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Arrow Financial Corp

AROW

33.020USD

-0.300-0.90%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

548.23MMarket Cap

12.44P/E TTM



Arrow Financial Corp

33.020

-0.300-0.90%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Arrow Financial Corp

Currency: USD Updated: 2026-03-27

Key Insights

Arrow Financial Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 158 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 35.50.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Arrow Financial Corp's Score

Industry at a Glance

Industry Ranking

158 / 400

Overall Ranking

270 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Arrow Financial Corp Highlights

StrengthsRisks

Arrow Financial Corporation is a bank holding company. The Company through its subsidiary, Arrow Bank National Association (Arrow Bank) provides a full range of services to individuals and small to mid-size businesses in New York State from Albany to the Canadian border. In addition, through an indirect lending program, it sources consumer loans from a network of automobile dealers that operate throughout New York and Vermont. It has a wealth management department which provides investment management and trust services. It’s subsidiary of Arrow Bank is Upstate Agency LLC, offering insurance services including property, and casualty insurance, group health insurance and individual life insurance products. North Country Investment Advisers, Inc., a registered investment adviser that provides investment advice to its proprietary mutual fund, and Arrow Properties, Inc., a real estate investment trust, or REIT, are subsidiaries of Arrow Bank.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 24.36% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 163.81M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 58.72%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 58.72%.

Overvalued

The company’s latest PB is 1.26, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 8.63M shares, increasing 0.04% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 252.21K shares of this stock.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

35.500

Target Price

+6.54%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Arrow Financial Corp is 4.63, ranking 379 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 42.94M, representing a year-over-year increase of 26.61%, while its net profit experienced a year-over-year increase of 210.31%.

Score

Industry at a Glance

Previous score

4.63

Change



Financials

5.49

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

2.45

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.76

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.44

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

5.00

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Arrow Financial Corp's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Arrow Financial Corp is 6.84, ranking 315 out of 400 in the Banking Services industry. Its current P/E ratio is 12.44, which is 40.19% below the recent high of 17.44 and 47.06% above the recent low of 6.58.

Score

Industry at a Glance

Previous score

6.84

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 158/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Arrow Financial Corp is 6.00, ranking 278 out of 400 in the Banking Services industry. The average price target is 33.50, with a high of 33.50 and a low of 33.50.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

35.500

Target Price

+6.54%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

307

Total

Median

Average

Company name

Ratings

Analysts

Arrow Financial Corp

AROW

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Arrow Financial Corp is 7.32, ranking 94 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 34.37 and the support level at 31.52, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.80

Change

-1.48

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.203

Neutral

RSI(14)

48.779

Neutral

STOCH(KDJ)(9,3,3)

77.056

Neutral

ATR(14)

0.818

Low Volatility

CCI(14)

61.490

Neutral

Williams %R

28.387

Buy

TRIX(12,20)

-0.167

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

33.222

Sell

MA10

32.676

Buy

MA20

32.894

Buy

MA50

33.658

Sell

MA100

32.412

Buy

MA200

29.995

Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Arrow Financial Corp is 5.00, ranking 152 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 55.17%, representing a quarter-over-quarter decrease of 1.44%. The largest institutional shareholder is The Vanguard, holding a total of 876.81K shares, representing 5.31% of shares outstanding, with 6.21% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Glens Falls National Bank & Trust Company

1.86M

-1.64%

BlackRock Institutional Trust Company, N.A.

1.14M

-3.48%

The Vanguard Group, Inc.

Star Investors

889.23K

+1.95%

Rhino Investment Partners, Inc.

227.80K

+13.93%

Dimensional Fund Advisors, L.P.

740.45K

-0.82%

State Street Investment Management (US)

376.92K

+1.01%

Geode Capital Management, L.L.C.

371.18K

-0.35%

American Century Investment Management, Inc.

323.99K

-1.42%

Renaissance Technologies LLC

Star Investors

249.29K

-4.78%

Acadian Asset Management LLC

60.95K

+146.48%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Arrow Financial Corp is 6.46, ranking 228 out of 400 in the Banking Services industry. The company's beta value is 0.77. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.