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C&F Financial Corp

CFFI

70.590USD

-0.310-0.44%

Market hours （ET）Quotes delayed by 15 min

228.54MMarket Cap

8.73P/E TTM



C&F Financial Corp

70.590

-0.310-0.44%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of C&F Financial Corp

Currency: USD Updated: 2025-11-11

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

C&F Financial Corp's Score

Industry at a Glance

Industry Ranking

194 / 407

Overall Ranking

300 / 4608

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

C&F Financial Corp Highlights

StrengthsRisks

C&F Financial Corporation is a bank holding company. The Company owns Citizens and Farmers Bank (C&F Bank), which is an independent commercial bank. The Company's segments include community banking, mortgage banking and consumer finance. Community banking segment provides services through C&F Bank. C&F Bank provides a range of banking services to individuals and businesses. These services include various types of checking and savings deposit accounts, as well as business, real estate, development, home equity and installment loans. C&F Bank operates approximately 31 banking offices and four commercial loan offices. Mortgage banking segment, through C&F Mortgage Corporation, offers a range of residential mortgage loans, which are originated for sale to investors in the secondary mortgage market. Consumer finance segment provides services through C&F Finance Company (C&F Finance). C&F Finance is a regional finance company purchasing automobile, marine and recreational vehicle loans.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 29.14%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 29.14%.

Fairly Valued

The company’s latest PB is 0.91, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 1.36M shares, decreasing 3.84% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 167.73K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.02.

Financial Health

Currency: USD Updated: 2025-11-11

The company's current financial score is 8.15, which is higher than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 31.12M, representing a year-over-year increase of 9.84%, while its net profit experienced a year-over-year increase of 31.29%.

Score

Industry at a Glance

Previous score

8.15

Change



Financials

5.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.63

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.13

Key Metrics

Free cash flow

No Data

C&F Financial Corp's Company Valuation

Currency: USD Updated: 2025-11-11

The company’s current valuation score is 8.73, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 8.77, which is 64.38% below the recent high of 14.42 and 35.58% above the recent low of 5.65.

Score

Industry at a Glance

Previous score

8.73

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 194/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-11

There is no earnings forecast score for this company; the Banking Services industry's average is 7.41.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-11

The company’s current price momentum score is 8.83, which is higher than the Banking Services industry's average of 7.87. Sideways: Currently, the stock price is trading between the resistance level at 72.51 and the support level at 68.04, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.96

Change

-0.13

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(4)

Indicators

Value

Direction

MACD(12,26,9)

0.483

Buy

RSI(14)

58.766

Neutral

STOCH(KDJ)(9,3,3)

83.880

Buy

ATR(14)

1.101

Low Volatility

CCI(14)

171.586

Buy

Williams %R

8.413

Overbought

TRIX(12,20)

0.101

Sell

StochRSI(14)

92.614

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

70.210

Buy

MA10

69.410

Buy

MA20

69.013

Buy

MA50

68.894

Buy

MA100

67.561

Buy

MA200

68.457

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-11

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 42.14%, representing a quarter-over-quarter decrease of 13.41%. The largest institutional shareholder is The Vanguard, holding a total of 167.73K shares, representing 5.18% of shares outstanding, with 12.50% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Dimensional Fund Advisors, L.P.

184.81K

-0.01%

The Vanguard Group, Inc.

Star Investors

167.40K

+12.44%

BlackRock Institutional Trust Company, N.A.

133.84K

+763.25%

Manulife Investment Management (North America) Limited

107.03K

+0.16%

Renaissance Technologies LLC

Star Investors

87.78K

+5.56%

Geode Capital Management, L.L.C.

72.61K

+110.33%

Huber Capital Management LLC

60.57K

-1.11%

LSV Asset Management

40.77K

+0.25%

Cherry (Thomas F)

38.40K

-3.04%

American Century Investment Management, Inc.

37.25K

+15.98%

Risk Assessment

Currency: USD Updated: 2025-11-11

The company’s current risk assessment score is 4.43, which is lower than the Banking Services industry's average of 6.61. The company's beta value is 0.34. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.