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Columbia Financial Inc

CLBK

15.510USD

-0.340-2.15%
Close 09/19, 16:00ETQuotes delayed by 15 min
1.63BMarket Cap
263.89P/E TTM

Columbia Financial Inc

15.510

-0.340-2.15%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered undervalued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
100 / 400
Overall Ranking
215 / 4720
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 2 analysts
Buy
Current Rating
16.750
Target Price
+5.68%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
Columbia Financial, Inc. is the holding company of Columbia Bank. Columbia Bank is a federally chartered savings bank in Fair Lawn, New Jersey that operates approximately 68 full-service banking offices and offers traditional financial services to consumers and businesses in its market area. It attracts deposits from the general public and uses those funds to originate a variety of loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans.
Turnaround to Loss
The company's performance has turned to a loss, with the latest annual loss of USD 11.65M.%!(EXTRA int=2)
Overvalued
The company’s latest PB is 1.45, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 92.11M shares, decreasing 0.23% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 2.67M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 6.35, which is lower than the Banking Services industry's average of 7.06. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 63.32M, representing a year-over-year increase of 19.12%, while its net profit experienced a year-over-year increase of 171.04%.

Score

Industry at a Glance

Previous score
6.35
Change
0

Financials

8.97

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

2.95

Operational Efficiency

2.79

Growth Potential

9.79

Shareholder Returns

7.26

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.80, which is higher than the Banking Services industry's average of 1.34. Its current P/E ratio is 263.25, which is -6.75% below the recent high of 245.47 and 438.65% above the recent low of -891.48.

Score

Industry at a Glance

Previous score
1.80
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 100/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Columbia Financial Inc is 16.75, with a high of 18.00 and a low of 15.50.

Score

Industry at a Glance

Previous score
8.00
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts
Buy
Current Rating
16.750
Target Price
+5.68%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Columbia Financial Inc
CLBK
2
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 8.11, which is lower than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 16.40 and the support level at 14.86, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.11
Change
-1.47

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(2)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.071
Buy
RSI(14)
58.353
Neutral
STOCH(KDJ)(9,3,3)
72.474
Neutral
ATR(14)
0.381
Low Volatility
CCI(14)
115.439
Buy
Williams %R
34.074
Buy
TRIX(12,20)
0.210
Sell
StochRSI(14)
4.930
Sell
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
15.500
Buy
MA10
15.382
Buy
MA20
15.221
Buy
MA50
14.810
Buy
MA100
14.711
Buy
MA200
15.055
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 87.79%, representing a quarter-over-quarter increase of 0.39%. The largest institutional shareholder is The Vanguard, holding a total of 2.67M shares, representing 2.54% of shares outstanding, with 0.72% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
Columbia Bank MHC
76.02M
--
The Vanguard Group, Inc.
Star Investors
2.61M
-1.44%
Dimensional Fund Advisors, L.P.
1.96M
+3.41%
BlackRock Institutional Trust Company, N.A.
2.01M
-4.17%
State Street Global Advisors (US)
866.34K
-5.97%
Geode Capital Management, L.L.C.
740.15K
+2.00%
Renaissance Technologies LLC
Star Investors
630.63K
-0.76%
Kemly (Thomas J)
576.09K
+0.02%
Citadel Advisors LLC
247.98K
+253.61%
Gibney (Dennis E)
241.91K
+6.60%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.11, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.34. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.11
Change
0
Beta vs S&P 500 index
0.34
VaR
+2.55%
240-Day Maximum Drawdown
+31.71%
240-Day Volatility
+35.86%
Return
Best Daily Return
60 days
+5.21%
120 days
+9.06%
5 years
+9.59%
Worst Daily Return
60 days
-3.73%
120 days
-7.53%
5 years
-13.85%
Sharpe Ratio
60 days
+1.66
120 days
+0.42
5 years
+0.19
Risk Assessment
Maximum Drawdown
240 days
+31.71%
3 years
+40.86%
5 years
+42.68%
Return-to-Drawdown Ratio
240 days
-0.07
3 years
-0.21
5 years
+0.03
Skewness
240 days
+0.78
3 years
-0.22
5 years
-0.47
Volatility
Realised Volatility
240 days
+35.86%
5 years
+32.80%
Standardised True Range
240 days
+2.89%
5 years
+2.98%
Downside Risk-Adjusted Return
120 days
+70.10%
240 days
+70.10%
Maximum Daily Upside Volatility
60 days
+21.04%
Maximum Daily Downside Volatility
60 days
+18.90%
Liquidity
Average Turnover Rate
60 days
+0.11%
120 days
+0.13%
5 years
--
Turnover Deviation
20 days
+11.10%
60 days
+16.27%
120 days
+37.77%

Peer Comparison

Banking Services
Columbia Financial Inc
Columbia Financial Inc
CLBK
6.00 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.58 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
7.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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