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Atlanticus Holdings Corp

ATLC

71.500USD

-0.270-0.38%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

1.08BMarket Cap

10.22P/E TTM



Atlanticus Holdings Corp

71.500

-0.270-0.38%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

11 / 400

Overall Ranking

92 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 6 analysts

Buy

Current Rating

81.667

Target Price

+12.49%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Atlanticus Holdings Corporation is a financial technology company. It is engaged in providing products and services to lenders in the United States. The Company’s Credit as a Service (CaaS) segment provides private label credit and general-purpose credit cards originated by lenders through multiple channels, including retail and healthcare, direct mail solicitation, digital marketing and partnerships with third parties. Its flexible technology solutions allow its bank partners to integrate its paperless process and instant decisioning platform with the existing infrastructure of participating retailers, healthcare providers and other service providers. Within its Auto Finance segment, its CAR subsidiary operations principally purchase and/or service loans secured by automobiles from or for, and also provide floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 22.74% year-on-year.

Overvalued

The company’s latest PB is 1.93, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 12.92M shares, increasing 2.00% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 285.62K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.26.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 9.29, which is higher than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 143.30M, representing a year-over-year increase of 40.39%, while its net profit experienced a year-over-year increase of 57.75%.

Score

Industry at a Glance

Previous score

9.15

Change

0.14



Financials

8.72

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

7.72

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.14, which is -29.95% below the recent high of 7.11 and 47.78% above the recent low of 5.30.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 11/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

The company’s current earnings forecast score is 8.67, which is higher than the Banking Services industry's average of 7.39. The average price target for Atlanticus Holdings Corp is 81.50, with a high of 105.00 and a low of 63.00.

Score

Industry at a Glance

Previous score

8.67

Change

Support & Resistance

No Data

Analyst Rating

Based on 6 analysts

Buy

Current Rating

84.500

Target Price

+17.74%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Atlanticus Holdings Corp

ATLC

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

SoFi Technologies Inc

SOFI

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 9.04, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 80.13 and the support level at 62.19, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.10

Change

-0.06

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.051

Buy

RSI(14)

64.364

Neutral

STOCH(KDJ)(9,3,3)

45.595

Sell

ATR(14)

2.984

High Vlolatility

CCI(14)

63.354

Neutral

Williams %R

52.319

Neutral

TRIX(12,20)

0.841

Sell

StochRSI(14)

0.000

Oversold

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

72.838

Sell

MA10

70.336

Buy

MA20

68.244

Buy

MA50

60.022

Buy

MA100

56.388

Buy

MA200

55.709

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 85.43%, representing a quarter-over-quarter increase of 0.05%. The largest institutional shareholder is The Vanguard, holding a total of 285.62K shares, representing 1.89% of shares outstanding, with 2.98% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Hanna (David G)

4.16M

Hanna (Francis J III)

4.16M

Mccamey (William R)

737.81K

+1.07%

Howard (Jeffrey A)

617.82K

+1.67%

Dimensional Fund Advisors, L.P.

596.07K

-2.50%

Wellington Management Company, LLP

365.28K

+198.86%

BlackRock Institutional Trust Company, N.A.

396.44K

+2.63%

The Vanguard Group, Inc.

Star Investors

275.06K

+1.77%

Geode Capital Management, L.L.C.

124.03K

+1.32%

Renaissance Technologies LLC

Star Investors

121.66K

-3.11%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 4.99, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 2.20. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.