.35 and 1402.98% above the recent low of -698.19.

Score

Industry at a Glance

Previous score

5.96

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 6/72

No Data

Earnings Forecast

Currency: USD Updated: 2025-10-30

The company’s current earnings forecast score is 8.25, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 7.83. The average price target for Dave Inc is 278.50, with a high of 320.00 and a low of 229.00.

Score

Industry at a Glance

Previous score

8.25

Change

Support & Resistance

No Data

Analyst Rating

Based on 8 analysts

Buy

Current Rating

275.375

Target Price

+12.92%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Dave Inc

DAVE

Intuit Inc

INTU

Affirm Holdings Inc

AFRM

Fidelity National Information Services Inc

FIS

Robinhood Markets Inc

HOOD

Circle Internet Group Inc

CRCL

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-30

The company’s current price momentum score is 7.52, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 6.46. Sideways: Currently, the stock price is trading between the resistance level at 259.33 and the support level at 192.01, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.42

Change

-1.9

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(2)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

4.764

Buy

RSI(14)

50.291

Neutral

STOCH(KDJ)(9,3,3)

53.287

Sell

ATR(14)

17.357

High Vlolatility

CCI(14)

20.619

Neutral

Williams %R

56.653

Sell

TRIX(12,20)

0.557

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

244.752

Sell

MA10

233.133

Sell

MA20

219.922

Buy

MA50

215.783

Buy

MA100

217.879

Buy

MA200

166.643

Buy

Institutional Confidence

Currency: USD Updated: 2025-10-30

The company’s current institutional recognition score is 7.00, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 4.56. The latest institutional shareholding proportion is 84.49%, representing a quarter-over-quarter decrease of 4.95%. The largest institutional shareholder is The Vanguard, holding a total of 593.32K shares, representing 4.91% of shares outstanding, with 4.08% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Hood River Capital Management LLC

1.07M

-5.17%

Chitrakar (Paras)

993.82K

Divisadero Street Capital Management, LP

755.04K

+41.24%

The Vanguard Group, Inc.

Star Investors

593.32K

+11.82%

BlackRock Institutional Trust Company, N.A.

592.97K

+12.69%

D. E. Shaw & Co., L.P.

506.32K

+491.06%

Two Sigma Investments, LP

453.19K

+1692.77%

Renaissance Technologies LLC

Star Investors

443.70K

+46.48%

Khan (Imran)

297.77K

Whetstone Capital Advisors, LLC

276.75K

-2.22%

Risk Assessment

Currency: USD Updated: 2025-10-30

The company’s current risk assessment score is 4.45, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 3.81. The company's beta value is 3.91. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.