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Chime Financial Inc

CHYM

18.900USD

-0.290-1.51%

Close 11/14, 16:00（ET）Quotes delayed by 15 min

7.08BMarket Cap

LossP/E TTM



Chime Financial Inc

18.900

-0.290-1.51%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Chime Financial Inc

Currency: USD Updated: 2025-11-14

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Chime Financial Inc's Score

Industry at a Glance

Industry Ranking

10 / 69

Overall Ranking

147 / 4604

Industry

Financial Technology (Fintech) & Infrastructure

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 14 analysts

Buy

Current Rating

31.231

Target Price

+62.75%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Chime Financial Inc Highlights

StrengthsRisks

Chime Financial, Inc. is a consumer financial technology company. The Company offers everyday Americans access to a range of products with banking services provided by its Federal Deposit Insurance Corporation (FDIC) insured bank partners. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, secured credit cards, and other mobile banking features that allow them to manage their money and pay for their everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it for free. These products include SpotMe, which is a fee-free overdraft protection product, and MyPay, which allows its members to access up to $500 of their pay on demand before payday. It offers access to full-featured, FDIC-insured checking accounts provided through its platform by one of its bank partners, The Bancorp Bank, N.A.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 65.86% year-on-year.

Undervalued

The company’s latest PB is 4.90, at a low 3-year percentile range.

Institutional Buying

The latest institutional holdings are 275.03M shares, increasing 49.38% quarter-over-quarter.

Held by Chase Coleman

Star Investor Chase Coleman holds 12.47M shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-14

The company's current financial score is 7.34, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 6.77. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 543.52M, representing a year-over-year increase of 28.84%, while its net profit experienced a year-over-year increase of 148.44%.

Score

Industry at a Glance

Previous score

7.34

Change



Financials

10.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

5.81

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

6.38

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.39

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.13

Key Metrics

Free cash flow

No Data

Chime Financial Inc's Company Valuation

Currency: USD Updated: 2025-11-14

The company’s current valuation score is 8.74, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 7.72. Its current P/E ratio is -3.67, which is -51.35% below the recent high of -1.78 and -12.49% above the recent low of -4.12.

Score

Industry at a Glance

Previous score

8.74

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 10/69

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-14

The company’s current earnings forecast score is 7.71, which is lower than the Financial Technology (Fintech) & Infrastructure industry's average of 7.87. The average price target for Chime Financial Inc is 33.00, with a high of 40.00 and a low of 19.00.

Score

Industry at a Glance

Previous score

7.71

Change

Support & Resistance

No Data

Analyst Rating

Based on 14 analysts

Buy

Current Rating

31.231

Target Price

+62.75%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Chime Financial Inc

CHYM

Intuit Inc

INTU

Affirm Holdings Inc

AFRM

Fidelity National Information Services Inc

FIS

Robinhood Markets Inc

HOOD

Circle Internet Group Inc

CRCL

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-14

The company’s current price momentum score is 7.31, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 6.39. Sideways: Currently, the stock price is trading between the resistance level at 21.44 and the support level at 16.26, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.40

Change

-0.09

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(4)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

0.620

Neutral

RSI(14)

46.682

Neutral

STOCH(KDJ)(9,3,3)

55.763

Sell

ATR(14)

1.326

High Vlolatility

CCI(14)

-1.284

Neutral

Williams %R

47.297

Neutral

TRIX(12,20)

-0.105

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(5)

Neutral(0)

Buy(1)

Indicators

Value

Direction

MA5

19.988

Sell

MA10

19.313

Sell

MA20

18.700

Buy

MA50

20.520

Sell

MA100

25.514

Sell

MA200

25.957

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-14

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Galileo (PTC) Ltd

52.27M

DST Global Advisors Ltd

52.27M

Crosslink Capital, Inc.

29.25M

Access Industries, Inc.

19.60M

General Atlantic LLC

19.21M

Menlo Ventures

17.44M

ICONIQ Capital, LLC

15.03M

Tiger Global Management, L.L.C.

Star Investors

12.47M

Cathay Innovation SAS

11.55M

Coatue Management, L.L.C.

Star Investors

10.82M

Risk Assessment

Currency: USD Updated: 2025-11-14

The company’s current risk assessment score is 4.59, which is higher than the Financial Technology (Fintech) & Infrastructure industry's average of 3.74. The company's beta value is 0.00. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.