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C&F Financial Corp

CFFI
74.500USD
+0.730+0.99%
Market hours ETQuotes delayed by 15 min
238.35MMarket Cap
8.99P/E TTM

C&F Financial Corp

74.500
+0.730+0.99%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of C&F Financial Corp

Currency: USD Updated: 2026-03-27

Key Insights

C&F Financial Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 182 out of 400 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

C&F Financial Corp's Score

Industry at a Glance

Industry Ranking
182 / 400
Overall Ranking
322 / 4542
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

C&F Financial Corp Highlights

StrengthsRisks
C&F Financial Corporation is a bank holding company. The Company owns all the stock of Citizens and Farmers Bank (C&F Bank), which is an independent commercial bank. Its segments include community banking, mortgage banking and consumer finance. The community banking segment provides services through C&F Bank. C&F Bank provides community banking services to individuals and businesses, including various types of checking and savings deposit accounts, and business, real estate, development, mortgage, home equity and installment loans. C&F Bank operates 31 banking offices and four commercial loan offices. It conducts mortgage banking activities through C&F Mortgage Corporation, which offers a range of residential mortgage loans, which are originated for sale to investors in the secondary mortgage market. It conducts consumer finance activities through C&F Finance Company (C&F Finance). C&F Finance is a regional finance company purchasing automobile, marine and recreational vehicle loans.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 29.14%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 29.14%.
Fairly Valued
The company’s latest PB is 0.89, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 1.36M shares, decreasing 0.00% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 2.19K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.02.

Analyst Rating

Based on 0 analysts
--
Current Rating
--
Target Price
--
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of C&F Financial Corp is 7.98, ranking 159 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 31.27M, representing a year-over-year increase of 10.99%, while its net profit experienced a year-over-year increase of 11.00%.

Score

Industry at a Glance

Previous score
7.98
Change
0

Financials

5.30

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

5.74

Shareholder Returns

8.86

C&F Financial Corp's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of C&F Financial Corp is 8.73, ranking 55 out of 400 in the Banking Services industry. Its current P/E ratio is 8.67, which is 66.30% below the recent high of 14.42 and 34.83% above the recent low of 5.65.

Score

Industry at a Glance

Previous score
8.73
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 182/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

No earnings forecast score is currently available for C&F Financial Corp. The Banking Services industry's average is 7.29.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.
No Data

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of C&F Financial Corp is 7.00, ranking 203 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 78.69 and the support level at 67.39, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.32
Change
-0.32

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(3)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
0.345
Neutral
RSI(14)
46.278
Neutral
STOCH(KDJ)(9,3,3)
29.268
Sell
ATR(14)
2.357
Low Volatility
CCI(14)
-8.177
Neutral
Williams %R
81.688
Oversold
TRIX(12,20)
-0.166
Sell
StochRSI(14)
0.000
Sell
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
73.338
Buy
MA10
72.303
Buy
MA20
72.605
Buy
MA50
74.305
Buy
MA100
72.478
Buy
MA200
69.754
Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of C&F Financial Corp is 3.00, ranking 251 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 49.41%, representing a quarter-over-quarter decrease of 0.39%. The largest institutional shareholder is The Vanguard, holding a total of 168.86K shares, representing 5.19% of shares outstanding, with 12.86% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Dimensional Fund Advisors, L.P.
183.53K
-0.69%
The Vanguard Group, Inc.
Star Investors
167.73K
+0.20%
BlackRock Institutional Trust Company, N.A.
145.81K
+8.95%
Manulife Investment Management (North America) Limited
104.17K
-2.67%
Renaissance Technologies LLC
Star Investors
87.76K
-0.02%
Geode Capital Management, L.L.C.
72.41K
-0.27%
Huber Capital Management LLC
60.41K
-0.25%
State Street Investment Management (US)
35.54K
+2.76%
American Century Investment Management, Inc.
42.84K
+15.03%
Cherry (Thomas F)
38.40K
-3.04%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of C&F Financial Corp is 4.68, ranking 305 out of 400 in the Banking Services industry. The company's beta value is 0.35. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
4.68
Change
0
Beta vs S&P 500 index
0.36
VaR
+3.40%
240-Day Maximum Drawdown
+15.07%
240-Day Volatility
+35.96%

Return

Best Daily Return
60 days
+4.75%
120 days
+4.75%
5 years
+8.46%
Worst Daily Return
60 days
-4.68%
120 days
-4.72%
5 years
-12.13%
Sharpe Ratio
60 days
+0.23
120 days
+0.70
5 years
+0.47

Risk Assessment

Maximum Drawdown
240 days
+15.07%
3 years
+51.09%
5 years
+51.09%
Return-to-Drawdown Ratio
240 days
+1.88
3 years
+0.30
5 years
+0.15
Skewness
240 days
+0.18
3 years
-0.16
5 years
-0.08

Volatility

Realised Volatility
240 days
+35.96%
5 years
+37.40%
Standardised True Range
240 days
+2.64%
5 years
+2.40%
Downside Risk-Adjusted Return
120 days
+109.05%
240 days
+109.05%
Maximum Daily Upside Volatility
60 days
+35.86%
Maximum Daily Downside Volatility
60 days
+23.62%

Liquidity

Average Turnover Rate
60 days
+0.67%
120 days
+0.49%
5 years
--
Turnover Deviation
20 days
+1.69%
60 days
+77.25%
120 days
+29.29%

Peer Comparison

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C&F Financial Corp
C&F Financial Corp
CFFI
5.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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OneMain Holdings Inc
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8.60 /10
Score
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Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
International Bancshares Corp
International Bancshares Corp
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8.55 /10
Score
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OFG Bancorp
OFG Bancorp
OFG
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
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8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
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8.41 /10
Score
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Valuation Dimensions
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