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Chime Financial Inc

CHYM
18.530USD
-1.250-6.32%
Close 03/24, 16:00ETQuotes delayed by 15 min
6.75BMarket Cap
LossP/E TTM

Chime Financial Inc

18.530
-1.250-6.32%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Chime Financial Inc

Currency: USD Updated: 2026-03-24

Key Insights

Chime Financial Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 16 out of 72 in the Financial Technology (Fintech) & Infrastructure industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 32.13.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Chime Financial Inc's Score

Industry at a Glance

Industry Ranking
16 / 72
Overall Ranking
153 / 4547
Industry
Financial Technology (Fintech) & Infrastructure

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Chime Financial Inc Highlights

StrengthsRisks
Chime Financial, Inc. is a consumer financial technology company. The Company offers everyday Americans access to a range of products with banking services provided by its Federal Deposit Insurance Corporation (FDIC) insured bank partners. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, secured credit cards, and other mobile banking features that allow them to manage their money and pay for their everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it for free. These products include SpotMe, which is a fee-free overdraft protection product, and MyPay, which allows its members to access up to $500 of their pay on demand before payday. It offers access to full-featured, FDIC-insured checking accounts provided through its platform by one of its bank partners, The Bancorp Bank, N.A.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 71.05% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 2.19B.
Undervalued
The company’s latest PB is 5.02, at a low 3-year percentile range.
Held by Chris Davis
Star Investor Chris Davis holds 2.47M shares of this stock.

Analyst Rating

Based on 16 analysts
Buy
Current Rating
32.133
Target Price
+67.80%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-24

The current financial score of Chime Financial Inc is 7.73, ranking 21 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 596.36M, representing a year-over-year increase of 25.49%, while its net profit experienced a year-over-year increase of 128.38%.

Score

Industry at a Glance

Previous score
7.73
Change
0

Financials

9.43

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

6.60

Operational Efficiency

8.21

Growth Potential

7.18

Shareholder Returns

7.24

Chime Financial Inc's Company Valuation

Currency: USD Updated: 2026-03-24

The current valuation score of Chime Financial Inc is 8.74, ranking 12 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Its current P/E ratio is -4.33, which is -58.85% below the recent high of -1.78 and -29.36% above the recent low of -5.61.

Score

Industry at a Glance

Previous score
8.74
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 16/72
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-24

The current earnings forecast score of Chime Financial Inc is 7.88, ranking 42 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The average price target is 33.00, with a high of 40.00 and a low of 19.00.

Score

Industry at a Glance

Previous score
7.76
Change
0.12

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 16 analysts
Buy
Current Rating
32.133
Target Price
+67.80%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

37
Total
5
Median
8
Average
Company name
Ratings
Analysts
Chime Financial Inc
CHYM
16
Intuit Inc
INTU
34
Affirm Holdings Inc
AFRM
31
Circle Internet Group Inc
CRCL
27
Fidelity National Information Services Inc
FIS
27
Robinhood Markets Inc
HOOD
26
1
2
3
...
8

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-24

The current price momentum score of Chime Financial Inc is 6.64, ranking 36 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. Currently, the stock price is trading between the resistance level at 22.83 and the support level at 16.03, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.94
Change
-0.3

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(1)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.475
Sell
RSI(14)
36.600
Neutral
STOCH(KDJ)(9,3,3)
18.684
Oversold
ATR(14)
1.365
Low Volatility
CCI(14)
-105.492
Sell
Williams %R
88.345
Oversold
TRIX(12,20)
-0.499
Sell
StochRSI(14)
18.953
Sell
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
19.108
Sell
MA10
20.069
Sell
MA20
21.305
Sell
MA50
22.608
Sell
MA100
22.653
Sell
MA200
24.772
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-24

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Galileo (PTC) Ltd
52.27M
--
DST Global Advisors Ltd
52.27M
--
Crosslink Capital, Inc.
29.25M
-0.00%
General Atlantic LLC
19.21M
--
Access Industries, Inc.
19.60M
--
Menlo Ventures
17.44M
--
Tiger Global Management, L.L.C.
Star Investors
12.47M
--
ICONIQ Capital, LLC
15.03M
--
Cathay Innovation SAS
11.55M
--
1
2

Risk Assessment

Currency: USD Updated: 2026-03-24

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Financial Technology (Fintech) & Infrastructure domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Chime Financial Inc is 5.25, ranking 15 out of 72 in the Financial Technology (Fintech) & Infrastructure industry. The company's beta value is 0.00. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
5.25
Change
0
Beta vs S&P 500 index
--
VaR
--
240-Day Maximum Drawdown
--
240-Day Volatility
--

Return

Best Daily Return
60 days
--
120 days
--
5 years
--
Worst Daily Return
60 days
--
120 days
--
5 years
--
Sharpe Ratio
60 days
--
120 days
--
5 years
--

Risk Assessment

Maximum Drawdown
240 days
--
3 years
--
5 years
--
Return-to-Drawdown Ratio
240 days
--
3 years
--
5 years
--
Skewness
240 days
--
3 years
--
5 years
--

Volatility

Realised Volatility
240 days
--
5 years
--
Standardised True Range
240 days
--
5 years
--
Downside Risk-Adjusted Return
120 days
--
240 days
--
Maximum Daily Upside Volatility
60 days
--
Maximum Daily Downside Volatility
60 days
--

Liquidity

Average Turnover Rate
60 days
--
120 days
--
5 years
--
Turnover Deviation
20 days
--
60 days
--
120 days
--

Peer Comparison

Financial Technology (Fintech) & Infrastructure
Chime Financial Inc
Chime Financial Inc
CHYM
7.17 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Paymentus Holdings Inc
Paymentus Holdings Inc
PAY
8.31 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
ACI Worldwide Inc
ACI Worldwide Inc
ACIW
8.30 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dave Inc
Dave Inc
DAVE
8.18 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Intuit Inc
Intuit Inc
INTU
7.98 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
PROG Holdings Inc
PROG Holdings Inc
PRG
7.90 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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