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Ameriserv Financial Inc

ASRV

3.820USD

+0.260+7.30%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

63.12MMarket Cap

11.24P/E TTM



Ameriserv Financial Inc

3.820

+0.260+7.30%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Ameriserv Financial Inc

Currency: USD Updated: 2026-02-06

Key Insights

Ameriserv Financial Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 196 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to trend up.The company has been performing strongly in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Ameriserv Financial Inc's Score

Industry at a Glance

Industry Ranking

196 / 397

Overall Ranking

316 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Ameriserv Financial Inc Highlights

StrengthsRisks

AmeriServ Financial, Inc. is the parent of AmeriServ Financial Bank (the Bank). The Bank provides full-service banking and wealth management services through 16 community offices in southwestern Pennsylvania and Hagerstown, Maryland. The Bank also operates loan production offices in Altoona and Monroeville, Pennsylvania. The Bank provides retail banking services, such as demand, savings and time deposits, checking accounts, money market accounts, secured and unsecured consumer loans, mortgage loans, safe deposit boxes, holiday club accounts, and money orders; and lending, depository and related financial services to commercial, industrial, financial, and governmental customers, such as commercial real estate mortgage loans (CRE), short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate construction loans, business savings accounts, and others. AmeriServ Wealth and Capital Management is a division of the Bank.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 15.31% year-on-year.

Growing

The company is in a growing phase, with the latest annual income totaling USD 55.38M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 56.10%.

Overvalued

The company’s latest PB is 0.53, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 6.94M shares, increasing 0.57% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 588.07K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.52.

Analyst Rating

Based on 0 analysts

Current Rating

0.000

Target Price

0.00%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Ameriserv Financial Inc is 7.97, ranking 168 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 14.32M, representing a year-over-year increase of 11.74%, while its net profit experienced a year-over-year increase of 62.20%.

Score

Industry at a Glance

Previous score

7.97

Change



Financials

5.49

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

8.88

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.93

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.53

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Ameriserv Financial Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Ameriserv Financial Inc is 7.78, ranking 192 out of 397 in the Banking Services industry. Its current P/E ratio is 11.24, which is 71.05% below the recent high of 19.23 and 280.36% above the recent low of -20.28.

Score

Industry at a Glance

Previous score

7.78

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 196/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

No earnings forecast score is currently available for Ameriserv Financial Inc. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Ameriserv Financial Inc is 9.53, ranking 40 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 4.09 and the support level at 3.34, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.13

Change

0.4

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.096

Buy

RSI(14)

75.377

Buy

STOCH(KDJ)(9,3,3)

82.895

Overbought

ATR(14)

0.126

High Vlolatility

CCI(14)

154.249

Buy

Williams %R

8.824

Overbought

TRIX(12,20)

0.453

Sell

StochRSI(14)

73.115

Neutral

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

3.634

Buy

MA10

3.455

Buy

MA20

3.346

Buy

MA50

3.214

Buy

MA100

3.121

Buy

MA200

2.986

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Ameriserv Financial Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 44.61%, representing a quarter-over-quarter decrease of 0.02%. The largest institutional shareholder is The Vanguard, holding a total of 748.24K shares, representing 4.53% of shares outstanding, with 3.56% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

SB Value Partners LP

1.35M

+2.41%

Tontine Asset Management, LLC

1.64M

Dimensional Fund Advisors, L.P.

1.16M

-0.67%

Baird (Brent D)

1.01M

+19.91%

West Chester Capital Advisors Inc.

890.77K

-5.57%

The Vanguard Group, Inc.

Star Investors

756.27K

-3.16%

Renaissance Technologies LLC

Star Investors

588.07K

+0.91%

Pasquerilla (Mark E)

516.11K

+1.92%

O'Malley (Margaret A)

370.11K

+0.18%

Oppenheimer + Close, LLC

352.58K

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Ameriserv Financial Inc is 3.94, ranking 359 out of 397 in the Banking Services industry. The company's beta value is 0.44. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.