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Arrow Financial Corp

AROW

30.050USD

-0.100-0.33%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

493.95MMarket Cap

12.94P/E TTM



Arrow Financial Corp

30.050

-0.100-0.33%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Arrow Financial Corp

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a good stock market performance and strong technicals, the fundamentals don't support the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Arrow Financial Corp's Score

Industry at a Glance

Industry Ranking

131 / 407

Overall Ranking

201 / 4614

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Buy

Current Rating

33.500

Target Price

+11.48%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Arrow Financial Corp Highlights

StrengthsRisks

Arrow Financial Corporation is a bank holding company. The Company's banking subsidiaries include Glens Falls National Bank and Trust Company (GFNB) and Saratoga National Bank and Trust Company (SNB). The two banks provide a full range of services for individuals and small to mid-size businesses in northeastern New York State from Albany, the state's capitol, to the Canadian border. It is engaged in a range of lending activities, including commercial and industrial lending primarily to small and mid-sized companies; mortgage lending for residential and commercial properties, and consumer installment and home equity financing. It also provides retirement planning, trust and estate administration services for individuals, and pension, profit-sharing and employee benefit plan administration for corporations. GFNB's subsidiary, Upstate Agency LLC, offers insurance services, including property and casualty insurance, group health insurance and individual life insurance products.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 58.72%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 58.72%.

Fairly Valued

The company’s latest PB is 1.18, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 8.62M shares, decreasing 6.36% quarter-over-quarter.

Held by HOTCHKIS & WILEY

Star Investor HOTCHKIS & WILEY holds 122.03K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 4.88, which is lower than the Banking Services industry's average of 7.05. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 36.77M, representing a year-over-year increase of 2.35%, while its net profit experienced a year-over-year increase of 84.95%.

Score

Industry at a Glance

Previous score

4.88

Change



Financials

5.54

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

3.61

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.61

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.49

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.14

Key Metrics

Free cash flow

No Data

Arrow Financial Corp's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 6.84, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 11.54, which is 51.03% below the recent high of 17.44 and 42.96% above the recent low of 6.58.

Score

Industry at a Glance

Previous score

6.84

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 131/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.41. The average price target for Arrow Financial Corp is 33.50, with a high of 33.50 and a low of 33.50.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Buy

Current Rating

33.500

Target Price

+11.48%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

Arrow Financial Corp

AROW

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Regions Financial Corp

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 9.01, which is higher than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 32.37 and the support level at 26.80, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.07

Change

-0.06

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.878

Buy

RSI(14)

62.961

Neutral

STOCH(KDJ)(9,3,3)

78.259

Neutral

ATR(14)

0.919

High Vlolatility

CCI(14)

90.629

Neutral

Williams %R

26.515

Buy

TRIX(12,20)

0.229

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

30.180

Sell

MA10

28.671

Buy

MA20

27.766

Buy

MA50

28.290

Buy

MA100

27.811

Buy

MA200

26.885

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 52.47%, representing a quarter-over-quarter decrease of 5.94%. The largest institutional shareholder is The Vanguard, holding a total of 872.18K shares, representing 5.31% of shares outstanding, with 10.59% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Glens Falls National Bank & Trust Company

1.89M

+0.06%

BlackRock Institutional Trust Company, N.A.

1.19M

-3.28%

The Vanguard Group, Inc.

Star Investors

872.18K

+4.61%

Dimensional Fund Advisors, L.P.

746.58K

+0.43%

State Street Investment Management (US)

373.15K

-3.00%

Geode Capital Management, L.L.C.

372.48K

-1.92%

American Century Investment Management, Inc.

328.68K

+1.76%

Renaissance Technologies LLC

Star Investors

261.81K

+13.03%

Rhino Investment Partners, Inc.

199.95K

+1.87%

Northern Trust Investments, Inc.

132.29K

-4.97%

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 6.66, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.79. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.