Indicators
Indicators
Value
Direction
MACD(12,26,9)
-10.046
Sell
RSI(14)
34.971
Neutral
STOCH(KDJ)(9,3,3)
10.939
Sell
ATR(14)
21.444
Low Volatility
CCI(14)
-157.651
Sell
Williams %R
96.522
Oversold
TRIX(12,20)
-0.051
Sell
StochRSI(14)
0.000
Oversold
Credit Acceptance Corp
CACC447.340USD
-5.040-1.11%
Close 10/31, 16:00（ET）Quotes delayed by 15 min
5.03BMarket Cap
11.84P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Credit Acceptance Corp
Currency: USD Updated: 2025-10-31Key Insights
The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Credit Acceptance Corp's Score
Support & Resistance
No Data
Score Analysis
Current score
Previous score
Analyst Rating
Based on
4
analysts
Hold
Current Rating
458.000
Target Price
+1.24%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Credit Acceptance Corp Highlights
StrengthsRisks
Credit Acceptance Corporation is engaged in offering that enable automobile dealers to sell vehicles to consumers. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The Company offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 18.01% year-on-year.
Undervalued
The company’s latest PB is 3.23, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 7.59M shares, decreasing 8.90% quarter-over-quarter.
Held by Ruane Cunniff
Star Investor Ruane Cunniff holds 584.02K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of 0.58.
Financial Health
Currency: USD Updated: 2025-10-31The company's current financial score is 7.37, which is higher than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 583.80M, representing a year-over-year increase of 8.47%, while its net profit experienced a year-over-year increase of 285.56%.
Score
Financials
6.22
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data
Quality of Earnings
7.05
Operational Efficiency
7.62
Growth Potential
8.57
Shareholder Returns
7.40
Credit Acceptance Corp's Company Valuation
Currency: USD Updated: 2025-10-31The company’s current valuation score is 6.80, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 11.68, which is 269.58% below the recent high of 43.18 and 18.05% above the recent low of 9.57.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 155/408
No Data
Earnings Forecast
Currency: USD Updated: 2025-10-31The company’s current earnings forecast score is 5.50, which is lower than the Banking Services industry's average of 7.39. The average price target for Credit Acceptance Corp is 463.50, with a high of 475.00 and a low of 430.00.
Score
Support & Resistance
No Data
Analyst Rating
Based on
4
analysts
Hold
Current Rating
458.000
Target Price
+1.24%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Credit Acceptance Corp
CACC
4
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
No Data
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-10-31The company’s current price momentum score is 6.34, which is lower than the Banking Services industry's average of 7.35. Sideways: Currently, the stock price is trading between the resistance level at 493.86 and the support level at 422.85, making it suitable for range-bound swing trading.
Score
Support & Resistance
No Data
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
471.258
Sell
MA10
486.037
Sell
MA20
489.046
Sell
MA50
495.177
Sell
MA100
497.018
Sell
MA200
495.713
Sell
Institutional Confidence
Currency: USD Updated: 2025-10-31The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 67.56%, representing a quarter-over-quarter decrease of 42.00%. The largest institutional shareholder is Ruane Cunniff, holding a total of 584.02K shares, representing 5.20% of shares outstanding, with 4.45% decrease in holdings.
Score
Institutional Shareholding
No Data
Shareholder Activity
Name
Shares Held
Chg %
Prescott General Partners LLC
Donald A. Foss 2009 Annuity Trust
Donald A. Foss Irrevocable Trust Dated August 14, 2022
Marital Trust U/A Donald A. Foss Trust January 16, 1981
Cerity Partners LLC
Smith (Thomas W)
Watson (Jill Foss)
Tryforos (Thomas N)
1
2
Risk Assessment
Currency: USD Updated: 2025-10-31The company’s current risk assessment score is 6.54, which is lower than the Banking Services industry's average of 6.60. The company's beta value is 1.16. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.
Score
Beta vs S&P 500 index
1.16
VaR
+3.84%
240-Day Maximum Drawdown
+17.73%
240-Day Volatility
+40.10%
Return
Best Daily Return
60 days
+5.82%
120 days
+6.55%
5 years
+20.16%
Worst Daily Return
60 days
-9.63%
120 days
-9.63%
5 years
-16.24%
Sharpe Ratio
60 days
-0.19
120 days
-0.32
5 years
+0.34
Risk Assessment
Maximum Drawdown
240 days
+17.73%
3 years
+31.71%
5 years
+45.68%
Return-to-Drawdown Ratio
240 days
+0.07
3 years
+0.01
5 years
+0.16
Skewness
240 days
-0.52
3 years
-0.56
5 years
-0.03
Volatility
Realised Volatility
240 days
+40.10%
5 years
+42.22%
Standardised True Range
240 days
+3.70%
5 years
+3.95%
Downside Risk-Adjusted Return
120 days
-40.77%
240 days
-40.77%
Maximum Daily Upside Volatility
60 days
+28.48%
Maximum Daily Downside Volatility
60 days
+32.37%
Liquidity
Average Turnover Rate
60 days
+1.34%
120 days
+1.14%
5 years
--
Turnover Deviation
20 days
+57.99%
60 days
+106.04%
120 days
+75.35%
Peer Comparison
Banking Services
Credit Acceptance Corp
CACC
6.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OMF
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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