Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.347
Neutral
RSI(14)
54.430
Neutral
STOCH(KDJ)(9,3,3)
45.507
Sell
ATR(14)
1.160
Low Volatility
CCI(14)
-55.007
Neutral
Williams %R
74.725
Sell
TRIX(12,20)
1.018
Sell
StochRSI(14)
0.000
Oversold
Chime Financial Inc
CHYM25.170USD
-1.160-4.41%
Close 12/31, 16:00（ET）Quotes delayed by 15 min
9.42BMarket Cap
LossP/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Chime Financial Inc
Currency: USD Updated: 2025-12-31Key Insights
Chime Financial Inc's fundamentals are relatively very healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 7/70 in the Financial Technology (Fintech) & Infrastructure industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 31.31.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Chime Financial Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
14
analysts
Buy
Current Rating
31.308
Target Price
+30.88%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Chime Financial Inc Highlights
StrengthsRisks
Chime Financial, Inc. is a consumer financial technology company. The Company offers everyday Americans access to a range of products with banking services provided by its Federal Deposit Insurance Corporation (FDIC) insured bank partners. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, secured credit cards, and other mobile banking features that allow them to manage their money and pay for their everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it for free. These products include SpotMe, which is a fee-free overdraft protection product, and MyPay, which allows its members to access up to $500 of their pay on demand before payday. It offers access to full-featured, FDIC-insured checking accounts provided through its platform by one of its bank partners, The Bancorp Bank, N.A.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 65.86% year-on-year.
Fairly Valued
The company’s latest PB is 6.53, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 275.03M shares, increasing 49.38% quarter-over-quarter.
Held by George Soros
Star Investor George Soros holds 47.56K shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-31The current financial score of Chime Financial Inc is 7.92, ranking 21/70 in the Financial Technology (Fintech) & Infrastructure industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 543.52M, representing a year-over-year increase of 28.84%, while its net profit experienced a year-over-year increase of 148.44%.
Score
Financials
9.61
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
6.65
Operational Efficiency
8.92
Growth Potential
7.25
Shareholder Returns
7.18
Chime Financial Inc's Company Valuation
Currency: USD Updated: 2025-12-31The current valuation score of Chime Financial Inc is 8.74, ranking 12/70 in the Financial Technology (Fintech) & Infrastructure industry. Its current P/E ratio is -4.88, which is -63.47% below the recent high of -1.78 and -9.22% above the recent low of -5.33.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 7/70
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-31The current earnings forecast score of Chime Financial Inc is 7.86, ranking 42/70 in the Financial Technology (Fintech) & Infrastructure industry. The average price target for Chime Financial Inc is 33.00, with a high of 40.00 and a low of 19.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
14
analysts
Buy
Current Rating
31.308
Target Price
+30.88%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
36
Total
6
Median
8
Average
Company name
Ratings
Analysts
Chime Financial Inc
CHYM
14
Intuit Inc
INTU
33
Affirm Holdings Inc
AFRM
27
Fidelity National Information Services Inc
FIS
26
Circle Internet Group Inc
CRCL
25
Robinhood Markets Inc
HOOD
25
1
2
3
...
7
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-31The current price momentum score of Chime Financial Inc is 8.85, ranking 6/70 in the Financial Technology (Fintech) & Infrastructure industry. Currently, the stock price is trading between the resistance level at 28.30 and the support level at 21.64, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
26.290
Sell
MA10
26.058
Sell
MA20
25.464
Sell
MA50
21.629
Buy
MA100
22.701
Buy
MA200
25.441
Sell
Institutional Confidence
Currency: USD Updated: 2025-12-31Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Galileo (PTC) Ltd
DST Global Advisors Ltd
Crosslink Capital, Inc.
Access Industries, Inc.
General Atlantic LLC
Menlo Ventures
ICONIQ Capital, LLC
Cathay Innovation SAS
1
2
Risk Assessment
Currency: USD Updated: 2025-12-31The current risk assessment score of Chime Financial Inc is 4.59, ranking 21/70 in the Financial Technology (Fintech) & Infrastructure industry. The company's beta value is 0.00. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
--
VaR
--
240-Day Maximum Drawdown
--
240-Day Volatility
--
Return
Best Daily Return
60 days
--
120 days
--
5 years
--
Worst Daily Return
60 days
--
120 days
--
5 years
--
Sharpe Ratio
60 days
--
120 days
--
5 years
--
Risk Assessment
Maximum Drawdown
240 days
--
3 years
--
5 years
--
Return-to-Drawdown Ratio
240 days
--
3 years
--
5 years
--
Skewness
240 days
--
3 years
--
5 years
--
Volatility
Realised Volatility
240 days
--
5 years
--
Standardised True Range
240 days
--
5 years
--
Downside Risk-Adjusted Return
120 days
--
240 days
--
Maximum Daily Upside Volatility
60 days
--
Maximum Daily Downside Volatility
60 days
--
Liquidity
Average Turnover Rate
60 days
--
120 days
--
5 years
--
Turnover Deviation
20 days
--
60 days
--
120 days
--
Peer Comparison
Financial Technology (Fintech) & Infrastructure
Chime Financial Inc
CHYM
7.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
ACI Worldwide Inc
ACIW
8.36 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dave Inc
DAVE
8.15 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
I3 Verticals Inc
IIIV
8.02 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Intuit Inc
INTU
7.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Affirm Holdings Inc
AFRM
7.85 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Chime Financial Inc?
The TradingKey Stock Score provides a comprehensive assessment of Chime Financial Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Chime Financial Inc’s performance and outlook.
How do we generate the financial health score of Chime Financial Inc?
To generate the financial health score of Chime Financial Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Chime Financial Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Chime Financial Inc.
How do we generate the company valuation score of Chime Financial Inc?
To generate the company valuation score of Chime Financial Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Chime Financial Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Chime Financial Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Chime Financial Inc.
How do we generate the earnings forecast score of Chime Financial Inc?
To calculate the earnings forecast score of Chime Financial Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Chime Financial Inc’s future.
How do we generate the price momentum score of Chime Financial Inc?
When generating the price momentum score for Chime Financial Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Chime Financial Inc’s prices. A higher score indicates a more stable short-term price trend for Chime Financial Inc.
How do we generate the institutional confidence score of Chime Financial Inc?
To generate the institutional confidence score of Chime Financial Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Chime Financial Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Chime Financial Inc.
How do we generate the risk management score of Chime Financial Inc?
To assess the risk management score of Chime Financial Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Chime Financial Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Chime Financial Inc.
