Indicators
Indicators
Value
Direction
MACD(12,26,9)
-7.867
Sell
RSI(14)
39.773
Neutral
STOCH(KDJ)(9,3,3)
32.247
Buy
ATR(14)
23.328
Low Volatility
CCI(14)
-65.275
Neutral
Williams %R
75.892
Sell
TRIX(12,20)
-0.412
Sell
StochRSI(14)
94.032
Overbought
Credit Acceptance Corp
CACC442.845USD
-1.065-0.24%
Close 03/26, 16:00（ET）Quotes delayed by 15 min
11.35BMarket Cap
11.96P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Credit Acceptance Corp
Currency: USD Updated: 2026-03-25Key Insights
Credit Acceptance Corp's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 115 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 466.67.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Credit Acceptance Corp's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Negative
Credit Acceptance Corp Highlights
StrengthsRisks
Credit Acceptance Corporation is engaged in providing financing solutions that enable automobile dealers to sell vehicles to consumers. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The Company offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 21.84% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 2.32B.
Undervalued
The company’s latest PB is 3.11, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 7.92M shares, decreasing 0.00% quarter-over-quarter.
Held by Azvalor Blue Chips FI
Star Investor Azvalor Blue Chips FI holds 1.54K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.58.
Analyst Rating
Based on
3
analysts
Hold
Current Rating
466.667
Target Price
+6.49%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-03-25The current financial score of Credit Acceptance Corp is 7.98, ranking 159 out of 400 in the Banking Services industry. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 579.90M, representing a year-over-year increase of 2.47%, while its net profit experienced a year-over-year increase of 19.68%.
Score
Financials
6.91
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
8.42
Operational Efficiency
7.71
Growth Potential
9.81
Shareholder Returns
7.03
Credit Acceptance Corp's Company Valuation
Currency: USD Updated: 2026-03-25The current valuation score of Credit Acceptance Corp is 6.80, ranking 322 out of 400 in the Banking Services industry. Its current P/E ratio is 11.99, which is 260.06% below the recent high of 43.18 and 20.16% above the recent low of 9.57.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 115/400
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-03-25The current earnings forecast score of Credit Acceptance Corp is 6.00, ranking 279 out of 400 in the Banking Services industry. The average price target is 463.50, with a high of 475.00 and a low of 430.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
3
analysts
Hold
Current Rating
466.667
Target Price
+6.12%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Credit Acceptance Corp
CACC
3
American Express Co
AXP
31
SoFi Technologies Inc
SOFI
24
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
Ally Financial Inc
ALLY
19
1
2
3
...
8
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-03-25The current price momentum score of Credit Acceptance Corp is 6.81, ranking 323 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 501.22 and the support level at 404.38, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
439.189
Buy
MA10
445.876
Sell
MA20
469.464
Sell
MA50
476.210
Sell
MA100
464.096
Sell
MA200
480.875
Sell
Institutional Confidence
Currency: USD Updated: 2026-03-25The current institutional shareholding score of Credit Acceptance Corp is 7.00, ranking 56 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 77.29%, representing a quarter-over-quarter decrease of 0.10%. The largest institutional shareholder is Ruane Cunniff, holding a total of 536.13K shares, representing 4.99% of shares outstanding, with 9.99% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Prescott General Partners LLC
Donald A. Foss 2009 Annuity Trust
Donald A. Foss Irrevocable Trust Dated August 14, 2022
Marital Trust U/A Donald A. Foss Trust January 16, 1981
Cerity Partners LLC
Smith (Thomas W)
Boston Partners
Watson (Jill Foss)
Tryforos (Thomas N)
1
2
Risk Assessment
Currency: USD Updated: 2026-03-25The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Credit Acceptance Corp is 6.51, ranking 226 out of 400 in the Banking Services industry. The company's beta value is 1.31. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. Credit Acceptance Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.
Score
Beta vs S&P 500 index
1.30
VaR
+3.84%
240-Day Maximum Drawdown
+24.41%
240-Day Volatility
+42.46%
Return
Best Daily Return
60 days
+10.42%
120 days
+10.42%
5 years
+20.16%
Worst Daily Return
60 days
-9.35%
120 days
-9.35%
5 years
-14.89%
Sharpe Ratio
60 days
-0.07
120 days
-0.17
5 years
+0.24
Risk Assessment
Maximum Drawdown
240 days
+24.41%
3 years
+32.74%
5 years
+45.68%
Return-to-Drawdown Ratio
240 days
-0.44
3 years
+0.03
5 years
+0.02
Skewness
240 days
-0.45
3 years
-0.73
5 years
+0.14
Volatility
Realised Volatility
240 days
+42.46%
5 years
+41.49%
Standardised True Range
240 days
+4.00%
5 years
+4.04%
Downside Risk-Adjusted Return
120 days
-22.22%
240 days
-22.22%
Maximum Daily Upside Volatility
60 days
+31.34%
Maximum Daily Downside Volatility
60 days
+36.49%
Liquidity
Average Turnover Rate
60 days
+1.34%
120 days
+1.14%
5 years
--
Turnover Deviation
20 days
+57.99%
60 days
+106.04%
120 days
+75.35%
Peer Comparison
Banking Services
Credit Acceptance Corp
CACC
6.93 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OMF
8.61 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM
8.44 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
SYF
8.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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