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C&F Financial Corp

CFFI
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72.110USD
-3.370-4.46%
Close 05/15, 16:00ETQuotes delayed by 15 min
234.67MMarket Cap
8.28P/E TTM

C&F Financial Corp

72.110
-3.370-4.46%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of C&F Financial Corp

Currency: USD Updated: 2026-05-15

Key Insights

C&F Financial Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 188 out of 394 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

C&F Financial Corp's Score

Industry at a Glance

Industry Ranking
188 / 394
Overall Ranking
323 / 4482
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

C&F Financial Corp Highlights

StrengthsRisks
C&F Financial Corporation is a bank holding company. The Company owns all the stock of Citizens and Farmers Bank (C&F Bank), which is an independent commercial bank. Its segments include community banking, mortgage banking and consumer finance. The community banking segment provides services through C&F Bank. C&F Bank provides community banking services to individuals and businesses, including various types of checking and savings deposit accounts, and business, real estate, development, mortgage, home equity and installment loans. C&F Bank operates 31 banking offices and four commercial loan offices. It conducts mortgage banking activities through C&F Mortgage Corporation, which offers a range of residential mortgage loans, which are originated for sale to investors in the secondary mortgage market. It conducts consumer finance activities through C&F Finance Company (C&F Finance). C&F Finance is a regional finance company purchasing automobile, marine and recreational vehicle loans.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 29.14%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 29.14%.
Fairly Valued
The company’s latest PB is 0.88, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 1.35M shares, decreasing 15.00% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 2.37K shares of this stock.

Analyst Rating

Based on 0 analysts
--
Current Rating
0.000
Target Price
0.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-15

The current financial score of C&F Financial Corp is 7.98, ranking 156 out of 394 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 32.23M, representing a year-over-year increase of 13.88%, while its net profit experienced a year-over-year increase of 25.69%.

Score

Industry at a Glance

Previous score
7.98
Change
0

Financials

5.30

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

5.74

Shareholder Returns

8.86

C&F Financial Corp's Company Valuation

Currency: USD Updated: 2026-05-15

The current valuation score of C&F Financial Corp is 8.73, ranking 52 out of 394 in the Banking Services industry. Its current P/E ratio is 8.28, which is 74.20% below the recent high of 14.42 and 31.73% above the recent low of 5.65.

Score

Industry at a Glance

Previous score
8.73
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 188/394
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-15

No earnings forecast score is currently available for C&F Financial Corp. The Banking Services industry's average is 7.30.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.
No Data

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-15

The current price momentum score of C&F Financial Corp is 7.03, ranking 107 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 78.26 and the support level at 67.70, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.87
Change
-1.84

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.600
Sell
RSI(14)
43.816
Neutral
STOCH(KDJ)(9,3,3)
36.901
Neutral
ATR(14)
2.848
Low Volatility
CCI(14)
-52.777
Neutral
Williams %R
74.716
Sell
TRIX(12,20)
-0.066
Sell
StochRSI(14)
10.958
Sell
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
73.570
Sell
MA10
74.058
Sell
MA20
75.116
Sell
MA50
74.207
Sell
MA100
74.006
Sell
MA200
71.592
Buy

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of C&F Financial Corp is 3.00, ranking 252 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 43.04%, representing a quarter-over-quarter decrease of 12.89%. The largest institutional shareholder is James Simons, holding a total of 84.48K shares, representing 2.68% of shares outstanding, with 4.56% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Dimensional Fund Advisors, L.P.
183.19K
-0.18%
BlackRock Institutional Trust Company, N.A.
149.51K
+2.54%
Manulife Investment Management (North America) Limited
103.58K
-0.56%
Renaissance Technologies LLC
Star Investors
84.48K
-3.74%
Geode Capital Management, L.L.C.
72.92K
+0.70%
Huber Capital Management LLC
60.41K
--
State Street Investment Management (US)
43.29K
+21.80%
American Century Investment Management, Inc.
42.83K
-0.04%
Cherry (Thomas F)
40.87K
-4.38%
1
2

Risk Assessment

Currency: USD Updated: 2026-05-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of C&F Financial Corp is 4.68, ranking 302 out of 394 in the Banking Services industry. The company's beta value is 0.37. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
4.68
Change
0
Beta vs S&P 500 index
0.35
VaR
+3.42%
240-Day Maximum Drawdown
+13.56%
240-Day Volatility
+37.27%

Return

Best Daily Return
60 days
+4.70%
120 days
+4.75%
5 years
+8.46%
Worst Daily Return
60 days
-4.68%
120 days
-4.68%
5 years
-12.13%
Sharpe Ratio
60 days
-0.55
120 days
+0.51
5 years
+0.46

Risk Assessment

Maximum Drawdown
240 days
+13.56%
3 years
+51.09%
5 years
+51.09%
Return-to-Drawdown Ratio
240 days
+0.59
3 years
+0.21
5 years
+0.14
Skewness
240 days
+0.15
3 years
-0.16
5 years
-0.06

Volatility

Realised Volatility
240 days
+37.27%
5 years
+37.91%
Standardised True Range
240 days
+2.65%
5 years
+2.43%
Downside Risk-Adjusted Return
120 days
+86.29%
240 days
+86.29%
Maximum Daily Upside Volatility
60 days
+39.72%
Maximum Daily Downside Volatility
60 days
+34.90%

Liquidity

Average Turnover Rate
60 days
+0.14%
120 days
+0.14%
5 years
--
Turnover Deviation
20 days
-64.01%
60 days
-57.61%
120 days
-57.32%

Peer Comparison

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C&F Financial Corp
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5.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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8.47 /10
Score
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Earnings Forecast
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8.42 /10
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Price Momentum
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8.38 /10
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