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C&F Financial Corp

CFFI

79.710USD

-0.320-0.40%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

258.74MMarket Cap

9.62P/E TTM



C&F Financial Corp

79.710

-0.320-0.40%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of C&F Financial Corp

Currency: USD Updated: 2026-02-06

Key Insights

C&F Financial Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 187 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to trend up.The company has been performing strongly in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

C&F Financial Corp's Score

Industry at a Glance

Industry Ranking

187 / 397

Overall Ranking

295 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

C&F Financial Corp Highlights

StrengthsRisks

C&F Financial Corporation is a bank holding company. The Company owns all the stock of Citizens and Farmers Bank (C&F Bank), which is an independent commercial bank. Its segments include community banking, mortgage banking and consumer finance. The community banking segment provides services through C&F Bank. C&F Bank provides community banking services to individuals and businesses, including various types of checking and savings deposit accounts, and business, real estate, development, mortgage, home equity and installment loans. C&F Bank operates 31 banking offices and four commercial loan offices. It conducts mortgage banking activities through C&F Mortgage Corporation, which offers a range of residential mortgage loans, which are originated for sale to investors in the secondary mortgage market. It conducts consumer finance activities through C&F Finance Company (C&F Finance). C&F Finance is a regional finance company purchasing automobile, marine and recreational vehicle loans.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 29.14%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 29.14%.

Overvalued

The company’s latest PB is 0.99, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 1.36M shares, decreasing 0.00% quarter-over-quarter.

Held by Invesco

Star Investor Invesco holds 1.90K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.02.

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of C&F Financial Corp is 8.11, ranking 155 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 29.30M, representing a year-over-year increase of 3.98%, while its net profit experienced a year-over-year increase of 11.00%.

Score

Industry at a Glance

Previous score

8.11

Change



Financials

5.33

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.63

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.57

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

C&F Financial Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of C&F Financial Corp is 8.73, ranking 55 out of 397 in the Banking Services industry. Its current P/E ratio is 9.62, which is 49.98% below the recent high of 14.42 and 41.22% above the recent low of 5.65.

Score

Industry at a Glance

Previous score

8.73

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 187/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

No earnings forecast score is currently available for C&F Financial Corp. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of C&F Financial Corp is 9.32, ranking 138 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 84.18 and the support level at 72.06, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.39

Change

-0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(1)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

1.903

Buy

RSI(14)

68.550

Neutral

STOCH(KDJ)(9,3,3)

91.306

Overbought

ATR(14)

1.996

High Vlolatility

CCI(14)

111.642

Buy

Williams %R

11.140

Overbought

TRIX(12,20)

0.384

Sell

StochRSI(14)

28.214

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

79.426

Buy

MA10

76.246

Buy

MA20

73.410

Buy

MA50

72.279

Buy

MA100

70.420

Buy

MA200

68.388

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of C&F Financial Corp is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 49.41%, representing a quarter-over-quarter decrease of 0.39%. The largest institutional shareholder is The Vanguard, holding a total of 168.86K shares, representing 5.20% of shares outstanding, with 13.20% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Dimensional Fund Advisors, L.P.

183.53K

-0.69%

The Vanguard Group, Inc.

Star Investors

167.73K

+0.20%

BlackRock Institutional Trust Company, N.A.

145.81K

+8.95%

Manulife Investment Management (North America) Limited

104.17K

-2.67%

Renaissance Technologies LLC

Star Investors

87.76K

-0.02%

Geode Capital Management, L.L.C.

72.41K

-0.27%

Huber Capital Management LLC

60.41K

-0.25%

American Century Investment Management, Inc.

42.84K

+15.03%

Bridgeway Capital Management, LLC

38.79K

+4.96%

Cherry (Thomas F)

38.40K

-3.04%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of C&F Financial Corp is 4.68, ranking 307 out of 397 in the Banking Services industry. The company's beta value is 0.34. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.